FirstOak Bank

Overview / Commentary
113 North Penn Avenue
Independence, KS 67301

FirstOak Bank is headquartered in Independence and is the 80th largest bank in the state of Kansas. It is also the 2,993rd largest bank in the nation. It was established in 1881 and as of March of 2020, it had grown to 44 employees at 5 locations. FirstOak Bank has an A health rating.


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Health Grade Components

FDIC Certificate #4660
Year Established1881
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD17.61%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$186.7MM$183.7MM
LoansQ1 2020vs Q1 2019$132.2MM$136.1MM
DepositsQ1 2020vs Q1 2019$165.0MM$162.8MM
Equity CapitalQ1 2020vs Q1 2019$20.2MM$19.5MM
Loan Loss AllowanceQ1 2020vs Q1 2019$1.6MM$1.6MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$0$0
Real Estate OwnedQ1 2020vs Q1 2019$910.00K$46.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FirstOak Bank Savings Account Rates

0.10%$25-Young Savers Savings Account
0.10%$100-Santa's Savings Account
0.03%$100-Regular Savings Account

FirstOak Bank Money Market Rates

0.08%*$100k*-Money Market Account
OTHER TIERS: 0.03% $2.5k - $25k | 0.05% $25k - $100k

FirstOak Bank CD Rates

0.75%$1k-60 Month CD
0.60%$1k-48 Month CD
0.50%$1k-36 Month CD
0.45%$1k-30 Month CD
0.40%$1k-24 Month CD
0.35%$1k-18 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD
0.15%$1k-3 Month CD

FirstOak Bank IRA Rates

0.60%$1k-48 Month IRA
0.50%$1k-36 Month IRA
0.45%$1k-30 Month IRA
0.40%$1k-24 Month IRA
0.35%$1k-18 Month IRA
0.30%$1k-12 Month IRA
0.20%$1k-6 Month IRA
0.15%$1k-3 Month IRA

FirstOak Bank Locations
Firstbank Of Independence113 North Penn AvenueIndependence, KS 67301
First National Bank Of Pueblo Branch1419 W US Highway 50Pueblo, CO 81008
Elk City Branch106 E Hickory StreetElk City, KS 67344
Drive-Thru Branch1801 West Main StreetIndependence, KS 67301
Fredonia Branch501 Madison StreetFredonia, KS 66736

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