Flora Bank & Trust (IL) is headquartered in Flora and is the 378^th largest bank in the state of Illinois. It is also the 5,078^th largest bank in the nation. It was established in 1978 and as of June of 2016, it had grown to 23 employees at 4 locations. Flora Bank & Trust (IL) has a B health rating.

Overall
FDIC Certificate #	22598
Year Established	1978
Employees	23
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.49%
Return on Equity - YTD	4.25%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$66.8MM$71.6MM
Loans	Q2 2016vs Q2 2015	$42.9MM$39.6MM
Deposits	Q2 2016vs Q2 2015	$59.0MM$64.2MM
Equity Capital	Q2 2016vs Q2 2015	$7.6MM$7.3MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$292.00K$292.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$250.00K$131.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Flora Bank & Trust (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	Liberty Investment Money Market
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.18% → $10k - $25k \| 0.20% → $25k - $50k

Flora Bank & Trust (IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.76%^*	-	$20k	First Reward Checking
OTHER TIERS: 0.15% → $20k+

Locations

Flora Bank & Trust (IL) Locations
Flora Bank & Trust	1010 West North Avenue	Flora, IL 62839
North Clay Banking Center	330 North Rt 45	Louisville, IL 62858
West North Avenue Branch	131 West North Avenue	Flora, IL 62839
Stacy Burk Branch	911 Stacy Burk Drive	Flora, IL 62839

Flora Bank & Trust (IL)

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Data as of Q2 2016

Health Grade Components

Flora Bank & Trust (IL) Money Market Rates

Flora Bank & Trust (IL) Checking Account Rates