Flora Bank & Trust (IL)

Overview / Commentary
1478 N. Worthey St
Flora, IL 62839

Flora Bank & Trust (IL) is headquartered in Flora and is the 284th largest bank in the state of Illinois. It is also the 3,914th largest bank in the nation. It was established in 1978 and as of June of 2022, it had grown to 15 employees at 4 locations. Flora Bank & Trust (IL) has a B+ health rating.


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Health Grade Components

FDIC Certificate #22598
Year Established1978
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD10.23%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$107.7MM$101.9MM
LoansQ2 2022vs Q2 2021$43.0MM$41.5MM
DepositsQ2 2022vs Q2 2021$102.7MM$92.0MM
Equity CapitalQ2 2022vs Q2 2021$4.8MM$9.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$157.00K$190.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$232.00K$911.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Flora Bank & Trust (IL) Checking Account Rates

1.01%*-$20kFirst Reward Checking
OTHER TIERS: 0.18% $20k+

Flora Bank & Trust (IL) Locations
Flora Bank & Trust1478 N Worthey StFlora, IL 62839
North Clay Banking Center330 North Rt 45Louisville, IL 62858

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