Flora Bank & Trust (IL)

Overview / Commentary
1478 N. Worthey St
Flora, IL 62839

Flora Bank & Trust (IL) is headquartered in FLORA and is the 274th largest bank in the state of Illinois. It is also the 3,801st largest bank in the nation. It was established in 1978 and as of September of 2023, it had grown to 17 employees at 4 locations. Flora Bank & Trust (IL) has an A health rating.


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Health Grade Components

FDIC Certificate #22598
Year Established1978
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD14.88%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$107.3MM$104.1MM
LoansQ3 2023vs Q3 2022$51MM$45.5MM
DepositsQ3 2023vs Q3 2022$101.2MM$94.4MM
Equity CapitalQ3 2023vs Q3 2022$5.5MM$4.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$179K$166K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$108K$332K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Flora Bank & Trust (IL) Checking Account Rates

2.03%*-$20kFirst Reward Checking
OTHER TIERS: 0.35% $20k+

Flora Bank & Trust (IL) Locations
Flora Bank & Trust1478 N Worthey StFlora, IL 62839
North Clay Banking Center330 North Rt 45Louisville, IL 62858

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