2. FivePoint Credit Union

FivePoint Credit Union


Overview / Commentary
www.5pointcu.org
800-825-8829
3700 Skyline Dr
Nederland, TX 77627-8303

FivePoint Credit Union is headquartered in Nederland and is the 41st largest credit union in the state of Texas. It is also the 474th largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 180 employees and 46,251 members at 9 locations. FivePoint Credit Union's CD rates are 57% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in FivePoint Credit Union is open to those who live, work, worship, or attend school in Hardin, Jasper, Jefferson, Newton, or Orange Counties, or within the boundaries of the Conroe or Magnolia Independent School Districts, Texas.
See current membership details

Related Posts

Good 3.05% 2 Year Deal - 4/9/2019

This credit union is headquartered in the Beaumont, TX area with locations north of Houston. This requires $25,000 in new money.

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Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68643
Year Chartered1935
Employees180
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.33%
Annual Interest Income$26.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$608.5MM$646.4MM
LoansQ4 2018vs Q4 2017$473.4MM$435.9MM
DepositsQ4 2018vs Q4 2017$516.2MM$574.8MM
Equity CapitalQ4 2018vs Q4 2017$70.1MM$66.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.5MM$4.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.9MM$3.9MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Good 3.05% 2 Year Deal

JohnSMcK1955   |  
This credit union is headquartered in the Beaumont, TX area with locations north of Houston. This requires $25,000 in new money.
5

Rates
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Always verify rates and promotions with the bank or credit union. We are not FivePoint Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FivePoint Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Share Savings
0.25%$100-IRA Savings
0.25%$25-Business Savings

FivePoint Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$50k*-Money Market Account
OTHER TIERS: 0.25% → Up to $2k | 0.30% → $2k - $25k | 0.45% → $25k - $50k
0.55%*$50k*-Business Money Market
OTHER TIERS: 0.25% → Up to $2k | 0.30% → $2k - $25k | 0.45% → $25k - $50k

FivePoint Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Rewards Checking Account
0.15%--Plus Checking Account
0.15%--50+ Checking Account

FivePoint Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.74%*$99k*-60 Month Term Share
OTHER TIERS: 2.53% → $1k - $50k | 2.63% → $50k - $99k
2.24%*$99k*-Business 60 Month Term Share
OTHER TIERS: 2.04% → $1k - $50k | 2.14% → $50k - $99k
2.22%*$99k*-36 Month Term Share
OTHER TIERS: 2.02% → $1k - $50k | 2.12% → $50k - $99k
1.92%*$99k*-Business 36 Month Term Share
OTHER TIERS: 1.71% → $1k - $50k | 1.82% → $50k - $99k
1.71%*$99k*-24 Month Term Share
OTHER TIERS: 1.51% → $1k - $50k | 1.61% → $50k - $99k
1.71%*$99k*-Business 24 Month Term Share
OTHER TIERS: 1.51% → $1k - $50k | 1.61% → $50k - $99k
1.41%*$99k*-12 Month Term Share
OTHER TIERS: 1.21% → $1k - $50k | 1.31% → $50k - $99k
1.41%*$99k*-Business 12 Month Term Share
OTHER TIERS: 1.21% → $1k - $50k | 1.31% → $50k - $99k
1.16%*$99k*-6 Month Term Share
OTHER TIERS: 0.95% → $1k - $50k | 1.06% → $50k - $99k
1.16%*$99k*-Business 6 Month Term Share
OTHER TIERS: 0.95% → $1k - $50k | 1.06% → $50k - $99k
0.45%*$99k*-91 Day Term Share
OTHER TIERS: 0.25% → $1k - $50k | 0.35% → $50k - $99k
0.45%*$99k*-Business 91 Day Term Share
OTHER TIERS: 0.25% → $1k - $50k | 0.35% → $50k - $99k

FivePoint Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.74%*$99k*-60 Month IRA Term Share
OTHER TIERS: 2.53% → $1k - $50k | 2.63% → $50k - $99k
2.22%*$99k*-36 Month IRA Term Share
OTHER TIERS: 2.02% → $1k - $50k | 2.12% → $50k - $99k
1.71%*$99k*-24 Month IRA Term Share
OTHER TIERS: 1.51% → $1k - $50k | 1.61% → $50k - $99k
1.41%*$99k*-12 Month IRA Term Share
OTHER TIERS: 1.21% → $1k - $50k | 1.31% → $50k - $99k
1.16%*$99k*-6 Month IRA Term Share
OTHER TIERS: 0.95% → $1k - $50k | 1.06% → $50k - $99k
0.45%*$99k*-91 Day IRA Term Share
OTHER TIERS: 0.25% → $1k - $50k | 0.35% → $50k - $99k
Locations


FivePoint Credit Union Locations
Branch Office1300 Highway 69 NNederland, TX 77627-8014
Branch Office3700 Skyline DrNederland, TX 77627-8303
Branch Office4005 Dowlen RdBeaumont, TX 77706-6850
Branch Office141 N Lhs Dr Ste 219Lumberton, TX 77657-8698
Branch Office715 Texas Ave Ste ABridge City, TX 77611-4243
Branch Office4401 Highway 73Port Arthur, TX 77642-2220
Branch Office1021 Sawdust Rd Ste 150Spring, TX 77380-2151
Branch Office3570 FM 1488 Rd Ste 700Conroe, TX 77384-3806
Branch Office2335 Texas AveBridge City, TX 77611

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