FivePoint Credit Union

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CURRENT TOP RATE

12 Month High Rate CD Special - New Money

Overview / Commentary

www.5pointcu.org

800-825-8829

3700 Skyline Dr
Nederland, TX 77627-8303

FivePoint Credit Union is headquartered in Nederland and is the 43^rd largest credit union in the state of Texas. It is also the 493^rd largest credit union in the nation. It was established in 1935 and as of September of 2022, it had grown to 200 employees and 50,777 members at 9 locations. FivePoint Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in FivePoint Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Chambers, Galveston, Grimes, Hardin, Harris, Jasper, Jefferson, Liberty, Montgomery, Newton, Orange, Polk, San Jacinto, Tyler, Walker, or Waller.
See current membership details

Related Posts

5Point Credit Union Adds Limited-Time 12-Month High Rate CD Special - 9/12/2022

5Point Credit Union (16 SE Texas counties) has added a very competitive limited-time 12-month High Rate CD. Minimum opening deposit is $1k, new money is required.

5Point Credit Union (TX) Has Limited-Time 18-Month CD Special - 6/30/2022

5Point Credit Union (16 SE Texas counties) has added a limited-time 18-month High Rate CD earning 2.68% APY. Minimum opening deposit is $1k and new money is required.

View all posts from:

2022
2020
2019
Earlier

9/12 - 5Point Credit Union Adds Limited-Time 12-Month High Rate CD Special
6/30 - 5Point Credit Union (TX) Has Limited-Time 18-Month CD Special

10/14 - 5Point Credit Union (TX) Offers Top Rate 60-Month CD

4/9 - Good 3.05% 2 Year Deal

8/1/16 - FivePoint CU Adds Limited-Time 24-Month CD Special

Reviews

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Health

A

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68643
Year Chartered	1935
Employees	200
Primary Regulator

Profit Margin
Return on Assets - YTD	0.66%
Return on Equity - YTD	7.6%
Annual Interest Income	$23.5MM

Assets and Liabilities
Assets	Q3 2022vs Q3 2021	$848.8MM$812.4MM
Loans	Q3 2022vs Q3 2021	$624.7MM$556.4MM
Deposits	Q3 2022vs Q3 2021	$761.9MM$719.8MM
Equity Capital	Q3 2022vs Q3 2021	$73.3MM$81.4MM
Loan Loss Allowance	Q3 2022vs Q3 2021	$2.4MM$3.2MM
Unbacked Noncurrent Loans	Q3 2022vs Q3 2021	$2.1MM$1.1MM
Real Estate Owned	Q3 2022vs Q3 2021	$0$20.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not FivePoint Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FivePoint Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	-	-	Share Savings
0.20%	-	-	IRA Savings
0.20%	$5	-	Business Savings

FivePoint Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$50k^*	-	Progressive Money Market Account
OTHER TIERS: 0.20% → Up to $2k \| 0.40% → $2k - $25k \| 0.50% → $25k - $50k
0.60%^*	$50k^*	-	Business Money Market
OTHER TIERS: 0.20% → Up to $2k \| 0.40% → $2k - $25k \| 0.50% → $25k - $50k

FivePoint Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$5k	-	Rewards Checking Account
0.10%	$350	-	Plus Checking Account
0.10%	-	-	50+ Checking Account

FivePoint Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.15%	$1k	-	12 Month High Rate CD Special - New Money
4.15%	$100	-	12 Month Star Saver High Rate CD Special - New Money
3.76%^*	$99k^*	-	60 Month Term Share
OTHER TIERS: 3.55% → $1k - $50k \| 3.66% → $50k - $99k
3.76%^*	$99k^*	-	Business 60 Month Term Share
OTHER TIERS: 3.55% → $1k - $50k \| 3.66% → $50k - $99k
3.51%^*	$99k^*	-	36 Month Term Share
OTHER TIERS: 3.30% → $1k - $50k \| 3.41% → $50k - $99k
3.51%^*	$99k^*	-	Business 36 Month Term Share
OTHER TIERS: 3.30% → $1k - $50k \| 3.41% → $50k - $99k
2.98%^*	$99k^*	-	24 Month Term Share
OTHER TIERS: 2.78% → $1k - $50k \| 2.88% → $50k - $99k
2.98%^*	$99k^*	-	Business 24 Month Term Share
OTHER TIERS: 2.78% → $1k - $50k \| 2.88% → $50k - $99k
2.74%^*	$99k^*	-	12 Month Term Share
OTHER TIERS: 2.53% → $1k - $50k \| 2.63% → $50k - $99k
2.74%^*	$99k^*	-	Business 12 Month Term Share
OTHER TIERS: 2.53% → $1k - $50k \| 2.63% → $50k - $99k
1.96%^*	$99k^*	-	6 Month Term Share
OTHER TIERS: 1.76% → $1k - $50k \| 1.86% → $50k - $99k
1.96%^*	$99k^*	-	Business 6 Month Term Share
OTHER TIERS: 1.76% → $1k - $50k \| 1.86% → $50k - $99k
1.20%^*	$99k^*	-	91 Day Term Share
OTHER TIERS: 1.00% → $1k - $50k \| 1.10% → $50k - $99k
1.20%^*	$99k^*	-	Business 91 Day Term Share
OTHER TIERS: 1.00% → $1k - $50k \| 1.10% → $50k - $99k

FivePoint Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.76%^*	$99k^*	-	60 Month IRA Term Share
OTHER TIERS: 3.55% → $1k - $50k \| 3.66% → $50k - $99k
3.51%^*	$99k^*	-	36 Month IRA Term Share
OTHER TIERS: 3.30% → $1k - $50k \| 3.41% → $50k - $99k
2.98%^*	$99k^*	-	24 Month IRA Term Share
OTHER TIERS: 2.78% → $1k - $50k \| 2.88% → $50k - $99k
2.74%^*	$99k^*	-	12 Month IRA Term Share
OTHER TIERS: 2.53% → $1k - $50k \| 2.63% → $50k - $99k
1.96%^*	$99k^*	-	6 Month IRA Term Share
OTHER TIERS: 1.76% → $1k - $50k \| 1.86% → $50k - $99k
1.20%^*	$99k^*	-	91 Day IRA Term Share
OTHER TIERS: 1.00% → $1k - $50k \| 1.10% → $50k - $99k

Locations

FivePoint Credit Union Locations
Branch Office	1300 Highway 69 N	Nederland, TX 77627-8014
Branch Office	3700 Skyline Dr	Nederland, TX 77627-8303
Branch Office	4005 Dowlen Rd	Beaumont, TX 77706-6850
Branch Office	141 N Lhs Dr Ste 219	Lumberton, TX 77657-8698
Branch Office	4401 Highway 73	Port Arthur, TX 77642-2220
Branch Office	1021 Sawdust Rd Ste 150	Spring, TX 77380-3895
Branch Office	3570 FM 1488 Rd Ste 700	Conroe, TX 77384-3806
Branch Office	2335 Texas Ave	Bridge City, TX 77611
Branch Office	3728 N 16th St	Orange, TX 77632-4629

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