First-Lockhart National Bank


Overview / Commentary
512-398-3416
111 South Main Street
Lockhart, TX 78644

First-Lockhart National Bank is headquartered in Lockhart and is the 201st largest bank in the state of Texas. It is also the 2,275th largest bank in the nation. It was established in 1934 and as of September of 2020, it had grown to 52 employees at 4 locations. First-Lockhart National Bank has an A health rating.

Related Posts

First-Lockhart's Kasasa Cash Earns 3.05% APY Up To $25k - 1/20/2020

First-Lockhart National Bank is offering its Free Kasasa Cash Checking (3.05% APY, up to $25k) to all Texas residents through online application. $50 min opening deposit.

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Reviews (2)

Slow To Start A New Account, But Then Everything Gets Better

Posted by: |

I applied for my account online. I was supposed to hear from someone within a few days, but that did not happen? I waited about 4-5 days and called and spoke with Samantha Ortega, She was apologetic for the delay and immediately got my account opened, processed my Initial deposit, got my Debit card ordered and opened my access to online banking.

Since then, I have been using the account with no issues. I did have a few questions after I opened my account and sent emails to Samantha who quickly replied to answer my questions.

After completing my first banking cycle, everything is running smoothly and I have no complaints.

Change In Rate And Debit Count

Posted by: |

I just signed up for this account. I was told by the customer rep that the interest rate went down from 3.05% to 2.05%. Upon further examination, I also saw the debit card usage requirements jumped from 7 to 15 (still at $5/transaction minimum). It may not be worth the effort.



Health

Health Grade Components

Overall
FDIC Certificate #13599
Year Established1934
Employees52
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.71%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$319.6MM$274.9MM
LoansQ3 2020vs Q3 2019$180.5MM$193.0MM
DepositsQ3 2020vs Q3 2019$287.3MM$245.2MM
Equity CapitalQ3 2020vs Q3 2019$29.8MM$27.0MM
Loan Loss AllowanceQ3 2020vs Q3 2019$3.0MM$3.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$651.00K$0
Real Estate OwnedQ3 2020vs Q3 2019$0$324.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First-Lockhart National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First-Lockhart National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*-$100kFree Kasasa Saver
OTHER TIERS: 0.25% $100k+

First-Lockhart National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*-$25kFree Kasasa Cash Checking
OTHER TIERS: 0.49% $25k+
Locations


First-Lockhart National Bank Locations
First-Lockhart National Bank111 Main StreetLockhart, TX 78644
Kyle Branch800 West Farm To Market 150Kyle, TX 78640
Austin Office Branch319 W. Slaughter LaneAustin, TX 78748
San Marcos Banking Center2507 Hunter RoadSan Marcos, TX 78666

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