FitnessBank

Deposits held and insured by Newton Federal Bank

Reviews (2)

So Far So Good

Posted by: |

I signed up a month ago because the 2.75% rate was materially higher than other banks. The process was very easy to set up online and I was able to link my Fidelity, Vanguard and B&M bank accounts very easily. The website and App are efficient and easy to use.

The only caveat is that you need to average 12,500 steps per day over a month to earn the highest rate. The Bank has a separate App that syncs with your Fitbit, Apple Watch or other fitness tracker.

I am very pleased so far and I hope that Fitness Bank maintains its competitive rate advantage.

Why Is This Listed If No One Can Join?

Posted by: |

I'm a reasonably active person, so I bought a Fitbit to see if I average enough steps to net me a nice interest rate. I spent a week watching my steps and then went to open an account and discovered that sometime during that week the bank stopped taking on new customers.

So I spent north of $100 on the device and I can't open an account with the bank... Total gain: -$115.

That was about 6 weeks ago.



Health
B+

Data as of Q1 2022

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #29510
Year Established1928
Employees95
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD7.18%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$760.0MM$798.4MM
LoansQ1 2022vs Q1 2021$592.9MM$619.3MM
DepositsQ1 2022vs Q1 2021$635.7MM$649.9MM
Equity CapitalQ1 2022vs Q1 2021$102.6MM$97.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$8.8MM$6.9MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$6.3MM$5.1MM
Real Estate OwnedQ1 2022vs Q1 2021$3.5MM$315.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not FitnessBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FitnessBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$100$250kFitness Savings w/ Checking (12,500+ Steps)
1.35%$100$250kSenior Fitness Savings w/ Checking (10,000+ Steps)
1.25%$100$250kFitness Savings (12,500+ Steps)
1.25%$100$250kSenior Fitness Savings (10,000+ Steps)
0.85%$100$250kFitness Savings w/ Checking (10,000 - 12,499 Steps)
0.85%$100$250kSenior Fitness Savings w/ Checking (7,500 - 9,999 Steps)
0.75%$100$250kFitness Savings (10,000 - 12,499 Steps)
0.75%$100$250kSenior Fitness Savings (7,500 - 9,999 Steps)
0.50%$100$250kFitness Savings (7,500 - 9,999 Steps)
0.50%$100$250kSenior Fitness Savings (5,000 - 7,499 Steps)
0.50%$100$250kFitness Savings w/ Checking (7,500 - 9,999 Steps)
0.50%$100$250kSenior Fitness Savings w/ Checking (5,000 - 7,499 Steps)
0.35%$100$250kFitness Savings (5,000 - 7,499 Steps)
0.35%$100$250kSenior Fitness Savings (0 - 4,999 Steps)
0.35%$100$250kFitness Savings w/ Checking (5,000 - 7,499 Steps)
0.35%$100$250kSenior Fitness Savings w/ Checking (0 - 4,999 Steps)
0.25%$100$250kFitness Savings (0 - 4,999 Steps)
0.25%$100$250kFitness Savings w/ Checking (0 - 4,999 Steps)

FitnessBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100$250kFitness Checking (10,000 - 12,499 Steps)
1.00%-$250kFitness Checking (12,500+ Steps)
1.00%$100$250kSenior Fitness Checking (10,000+ Steps)
1.00%$100$250kSenior Fitness Checking (7,500 - 9,999 Steps)
1.00%*-$25kSenior Fitness Checking
OTHER TIERS: 0.25% $25k - $250k
1.00%*-$25kFitness Checking
OTHER TIERS: 0.25% $25k - $250k
0.10%$100$250kFitness Checking (0 - 4,999 Steps)
0.10%$100$250kFitness Checking (5,000 - 7,499 Steps)
0.10%$100$250kFitness Checking (7,500 - 9,999 Steps)
0.10%$100$250kSenior Fitness Checking (0 - 4,999 Steps)
0.10%$100$250kSenior Fitness Checking (5,000 - 7,499 Steps)
Locations

FitnessBank is an Internet only bank and does not have branch locations. Its headquarters is located at 400 Galleria Parkway SE Suite 900 - Atlanta, GA 30339

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.