First-Lockhart National Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstlockhart.com

512-398-7375

111 South Main Street
Lockhart, TX 78644

First-Lockhart National Bank is headquartered in LOCKHART and is the 192^nd largest bank in the state of Texas. It is also the 2,115^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 51 employees at 4 locations. First-Lockhart National Bank has an A health rating.

Reviews (1)

Write a Review

Rate Continues To Drop

Posted by: jmace57 | Jan 6, 2022

I signed up for an account here in mid-2021, and received notice that rate was dropping from 2.05% to 1.05%. It's hardly worth the effort any more.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	13599
Year Established	1934
Employees	51
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	6.03%
Annual Interest Income	$5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$390.3MM$374.1MM
Loans	Q1 2025vs Q1 2024	$272.7MM$271MM
Deposits	Q1 2025vs Q1 2024	$352.9MM$339.1MM
Equity Capital	Q1 2025vs Q1 2024	$35MM$32.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.3MM$3.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$788K$25K
Real Estate Owned	Q1 2025vs Q1 2024	$0$649K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for First-Lockhart National Bank are currently being reviewed.

Locations

First-Lockhart National Bank Locations
First-Lockhart National Bank	111 S Main St	Lockhart, TX 78644
Kyle Branch	800 West Farm To Market 150	Kyle, TX 78640
Austin Office Branch	319 W. Slaughter Lane	Austin, TX 78748
San Marcos Banking Center	2507 Hunter Road	San Marcos, TX 78666

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