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Overview / Commentary
585-786-3131
55 North Main Street
Warsaw, NY 14569

Five Star Bank is headquartered in Warsaw and is the 26th largest bank in the state of New York. It is also the 258th largest bank in the nation. It was established in 1881 and as of June of 2017, it had grown to 567 employees at 53 locations. Five Star Bank has an A health rating.

Related Posts

Five Star Bank (NY) Adds 8-Month CD Special - 5/22/2017

Five Star Bank (western NY) has added an 8-month CD Special (2.00% APY). $500 min/$250 max deposit. TotalValue Premier Checking account is required.

$250 Checking Account Bonus In Rochester, New York - 2/1/2017

Five Star Bank is advertising this deal: $250 cash bonus when you open a Five Star Bank consumer checking account with a qualifying direct deposit. It’s only available at the bank’s Five Star Bank Plaza at 100 Chestnut Street, Rochester, NY 14604 https://www.five-starbank.com/fivestarbankplazaoffer/

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Reviews (1)

A great NY banking institution-Five Star Bank

A few years back another local chain of banks I was with transferred hands. At first I was leery with a bank change that was out of my control, as has happened in the past, but Five Star was a seemless transition. I received my new information (bank cards/checks along with a welcome package) about a month before the transition to my new bank to ease the tension and frustration of having my hands tied during the change. Once everything was set up and rolling with Five Star, I can honestly say the past few years I've been with them has been overall a great experience. I get my non Five Star ATM withdrawl feels waived monthly just for having a direct deposit set up to my account. Their online banking platform has steadily improved for being a local bank, their app is easy to use, up to date, and very functional. I enjoy the ability like many other large retailers have now, to be able to take aphoto of my check and deposit it to my account straight from the app in the comfort of my own home.

Once I was the victim of fraud as my credit card information was taken and was being used to purchase large items online, it took ONE purchase in a different state of this magnitude for Five Star to hold my card transactions, call me immediately and discuss what happened. Although this was a scary moment, and very frustrating, Five Star sent out a new card right away and in two days I was back to my normal banking. Again, Five Star has been absolutely wonderful since the transition and continued into my normal every day banking. I would reccomend them to anyone looking for a local place to bank with in NY state.



Health

Health Grade Components

Overall
FDIC Certificate #659
Year Established1881
Employees567
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD9.62%
Annual Interest Income$62.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$3.86B$3.55B
LoansQ2 2017vs Q2 2016$2.49B$2.18B
DepositsQ2 2017vs Q2 2016$3.15B$2.88B
Equity CapitalQ2 2017vs Q2 2016$347.7MM$322.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$33.2MM$28.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.1MM$4.4MM
Real Estate OwnedQ2 2017vs Q2 2016$154.00K$281.00K
Rates

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