Five County Credit Union is headquartered in Bath and is the 11th largest credit union in the state of Maine. It is also the 863rd largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 133 employees and 30,907 members at 15 locations. Five County Credit Union's money market rates are 5X the national average, and it has an A health rating.
Five County Credit Union is open to those who live, work, or worship in the Maine counties of Androscoggin, Cumberland, Kennebec, Lincoln, Knox, Sagadhoc, Waldo, or Somerset. Membership also extends to employees of Bath Iron Works, Five County Credit Union, and family of existing credit union members.
See current membership details
Very pleased with attentive, knowledgeable staff. Almost always an excellent satisfying experience (mostly in person) and also by phone. However, some software updates a few years ago resulted in lost online access and non-related-customers’ account being blended. An awful experience taking weeks to resolve! We retain the account but have kept substantial amounts elsewhere. There has been no recurrence however. Cautiously recommended!
Overall | |
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NCUA # | 67993 |
Year Chartered | 1956 |
Employees | 133 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.18% |
Return on Equity - YTD | -1.96% |
Annual Interest Income | $4.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $399.4MM$367.5MM |
Loans | Q1 2025vs Q1 2024 | $288.3MM$271.1MM |
Deposits | Q1 2025vs Q1 2024 | $355.9MM$326.2MM |
Equity Capital | Q1 2025vs Q1 2024 | $35.6MM$34MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $2MM$2.1MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $921K$652K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Five County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $5 | - | SHIP Account | |
0.05% | $100 | - | Savings Account | |
0.05% | $100 | - | Savings Club | |
0.05% | $100 | - | Christmas Club | |
0.05% | $0 | - | HSA |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $1k | - | Prestige Checking | |
0.10% | $1k | - | Elite Checking | |
0.05% | $5k | - | Classic Checking | |
0.05% | $5k | - | Second Chance Checking | |
0.05% | $5k | - | free4ME Checking |