Five County Credit Union

Overview / Commentary
765 Washington St
Bath, ME 04530

Five County Credit Union is headquartered in Bath and is the 10th largest credit union in the state of Maine. It is also the 896th largest credit union in the nation. It was established in 1956 and as of December of 2020, it had grown to 117 employees and 26,748 members at 15 locations. Five County Credit Union has an A health rating.

Field of Membership Restrictions

Five County Credit Union is open to those who live, work, or worship in the Maine counties of Androscoggin, Cumberland, Kennebec, Lincoln, Knox, Sagadhoc, Waldo, or Somerset. Membership also extends to employees of Bath Iron Works, Five County Credit Union, and family of existing credit union members.
See current membership details


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Health Grade Components

NCUA #67993
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.16%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$311.5MM$261.4MM
LoansQ4 2020vs Q4 2019$203.8MM$197.8MM
DepositsQ4 2020vs Q4 2019$281.7MM$234.0MM
Equity CapitalQ4 2020vs Q4 2019$26.0MM$24.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.2MM$973.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.1MM$981.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$33.00K
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Always verify rates and promotions with the bank or credit union. We are not Five County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Five County Credit Union Savings Account Rates

0.10%$5-SHIP Account
0.03%$100-Savings Account
0.03%--IRA Savings
0.03%$100-Savings Club
0.03%$100-Christmas Club

Five County Credit Union Money Market Rates

0.30%*$100k*-Golden Rate Fund
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.30%*$100k*-Golden Rate Fund Plus
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Five County Credit Union Checking Account Rates

0.05%$1k-Prestige Checking
0.05%$1k-Elite Checking

Five County Credit Union CD Rates

0.90%$500-5 Year Term Savings Certificate
0.80%$500-4 Year Term Savings Certificate
0.70%$500-3 Year Term Savings Certificate
0.60%$500-2 Year Term Savings Certificate
0.50%$500-18 Month Term Savings Certificate
0.40%$500-12 Month Term Savings Certificate
0.20%$500-6 Month Term Savings Certificate
0.10%$500-90 Day Term Savings Certificate

Five County Credit Union IRA Rates

0.90%$500-5 Year IRA
0.80%$500-4 Year IRA
0.70%$500-3 Year IRA
0.60%$500-2 Year IRA
0.50%$500-18 Month IRA
0.40%$500-12 Month IRA
0.20%$500-6 Month IRA
0.10%$500-90 Day IRA


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