Flatwater Bank


Overview / Commentary
308-537-7181
900 Lake Avenue
Gothenburg, NE 69138

Flatwater Bank is headquartered in GOTHENBURG and is the 63rd largest bank in the state of Nebraska. It is also the 2,499th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 39 employees at 3 locations. Flatwater Bank has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #10639
Year Established1902
Employees39
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.71%
Return on Equity - YTD20.67%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$299.7MM$284.9MM
LoansQ1 2025vs Q1 2024$224.2MM$204.5MM
DepositsQ1 2025vs Q1 2024$270.5MM$254.9MM
Equity CapitalQ1 2025vs Q1 2024$25.9MM$22.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3MM$2.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$836K$64K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Flatwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Flatwater Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$25kHorizon Checking
OTHER TIERS: 0.15% $25k+
Locations


Flatwater Bank Locations
Brady Branch120 N Main StreetBrady, NE 69123
Gothenburg State Bank900 Lake AveGothenburg, NE 69138
Ansley Branch624 Main StAnsley, NE 68814

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.