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FivePoint Credit Union


Overview / Commentary
www.5pointcu.org
800-825-8829
3700 Skyline Dr
Nederland, TX 77627-8303

FivePoint Credit Union is headquartered in Nederland and is the 42nd largest credit union in the state of Texas. It is also the 486th largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 195 employees and 51,429 members at 9 locations. FivePoint Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in FivePoint Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Chambers, Galveston, Grimes, Hardin, Harris, Jasper, Jefferson, Liberty, Montgomery, Newton, Orange, Polk, San Jacinto, Tyler, Walker, or Waller.
See current membership details

Related Posts

5Point Credit Union Adds Limited-Time 12-Month High Rate CD Special - 9/12/2022

5Point Credit Union (16 SE Texas counties) has added a very competitive limited-time 12-month High Rate CD. Minimum opening deposit is $1k, new money is required.

5Point Credit Union (TX) Has Limited-Time 18-Month CD Special - 6/30/2022

5Point Credit Union (16 SE Texas counties) has added a limited-time 18-month High Rate CD earning 2.68% APY. Minimum opening deposit is $1k and new money is required.

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Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #68643
Year Chartered1935
Employees195
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.67%
Annual Interest Income$32.2MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$874.9MM$833.5MM
LoansQ4 2022vs Q4 2021$650.9MM$571.4MM
DepositsQ4 2022vs Q4 2021$788.4MM$740.1MM
Equity CapitalQ4 2022vs Q4 2021$74.2MM$82.3MM
Loan Loss AllowanceQ4 2022vs Q4 2021$2.6MM$2.6MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$2.9MM$1.7MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not FivePoint Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FivePoint Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Share Savings
0.20%--IRA Savings
0.20%$5-Business Savings

FivePoint Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Progressive Money Market Account
OTHER TIERS: 0.20% → Up to $2k | 0.40% → $2k - $25k | 0.50% → $25k - $50k
0.60%*$50k*-Business Money Market
OTHER TIERS: 0.20% → Up to $2k | 0.40% → $2k - $25k | 0.50% → $25k - $50k

FivePoint Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5k-Rewards Checking Account
0.10%$350-Plus Checking Account
0.10%--50+ Checking Account

FivePoint Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.81%*$99k*-12 Month Term Share
OTHER TIERS: 4.60% → $1k - $50k | 4.71% → $50k - $99k
4.81%*$99k*-Business 12 Month Term Share
OTHER TIERS: 4.60% → $1k - $50k | 4.71% → $50k - $99k
3.77%*$99k*-6 Month Term Share
OTHER TIERS: 3.56% → $1k - $50k | 3.67% → $50k - $99k
3.77%*$99k*-Business 6 Month Term Share
OTHER TIERS: 3.56% → $1k - $50k | 3.67% → $50k - $99k
3.76%*$99k*-60 Month Term Share
OTHER TIERS: 3.55% → $1k - $50k | 3.66% → $50k - $99k
3.76%*$99k*-Business 60 Month Term Share
OTHER TIERS: 3.55% → $1k - $50k | 3.66% → $50k - $99k
3.51%*$99k*-36 Month Term Share
OTHER TIERS: 3.30% → $1k - $50k | 3.41% → $50k - $99k
3.51%*$99k*-Business 36 Month Term Share
OTHER TIERS: 3.30% → $1k - $50k | 3.41% → $50k - $99k
2.98%*$99k*-24 Month Term Share
OTHER TIERS: 2.78% → $1k - $50k | 2.88% → $50k - $99k
2.98%*$99k*-Business 24 Month Term Share
OTHER TIERS: 2.78% → $1k - $50k | 2.88% → $50k - $99k
2.74%*$99k*-91 Day Term Share
OTHER TIERS: 2.53% → $1k - $50k | 2.63% → $50k - $99k
2.74%*$99k*-Business 91 Day Term Share
OTHER TIERS: 2.53% → $1k - $50k | 2.63% → $50k - $99k

FivePoint Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.81%*$99k*-12 Month IRA Term Share
OTHER TIERS: 4.60% → $1k - $50k | 4.71% → $50k - $99k
3.77%*$99k*-6 Month IRA Term Share
OTHER TIERS: 3.56% → $1k - $50k | 3.67% → $50k - $99k
3.76%*$99k*-60 Month IRA Term Share
OTHER TIERS: 3.55% → $1k - $50k | 3.66% → $50k - $99k
3.51%*$99k*-36 Month IRA Term Share
OTHER TIERS: 3.30% → $1k - $50k | 3.41% → $50k - $99k
2.98%*$99k*-24 Month IRA Term Share
OTHER TIERS: 2.78% → $1k - $50k | 2.88% → $50k - $99k
2.74%*$99k*-91 Day IRA Term Share
OTHER TIERS: 2.53% → $1k - $50k | 2.63% → $50k - $99k
Locations


FivePoint Credit Union Locations
Branch Office1300 Highway 69 NNederland, TX 77627-8014
Branch Office3700 Skyline DrNederland, TX 77627-8303
Branch Office4005 Dowlen RdBeaumont, TX 77706-6850
Branch Office141 N Lhs Dr Ste 219Lumberton, TX 77657-8698
Branch Office4401 Highway 73Port Arthur, TX 77642-2220
Branch Office1021 Sawdust Rd Ste 150Spring, TX 77380-3895
Branch Office3570 FM 1488 Rd Ste 700Conroe, TX 77384-3806
Branch Office2335 Texas AveBridge City, TX 77611
Branch Office3728 N 16th StOrange, TX 77632-4629

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