Five County Credit Union


Overview / Commentary
800-750-0959
765 Washington St
Bath, ME 04530

Five County Credit Union is headquartered in Bath and is the 11th largest credit union in the state of Maine. It is also the 904th largest credit union in the nation. It was established in 1956 and as of December of 2023, it had grown to 128 employees and 29,650 members at 15 locations. Five County Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Five County Credit Union is open to those who live, work, or worship in the Maine counties of Androscoggin, Cumberland, Kennebec, Lincoln, Knox, Sagadhoc, Waldo, or Somerset. Membership also extends to employees of Bath Iron Works, Five County Credit Union, and family of existing credit union members.
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Health
B+

Health Grade Components

Overall
NCUA #67993
Year Chartered1956
Employees128
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD9.34%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$358MM$368.2MM
LoansQ4 2023vs Q4 2022$266.3MM$227.3MM
DepositsQ4 2023vs Q4 2022$317.3MM$331.3MM
Equity CapitalQ4 2023vs Q4 2022$33.4MM$31MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.3MM$1.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.1MM$810K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Five County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Five County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5-SHIP Account
0.05%$100-Savings Account
0.05%--IRA Savings
0.05%$100-Savings Club
0.05%$100-Christmas Club
0.05%--HSA

Five County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%*$100k*-Golden Rate Fund
OTHER TIERS: 0.50% $1k - $5k | 1.51% $5k - $25k | 1.66% $25k - $50k | 1.76% $50k - $100k
1.87%*$100k*-Golden Rate Fund Plus
OTHER TIERS: 1.51% $5k - $25k | 1.66% $25k - $50k | 1.76% $50k - $100k

Five County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Prestige Checking
0.10%$1k-Elite Checking
0.05%$5k-Classic Checking
0.05%$5k-Second Chance Checking
0.05%$5k-free4ME Checking

Five County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$500-6 Month Term Savings Certificate
4.59%$500-12 Month Term Savings Certificate
4.07%$500-18 Month Term Savings Certificate
3.04%$500-2 Year Term Savings Certificate
3.04%$500-3 Year Term Savings Certificate
3.04%$500-4 Year Term Savings Certificate
3.04%$500-5 Year Term Savings Certificate
1.00%$500-90 Day Term Savings Certificate

Five County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$500-6 Month IRA
4.59%$500-12 Month IRA
4.07%$500-18 Month IRA
3.04%$500-2 Year IRA
3.04%$500-3 Year IRA
3.04%$500-4 Year IRA
3.04%$500-5 Year IRA
1.00%$500-90 Day IRA
Locations

Availability



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