FirstBank (Lakewood, CO)

Overview / Commentary
10403 West Colfax Avenue
Lakewood, CO 80215

FirstBank (Lakewood, CO) is headquartered in Lakewood and is the largest bank in the state of Colorado. It is also the 81st largest bank in the nation. It was established in 1963 and as of December of 2021, it had grown to 2,515 employees at 109 locations. FirstBank (Lakewood, CO) has an A health rating.

Reviews (2)

A Dying Breed

Posted by: |

FirstBank is one of the last surviving Colorado banks after deregulation in the 1980's. Almost all other banks here are national chains. I enjoy banking with FirstBank because they are Colorado owned and operated with locations all over the Front Range and I-70 mountain towns. I have also always received top customer service from FirstBank as they have friendly, knowledgeable employees. However, they really like to fee their customers. A $10 annual fee for a Visa Debit card? Foreign ATM fees (so if you visit any other state and use an ATM there, you get hit with a $2 fee); $8 cashiers check fee etc. I have checking/savings/overdraft line of credit and a Visa Signature credit card and I pay $30 a year in fees ($10 Visa Debit and $20 line of credit). Their savings rate is ridiculously low at 0.01%; however, if you upgrade to Premier Checking (requires $2,500 in the account at all times) you earn 0.05% and the $10 Visa Debit and $20 line of credit annual fees are waived. In recent years, FirstBank has oddly expanded into the Phoenix, AZ area and as such, they have started to play down the Colorado ties which has been disappointing as it feels less local.
Overall, if you want a convenient, friendly and Colorado owned bank you cannot find anything better. I always recommend having a credit union on the side for loans and better deposit rates, but banks do checking so much better.

Fraudulent Deceptive Bank

Have had the account open 4 mo they lost my deposit at the branch, upon opening the rep told me different from the actual policies so I was charge an overdraft fee one day after opening the account and the rep told me it's a common thing that happens (figures they should correct it) then I was charged a 34 nsf fee for over drafting .80 cents after a manager told me I didn't no how to bank.


Health Grade Components

FDIC Certificate #18714
Year Established1963
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD18.33%
Annual Interest Income$689.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$28.79B$24.40B
LoansQ4 2021vs Q4 2020$13.67B$13.03B
DepositsQ4 2021vs Q4 2020$26.67B$21.97B
Equity CapitalQ4 2021vs Q4 2020$1.91B$1.82B
Loan Loss AllowanceQ4 2021vs Q4 2020$150.9MM$149.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$17.1MM$19.9MM
Real Estate OwnedQ4 2021vs Q4 2020$2.4MM$3.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

FirstBank (Lakewood, CO) Savings Account Rates

0.01%--Regular Savings
0.01%--Liquid Asset Account
0.01%--Business Liquid Asset Account
0.01%--Business Regular Savings
0.01%--Health Savings Account
0.01%--Bloom Savings Account

FirstBank (Lakewood, CO) Money Market Rates

0.01%$500-Money Market Checking
0.01%--Money Market Savings
0.01%--Money Market Savings - Smart Choice College Savings Plan
0.01%--Business Money Market Checking
0.01%--Business Money Market Savings
0.01%--IRA Money Market Savings

FirstBank (Lakewood, CO) Checking Account Rates

0.01%$2.5k-Premier Checking
0.01%$500-55-Plus Checking

FirstBank (Lakewood, CO) CD Rates

0.50%$10k-5 Year Premier Time Account
0.50%$10k-Business 5 Year Premier Time Account
0.40%$500-5 Year Time Deposit Account
0.40%$500-Business 5 Year Time Deposit Account
0.30%$10k-3-1/2 Year Premier Time Account
0.30%$10k-Business 3-1/2 Year Premier Time Account
0.20%$500-3-1/2 Year Time Deposit Account
0.20%$10k-2 Year Premier Time Account
0.20%$10k-Business 2 Year Premier Time Account
0.20%$500-Business 3-1/2 Year Time Deposit Account
0.10%--1 Year Time Savings Account
0.10%--2 Year Time Savings Account
0.10%$500-1 Year Time Deposit Account
0.10%$500-2 Year Time Deposit Account
0.10%$10k-1 Year Premier Time Account
0.10%--1 Year Time Savings - Smart Choice College Savings Plan
0.10%$10k-Business 1 Year Premier Time Account
0.10%$500-Business 1 Year Time Deposit Account
0.10%--Business 1 Year Time Savings Account
0.10%$500-Business 2 Year Time Deposit Account
0.10%--Business 2 Year Time Savings Account
0.02%--91 Day Time Savings Account
0.02%$500-91 Day Time Deposit Account
0.02%$500-182 Day Time Deposit Account
0.02%$10k-91 Day Premier Time Account
0.02%$10k-182 Day Premier Time Account
0.02%$10k-Business 91 Day Premier Time Account
0.02%$500-Business 91 Day Time Deposit Account
0.02%--Business 91 Day Time Savings Account
0.02%$10k-Business 182 Day Premier Time Account
0.02%$500-Business 182 Day Time Deposit Account


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