Firstlight Federal Credit Union


Overview / Commentary
915-562-1172
9983 Kenworthy St
El Paso, TX 79924

Firstlight Federal Credit Union is headquartered in El Paso and is the 21st largest credit union in the state of Texas. It is also the 297th largest credit union in the nation. It was established in 1955 and as of June of 2024, it had grown to 344 employees and 101,258 members at 11 locations. Firstlight Federal Credit Union's savings rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Firstlight Federal Credit Union is open to those who live, work, or worship in El Paso County, Doña Ana County or the Fort Bliss community.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #10174
Year Chartered1955
Employees344
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.64%
Annual Interest Income$49.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.6B$1.58B
LoansQ2 2024vs Q2 2023$1.33B$1.26B
DepositsQ2 2024vs Q2 2023$1.32B$1.33B
Equity CapitalQ2 2024vs Q2 2023$146.9MM$140.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$18.3MM$10.9MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$6.9MM$4.4MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Firstlight Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Firstlight Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$300k-High Yield Savings
3.04%$300k-Business High Yield Savings
0.25%$0-IRA Savings
0.15%$100-Share Savings
0.15%$100-Business Share Savings
0.15%$0-Cha Ching
0.15%$0-Youth Share Savings
0.15%$0-Dollar Dog
0.15%$0-The Edge

Firstlight Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%*$500k*-Business Money Market
OTHER TIERS: 0.50% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k | 1.11% $100k - $500k
1.16%*$500k*-Money Market
OTHER TIERS: 0.50% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k | 1.11% $100k - $500k

Firstlight Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%*$5k*-Simply More
OTHER TIERS: 0.10% $2.5k - $5k
0.10%$7.5k-Business Premier

Firstlight Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%*$100k*-Business 1 Year CD
OTHER TIERS: 4.35% $500 - $25k | 4.40% $25k - $100k
4.45%*$100k*-1 Year CD
OTHER TIERS: 4.35% $500 - $25k | 4.40% $25k - $100k
4.15%*$100k*-Business 2 Year CD
OTHER TIERS: 4.05% $500 - $25k | 4.10% $25k - $100k
4.15%*$100k*-2 Year CD
OTHER TIERS: 4.05% $500 - $25k | 4.10% $25k - $100k
4.10%*$100k*-Business 6 Month CD
OTHER TIERS: 4.00% $500 - $25k | 4.05% $25k - $100k
4.10%*$100k*-Business 18 Month CD
OTHER TIERS: 4.00% $500 - $25k | 4.05% $25k - $100k
4.10%*$100k*-6 Month CD
OTHER TIERS: 4.00% $500 - $25k | 4.05% $25k - $100k
4.10%*$100k*-18 Month CD
OTHER TIERS: 4.00% $500 - $25k | 4.05% $25k - $100k
3.80%*$100k*-Business 5 Year CD
OTHER TIERS: 3.70% $500 - $25k | 3.75% $25k - $100k
3.80%*$100k*-5 Year CD
OTHER TIERS: 3.70% $500 - $25k | 3.75% $25k - $100k
3.75%*$100k*-Business 3 Year CD
OTHER TIERS: 3.65% $500 - $25k | 3.70% $25k - $100k
3.75%*$100k*-3 Year CD
OTHER TIERS: 3.65% $500 - $25k | 3.70% $25k - $100k
3.75%*$100k*-Business 30 Month CD
OTHER TIERS: 3.65% $500 - $25k | 3.70% $25k - $100k
3.75%*$100k*-30 Month CD
OTHER TIERS: 3.65% $500 - $25k | 3.70% $25k - $100k
3.55%*$100k*-Business 4 Year CD
OTHER TIERS: 3.45% $500 - $25k | 3.50% $25k - $100k
3.55%*$100k*-4 Year CD
OTHER TIERS: 3.45% $500 - $25k | 3.50% $25k - $100k
3.55%*$100k*-Business 2 Year Changeable CD
OTHER TIERS: 3.45% $500 - $25k | 3.50% $25k - $100k
3.55%*$100k*-2 Year Changeable CD
OTHER TIERS: 3.45% $500 - $25k | 3.50% $25k - $100k
3.10%$5-1 Year Dream Builder CD
2.90%*$100k*-Business 91 Day CD
OTHER TIERS: 2.80% $500 - $25k | 2.85% $25k - $100k
2.90%*$100k*-91 Day CD
OTHER TIERS: 2.80% $500 - $25k | 2.85% $25k - $100k
2.65%$5-2 Year Dream Builder CD
2.40%$5-3 Year Dream Builder CD

Firstlight Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%*$100k*-1 Year IRA
OTHER TIERS: 4.35% $500 - $25k | 4.40% $25k - $100k
4.15%*$100k*-2 Year IRA
OTHER TIERS: 4.05% $500 - $25k | 4.10% $25k - $100k
4.10%*$100k*-6 Month IRA
OTHER TIERS: 4.00% $500 - $25k | 4.05% $25k - $100k
4.10%*$100k*-18 Month IRA
OTHER TIERS: 4.00% $500 - $25k | 4.05% $25k - $100k
3.80%*$100k*-5 Year IRA
OTHER TIERS: 3.70% $500 - $25k | 3.75% $25k - $100k
3.75%*$100k*-3 Year IRA
OTHER TIERS: 3.65% $500 - $25k | 3.70% $25k - $100k
3.55%*$100k*-4 Year IRA
OTHER TIERS: 3.45% $500 - $25k | 3.50% $25k - $100k
3.55%*$100k*-2 Year Changeable IRA
OTHER TIERS: 3.45% $500 - $25k | 3.50% $25k - $100k
2.90%*$100k*-91 Day IRA
OTHER TIERS: 2.80% $500 - $25k | 2.85% $25k - $100k
Locations

Availability



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