FirstOak Bank

Overview / Commentary
113 North Penn Avenue
Independence, KS 67301

FirstOak Bank is headquartered in Independence and is the 83rd largest bank in the state of Kansas. It is also the 3,078th largest bank in the nation. It was established in 1881 and as of June of 2019, it had grown to 44 employees at 5 locations. FirstOak Bank has an A health rating.


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Health Grade Components

FDIC Certificate #4660
Year Established1881
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.11%
Return on Equity - YTD19.83%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$179.3MM$182.7MM
LoansQ2 2019vs Q2 2018$134.8MM$128.6MM
DepositsQ2 2019vs Q2 2018$157.0MM$155.0MM
Equity CapitalQ2 2019vs Q2 2018$19.1MM$18.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.6MM$1.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$30.00K$50.00K
Real Estate OwnedQ2 2019vs Q2 2018$14.00K$63.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FirstOak Bank Savings Account Rates

0.40%$25-Young Savers Savings Account
0.40%$100-Santa's Savings Account
0.30%$100-Regular Savings Account

FirstOak Bank Money Market Rates

0.38%*$100k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.33% $25k - $100k

FirstOak Bank CD Rates

1.65%$1k-60 Months CD
1.41%$1k-48 Months CD
1.31%$1k-36 Months CD
1.11%$1k-30 Months CD
0.90%$1k-24 Months CD
0.80%$1k-18 Months CD
0.70%$1k-12 Months CD
0.60%$1k-6 Months CD
0.55%$1k-3 Months CD

FirstOak Bank IRA Rates

1.65%$1k-60 Months IRA
1.41%$1k-48 Months IRA
1.31%$1k-36 Months IRA
1.11%$1k-30 Months IRA
0.90%$1k-24 Months IRA
0.80%$1k-18 Months IRA
0.70%$1k-12 Months IRA
0.60%$1k-6 Months IRA
0.55%$1k-3 Months IRA

FirstOak Bank Locations
Firstbank Of Independence113 North Penn AvenueIndependence, KS 67301
First National Bank Of Pueblo Branch1419 W US Highway 50Pueblo, CO 81008
Elk City Branch106 E Hickory StreetElk City, KS 67344
Drive-Thru Branch1801 West Main StreetIndependence, KS 67301
Fredonia Branch501 Madison StreetFredonia, KS 66736

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