Overview / Commentary
810-982-8575
3910 Lapeer Rd
Port Huron, MI 48060

Flagship Community Federal Credit Union is headquartered in Port Huron and is the 177th largest credit union in the state of Michigan. It is also the 3,114th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 6 employees and 3,358 members at 2 locations. Flagship Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to residents of St. Clair County, Michigan.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Flagship Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13391
Year Chartered1959
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD12.39%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$24.5MM$22.6MM
LoansQ4 2018vs Q4 2017$21.2MM$19.2MM
DepositsQ4 2018vs Q4 2017$22.4MM$20.5MM
Equity CapitalQ4 2018vs Q4 2017$1.8MM$1.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$52.00K$41.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$246.00K$242.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Flagship Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Account
0.20%*$500*-Share Account
OTHER TIERS: 0.10% $5 - $500

Flagship Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-12 Month Share Certificate
0.15%$500-6 Month Share Certificate
Locations


Flagship Community Federal Credit Union Locations
Branch Office3910 Lapeer RdPort Huron, MI 48060-2402
Branch Office2727 Pine Grove AvePort Huron, MI 48060-1305

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