FirstBank (Lakewood, CO)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.17% | 5-year CD | |
| 1.41% | 1-year CD | |
| 0.15% | Savings | 2.20% - Barclays Online Savings Account |
FirstBank (Lakewood, CO) is headquartered in Lakewood and is the largest bank in the state of Colorado. It is also the 89th largest bank in the nation. It was established in 1963 and as of December of 2018, it had grown to 2,670 employees at 118 locations. FirstBank (Lakewood, CO)'s CD rates are 3X the national average, and it has an A health rating.
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A Dying Breed
FirstBank is one of the last surviving Colorado banks after deregulation in the 1980's. Almost all other banks here are national chains. I enjoy banking with FirstBank because they are Colorado owned and operated with locations all over the Front Range and I-70 mountain towns. I have also always received top customer service from FirstBank as they have friendly, knowledgeable employees. However, they really like to fee their customers. A $10 annual fee for a Visa Debit card? Foreign ATM fees (so if you visit any other state and use an ATM there, you get hit with a $2 fee); $8 cashiers check fee etc. I have checking/savings/overdraft line of credit and a Visa Signature credit card and I pay $30 a year in fees ($10 Visa Debit and $20 line of credit). Their savings rate is ridiculously low at 0.01%; however, if you upgrade to Premier Checking (requires $2,500 in the account at all times) you earn 0.05% and the $10 Visa Debit and $20 line of credit annual fees are waived. In recent years, FirstBank has oddly expanded into the Phoenix, AZ area and as such, they have started to play down the Colorado ties which has been disappointing as it feels less local.
Overall, if you want a convenient, friendly and Colorado owned bank you cannot find anything better. I always recommend having a credit union on the side for loans and better deposit rates, but banks do checking so much better.
Fraudulent Deceptive Bank
Have had the account open 4 mo they lost my deposit at the branch, upon opening the rep told me different from the actual policies so I was charge an overdraft fee one day after opening the account and the rep told me it's a common thing that happens (figures they should correct it) then I was charged a 34 nsf fee for over drafting .80 cents after a manager told me I didn't no how to bank.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 18714 |
| Year Established | 1963 |
| Employees | 2670 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.67% |
| Return on Equity - YTD | 20.09% |
| Annual Interest Income | $689.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $18.51B$17.51B |
| Loans | Q4 2018vs Q4 2017 | $10.69B$10.15B |
| Deposits | Q4 2018vs Q4 2017 | $16.73B$15.88B |
| Equity Capital | Q4 2018vs Q4 2017 | $1.60B$1.46B |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $100.1MM$96.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $14.1MM$12.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $1.6MM$1.7MM |
Always verify rates and promotions with the bank or credit union. We are not FirstBank (Lakewood, CO); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
FirstBank (Lakewood, CO) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.36%*† | $500k* | - | Liquid Asset Account | ||
| OTHER TIERS: 0.40% → Up to $20k | 0.65% → $20k - $100k | 1.11% → $100k - $500k | |||||
| 1.36%*† | $500k* | - | eSave Savings Account | ||
| OTHER TIERS: 0.40% → Up to $20k | 0.65% → $20k - $100k | 1.11% → $100k - $500k | |||||
| 1.36%*† | $25k* | - | Health Savings Account | ||
| OTHER TIERS: 0.15% → Up to $1k | 0.20% → $1k - $2.5k | 0.40% → $2.5k - $10k | 0.65% → $10k - $25k | |||||
| 1.35%*† | $500k* | - | Business Liquid Asset Account | ||
| OTHER TIERS: 0.40% → Up to $20k | 0.65% → $20k - $100k | 1.10% → $100k - $500k | |||||
| 0.15%† | - | - | Regular Savings | ||
| 0.15%† | - | - | Business Regular Savings | ||
FirstBank (Lakewood, CO) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%*† | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.15% → Up to $20k | 0.20% → $20k - $100k | |||||
| 0.35%*† | $100k* | - | Money Market Savings - Smart Choice College Savings Plan | ||
| OTHER TIERS: 0.15% → Up to $20k | 0.20% → $20k - $100k | |||||
| 0.35%*† | $100k* | - | Business Money Market Savings | ||
| OTHER TIERS: 0.15% → Up to $20k | 0.20% → $20k - $100k | |||||
| 0.20%*† | $20k* | - | Money Market Checking | ||
| OTHER TIERS: 0.15% → $500 - $20k | |||||
| 0.20%*† | $20k* | - | Business Money Market Checking | ||
| OTHER TIERS: 0.15% → Up to $20k | |||||
FirstBank (Lakewood, CO) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.36%*† | $500k* | - | eSave Checking | ||
| OTHER TIERS: 0.40% → Up to $20k | 0.65% → $20k - $100k | 1.11% → $100k - $500k | |||||
| 0.35%*† | $50k* | - | Premier Checking | ||
| OTHER TIERS: 0.20% → $2.5k - $25k | 0.25% → $25k - $50k | |||||
| 0.20%*† | $20k* | - | 55-Plus Checking | ||
| OTHER TIERS: 0.15% → $500 - $20k | |||||
FirstBank (Lakewood, CO) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53%† | $10k | - | 1 Year Premier Time Account | |
| 2.53%† | $10k | - | 2 Year Premier Time Account | |
| 2.53%† | $10k | - | 3-1/2 Year Premier Time Account | |
| 2.53%† | $10k | - | 5 Year Premier Time Account | |
| 2.53%† | $10k | - | Business 1 Year Premier Time Account | |
| 2.53%† | $10k | - | Business 2 Year Premier Time Account | |
| 2.53%† | $10k | - | Business 3-1/2 Year Premier Time Account | |
| 2.53%† | $10k | - | Business 5 Year Premier Time Account | |
| 2.17%† | $500 | - | 5 Year Time Deposit Account | |
| 2.17%† | $500 | - | Business 5 Year Time Deposit Account | |
| 1.92%† | $500 | - | 3-1/2 Year Time Deposit Account | |
| 1.92%† | $500 | - | Business 3-1/2 Year Time Deposit Account | |
| 1.66%† | - | - | 2 Year Time Savings Account | |
| 1.66%† | $500 | - | 2 Year Time Deposit Account | |
| 1.66%† | $500 | - | Business 2 Year Time Deposit Account | |
| 1.66%† | - | - | Business 2 Year Time Savings Account | |
| 1.41%† | - | - | 1 Year Time Savings Account | |
| 1.41%† | $500 | - | 1 Year Time Deposit Account | |
| 1.41%† | - | - | 1 Year Time Savings - Smart Choice College Savings Plan | |
| 1.41%† | $500 | - | Business 1 Year Time Deposit Account | |
| 1.41%† | - | - | Business 1 Year Time Savings Account | |
| 1.11%† | $10k | - | 182 Day Premier Time Account | |
| 1.11%† | $10k | - | Business 182 Day Premier Time Account | |
| 1.00%† | $500 | - | 182 Day Time Deposit Account | |
| 1.00%† | $500 | - | Business 182 Day Time Deposit Account | |
| 0.75%† | $10k | - | 91 Day Premier Time Account | |
| 0.75%† | $10k | - | Business 91 Day Premier Time Account | |
| 0.65%† | - | - | 91 Day Time Savings Account | |
| 0.65%† | $500 | - | 91 Day Time Deposit Account | |
| 0.65%† | $500 | - | Business 91 Day Time Deposit Account | |
| 0.65%† | - | - | Business 91 Day Time Savings Account |
