Deposits held and insured by Newton Federal Bank

Reviews (4)

I Love His Bank!

Posted by: |

I absolutely love this bank! Opening the 3.5% savings account was effortless. The next day, I called and a wonderful young lady answered the phone, immediately. No waiting! She walked me through the requirements for beneficiary additions, we downloaded the app, I registered for online banking, all with her on the phone coaching (not that I needed it but, wow, talk about customer service).

I linked my Fitbit to the app, and all my steps and average for the month came through. I average quite a bit more than 12,500 a day, so this is not very challenging and I consider it a nice reward.

Go Fitness Bank! And thank you -again- Kevin for this amazing site!

This Is If You Achieve 12,500 Steps A Day

If you are active and achieve 12,500 steps a day, this can be for you. If you don't, why complain about this bank? This is their entire premise. Don't say it's a scam. It's just not your life, which is fine. It doesn't mean it isn't other people's lifestyle.

It's like saying don't have marathons because who runs that many miles. Don't do it if this isn't who you are. Easy.

So Far So Good

Posted by: |

I signed up a month ago because the 2.75% rate was materially higher than other banks. The process was very easy to set up online and I was able to link my Fidelity, Vanguard and B&M bank accounts very easily. The website and App are efficient and easy to use.

The only caveat is that you need to average 12,500 steps per day over a month to earn the highest rate. The Bank has a separate App that syncs with your Fitbit, Apple Watch or other fitness tracker.

I am very pleased so far and I hope that Fitness Bank maintains its competitive rate advantage.


Who can honestly say that they walk 12,500 steps a day. This is just a gimmick to get you to join. I’ll pass on this scam.


Data as of Q2 2023

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

FDIC Certificate #29510
Year Established1928
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD6.77%
Annual Interest Income$20.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$876.7MM$766.4MM
LoansQ2 2023vs Q2 2022$654.0MM$614.4MM
DepositsQ2 2023vs Q2 2022$739.0MM$633.1MM
Equity CapitalQ2 2023vs Q2 2022$104.0MM$102.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$9.3MM$9.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$6.2MM$7.0MM
Real Estate OwnedQ2 2023vs Q2 2022$2.9MM$3.5MM

Rates for FitnessBank are currently being reviewed.


FitnessBank is an Internet only bank and does not have branch locations. Its headquarters is located at 400 Galleria Parkway SE Suite 900 - Atlanta, GA 30339

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