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FirstBank (Lakewood, CO)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.17%5-year CD5 Year Time Deposit
1.41%1-year CD1 Year Time Savings - Smart Choice College Savings Plan
0.10%SavingsRegular Savings

Overview / Commentary
303-232-2000
10403 West Colfax Avenue
Lakewood, CO 80215

FirstBank (Lakewood, CO) is headquartered in Lakewood and is the largest bank in the state of Colorado. It is also the 90th largest bank in the nation. It was established in 1963 and as of March of 2018, it had grown to 2,520 employees at 119 locations. FirstBank (Lakewood, CO)'s savings rates are 2X the national average, and it has an A health rating.

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Reviews (2)

A Dying Breed

Posted by: CONative | Aug 22, 2015

FirstBank is one of the last surviving Colorado banks after deregulation in the 1980's. Almost all other banks here are national chains. I enjoy banking with FirstBank because they are Colorado owned and operated with locations all over the Front Range and I-70 mountain towns. I have also always received top customer service from FirstBank as they have friendly, knowledgeable employees. However, they really like to fee their customers. A $10 annual fee for a Visa Debit card? Foreign ATM fees (so if you visit any other state and use an ATM there, you get hit with a $2 fee); $8 cashiers check fee etc. I have checking/savings/overdraft line of credit and a Visa Signature credit card and I pay $30 a year in fees ($10 Visa Debit and $20 line of credit). Their savings rate is ridiculously low at 0.01%; however, if you upgrade to Premier Checking (requires $2,500 in the account at all times) you earn 0.05% and the $10 Visa Debit and $20 line of credit annual fees are waived. In recent years, FirstBank has oddly expanded into the Phoenix, AZ area and as such, they have started to play down the Colorado ties which has been disappointing as it feels less local.
Overall, if you want a convenient, friendly and Colorado owned bank you cannot find anything better. I always recommend having a credit union on the side for loans and better deposit rates, but banks do checking so much better.

Fraudulent Deceptive Bank

Have had the account open 4 mo they lost my deposit at the branch, upon opening the rep told me different from the actual policies so I was charge an overdraft fee one day after opening the account and the rep told me it's a common thing that happens (figures they should correct it) then I was charged a 34 nsf fee for over drafting .80 cents after a manager told me I didn't no how to bank.



Health

Health Grade Components

Overall
FDIC Certificate #18714
Year Established1963
Employees2520
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD19.71%
Annual Interest Income$162.3MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$18.03B$17.28B
LoansQ1 2018vs Q1 2017$10.25B$9.68B
DepositsQ1 2018vs Q1 2017$16.32B$15.74B
Equity CapitalQ1 2018vs Q1 2017$1.49B$1.38B
Loan Loss AllowanceQ1 2018vs Q1 2017$96.4MM$92.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$9.3MM$19.0MM
Real Estate OwnedQ1 2018vs Q1 2017$1.7MM$3.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

FirstBank (Lakewood, CO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$500k*-Liquid Asset Account
OTHER TIERS: 0.15% Up to $20k | 0.40% $20k - $50k | 1.00% $100k - $500k
1.26%*$500k*-eSave Savings Account
OTHER TIERS: 0.15% Up to $20k | 0.40% $20k - $100k | 1.00% $100k - $500k
1.25%*$500k*-Business Liquid Asset Account
OTHER TIERS: 0.15% Up to $20k | 0.40% $20k - $100k | 1.00% $100k - $500k
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $2,500 | 0.15% $2,500 - $10k | 0.40% $10k - $25k
0.10%--Regular Savings
0.10%--Business Regular Savings

FirstBank (Lakewood, CO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Savings
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $100k
0.25%*$100k*-Money Market Savings - Smart Choice College Savings Plan
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $100k
0.25%*$100k*-Business Money Market Savings
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $100k
0.10%*$20k*-Money Market Checking
OTHER TIERS: 0.05% $500 - $20k
0.10%*$20k*-Business Money Market Checking
OTHER TIERS: 0.05% Up to $20k

FirstBank (Lakewood, CO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$500k*-eSave Checking
OTHER TIERS: 0.15% Up to $20k | 0.40% $20k - $100k | 1.00% $100k - $500k
0.25%*$50k*-Premier Checking
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.10%*$20k*-55-Plus Checking
OTHER TIERS: 0.05% $500 - $20k

FirstBank (Lakewood, CO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$10k-5 Year Premier Time Account
2.27%$10k-5 Year Business Premier Time Account
2.17%$500-5 Year Time Deposit
2.17%$500-5 Year Business Time Deposit
2.02%$10k-3-1/2 Year Premier Time Account
2.02%$10k-3-1/2 Year Business Premier Time Account
1.92%$500-3-1/2 Year Time Deposit
1.92%$500-3-1/2 Year Business Time Deposit
1.76%$10k-2 Year Premier Time Account
1.76%$10k-2 Year Business Premier Time Account
1.66%--2 Year Time Savings
1.66%$500-2 Year Time Deposit
1.66%$500-2 Year Business Time Deposit
1.66%--2 Year Business Time Savings
1.51%$10k-1 Year Premier Time Account
1.51%$10k-1 Year Business Premier Time Account
1.41%--1 Year Time Savings
1.41%$500-1 Year Time Deposit
1.41%--1 Year Time Savings - Smart Choice College Savings Plan
1.41%$500-1 Year Business Time Deposit
1.41%--1 Year Business Time Savings
1.11%$10k-182 Day Premier Time Account
1.11%$10k-182 Day Business Premier Time Account
1.00%$500-182 Day Time Deposit
1.00%$500-182 Day Business Time Deposit
0.75%$10k-91 Day Premier Time Account
0.75%$10k- 91 Day Business Premier Time Account
0.65%--91 Day Time Savings
0.65%$500-91 Day Time Deposit
0.65%$500-91 Day Business Time Deposit
0.65%--91 Day Business Time Savings
Locations

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