I Love His Bank!
I absolutely love this bank! Opening the 3.5% savings account was effortless. The next day, I called and a wonderful young lady answered the phone, immediately. No waiting! She walked me through the requirements for beneficiary additions, we downloaded the app, I registered for online banking, all with her on the phone coaching (not that I needed it but, wow, talk about customer service).
I linked my Fitbit to the app, and all my steps and average for the month came through. I average quite a bit more than 12,500 a day, so this is not very challenging and I consider it a nice reward.
Go Fitness Bank! And thank you -again- Kevin for this amazing site!
This Is If You Achieve 12,500 Steps A Day
If you are active and achieve 12,500 steps a day, this can be for you. If you don't, why complain about this bank? This is their entire premise. Don't say it's a scam. It's just not your life, which is fine. It doesn't mean it isn't other people's lifestyle.
It's like saying don't have marathons because who runs that many miles. Don't do it if this isn't who you are. Easy.
Unrealistic
Who can honestly say that they walk 12,500 steps a day. This is just a gimmick to get you to join. I’ll pass on this scam.
Data as of Q1 2025
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29510 |
| Year Established | 1928 |
| Employees | 84 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 5.93% |
| Annual Interest Income | $12.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $911.7MM$869.6MM |
| Loans | Q1 2025vs Q1 2024 | $712.8MM$666.1MM |
| Deposits | Q1 2025vs Q1 2024 | $739.2MM$694.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $107MM$110.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $8.5MM$8.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $4.4MM$7.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$2.9MM |