Overview / Commentary
800-750-0959
765 Washington St
Bath, ME 04530

Five County Credit Union is headquartered in Bath and is the 11th largest credit union in the state of Maine. It is also the 917th largest credit union in the nation. It was established in 1956 and as of June of 2018, it had grown to 115 employees and 27,589 members at 15 locations. Five County Credit Union's CD rates are 34% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Five County Credit Union of Maine is open to the residents, church members, and the people that maintain employment within these qualified counties: Androscoggin, Cumberland, Kennebec, Lincoln, Sagadahoc, Somerset, Waldo and Knox as well as the employees of Bath Iron Works, the credit union employees and the family members of current credit union members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #67993
Year Chartered1956
Employees115
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.63%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$245.2MM$241.4MM
LoansQ2 2018vs Q2 2017$177.3MM$168.8MM
DepositsQ2 2018vs Q2 2017$219.3MM$207.9MM
Equity CapitalQ2 2018vs Q2 2017$21.9MM$20.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.1MM$975.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.1MM$1.1MM
Real Estate OwnedQ2 2018vs Q2 2017$213.00K$5.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Five County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Five County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$5-SHIP Account
0.30%--IRA Savings
0.15%*$100k*-Savings Account
OTHER TIERS: 0.02% $1k - $5k | 0.05% $5k - $25k | 0.10% $25k - $50k | 0.12% $50k - $100k
0.15%*$100k*-Savings Club
OTHER TIERS: 0.02% $1k - $5k | 0.05% $5k - $25k | 0.10% $25k - $50k | 0.12% $50k - $100k
0.15%*$100k*-Christmas Club
OTHER TIERS: 0.02% $1k - $5k | 0.05% $5k - $25k | 0.10% $25k - $50k | 0.12% $50k - $100k

Five County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Golden Rate Fund
OTHER TIERS: 0.30% $1k - $5k | 0.40% $5k - $25k | 0.45% $25k - $50k | 0.50% $50k - $100k
0.40%*$100k*-Golden Rate Fund Plus
OTHER TIERS: 0.20% $5k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Five County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Prestige Checking
OTHER TIERS: 0.05% $1k - $5k | 0.08% $5k - $25k | 0.12% $25k - $50k | 0.15% $50k - $100k
0.20%*$100k*-Elite Checking
OTHER TIERS: 0.05% $1k - $5k | 0.08% $5k - $25k | 0.12% $25k - $50k | 0.15% $50k - $100k
0.03%$5k-Classic Checking
0.03%$5k-Second Chance Checking
0.03%$5k-free4ME Checking

Five County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%*$100k*-5 Year Term Savings Certificate
OTHER TIERS: 2.27% $500 - $10k | 2.32% $10k - $100k
2.22%*$100k*-4 Year Term Savings Certificate
OTHER TIERS: 2.07% $500 - $10k | 2.17% $10k - $100k
1.97%*$100k*-3 Year Term Savings Certificate
OTHER TIERS: 1.87% $500 - $10k | 1.92% $10k - $100k
1.66%*$100k*-2 Year Term Savings Certificate
OTHER TIERS: 1.56% $500 - $10k | 1.61% $10k - $100k
1.36%*$100k*-18 Month Term Savings Certificate
OTHER TIERS: 1.26% $500 - $10k | 1.31% $10k - $100k
1.21%*$100k*-12 Month Term Savings Certificate
OTHER TIERS: 1.11% $500 - $10k | 1.16% $10k - $100k
0.95%*$100k*-6 Month Term Savings Certificate
OTHER TIERS: 0.85% $500 - $10k | 0.90% $10k - $100k
0.55%*$100k*-90 Day Term Savings Certificate
OTHER TIERS: 0.45% $500 - $10k | 0.50% $10k - $100k

Five County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%*$100k*-5 Year IRA
OTHER TIERS: 2.27% $500 - $10k | 2.32% $10k - $100k
2.22%*$100k*-4 Year IRA
OTHER TIERS: 2.07% $500 - $10k | 2.17% $10k - $100k
1.97%*$100k*-3 Year IRA
OTHER TIERS: 1.87% $500 - $10k | 1.92% $10k - $100k
1.66%*$100k*-2 Year IRA
OTHER TIERS: 1.56% $500 - $10k | 1.61% $10k - $100k
1.36%*$100k*-18 Month IRA
OTHER TIERS: 1.26% $500 - $10k | 1.31% $10k - $100k
1.21%*$100k*-12 Month IRA
OTHER TIERS: 1.11% $500 - $10k | 1.16% $10k - $100k
0.95%*$100k*-6 Month IRA
OTHER TIERS: 0.85% $500 - $10k | 0.90% $10k - $100k
0.55%*$100k*-90 Day IRA
OTHER TIERS: 0.45% $500 - $10k | 0.50% $10k - $100k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.