Overview / Commentary
FirstOak Bank is headquartered in Independence and is the 81st largest bank in the state of Kansas. It is also the 3,067th largest bank in the nation. It was established in 1881 and as of September of 2019, it had grown to 44 employees at 5 locations. FirstOak Bank has an A health rating.
Health
A
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4660 |
| Year Established | 1881 |
| Employees | 44 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.15% |
| Return on Equity - YTD | 20.12% |
| Annual Interest Income | $7.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $180.4MM$187.4MM |
| Loans | Q3 2019vs Q3 2018 | $134.7MM$134.2MM |
| Deposits | Q3 2019vs Q3 2018 | $159.3MM$154.4MM |
| Equity Capital | Q3 2019vs Q3 2018 | $19.6MM$18.7MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $1.7MM$1.5MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $357.00K$567.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$75.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
FirstOak Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $25 | - | Young Savers Savings Account | |
| 0.40% | $100 | - | Santa's Savings Account | |
| 0.30% | $100 | - | Regular Savings Account |
FirstOak Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.38%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $2.5k - $25k | 0.33% → $25k - $100k | |||||
FirstOak Bank CD Rates
FirstOak Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.41% | $1k | - | 48 Month IRA | |
| 1.31% | $1k | - | 36 Month IRA | |
| 1.11% | $1k | - | 30 Month IRA | |
| 0.90% | $1k | - | 24 Month IRA | |
| 0.80% | $1k | - | 18 Month IRA | |
| 0.70% | $1k | - | 12 Month IRA | |
| 0.60% | $1k | - | 6 Month IRA | |
| 0.55% | $1k | - | 3 Month IRA |
Locations
| FirstOak Bank Locations | ||
|---|---|---|
| Firstbank Of Independence | 113 North Penn Avenue | Independence, KS 67301 |
| First National Bank Of Pueblo Branch | 1419 W US Highway 50 | Pueblo, CO 81008 |
| Elk City Branch | 106 E Hickory Street | Elk City, KS 67344 |
| Drive-Thru Branch | 1801 West Main Street | Independence, KS 67301 |
| Fredonia Branch | 501 Madison Street | Fredonia, KS 66736 |