Flagship Community Federal Credit Union


Overview / Commentary
810-982-8575
3910 Lapeer Rd
Port Huron, MI 48060

Flagship Community Federal Credit Union is headquartered in Port Huron and is the 152nd largest credit union in the state of Michigan. It is also the 2,775th largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 8 employees and 3,420 members at 3 locations. Flagship Community Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Flagship Community Federal Credit Union is open to everyone in St. Clair County, Michigan.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Flagship Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13391
Year Chartered1959
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD8.13%
Annual Interest Income$389K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$34.5MM$35.3MM
LoansQ1 2025vs Q1 2024$17.5MM$19.4MM
DepositsQ1 2025vs Q1 2024$30.8MM$31.9MM
Equity CapitalQ1 2025vs Q1 2024$3.5MM$3.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$110K$90K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$81K$145K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Flagship Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$500*-Savings Account
OTHER TIERS: 0.07% $5 - $500

Flagship Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$500-12 Month Share Certificate
0.10%$500-6 Month Share Certificate

Flagship Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-IRA Account
Locations


Flagship Community Federal Credit Union Locations
Branch Office3910 Lapeer RdPort Huron, MI 48060-2402
Branch Office2727 Pine Grove AvePort Huron, MI 48060-1305
Branch Office727 Trescott StHarbor Beach, MI 48441-1321

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