Flora Bank & Trust (IL)


Overview / Commentary
618-662-4441
1478 N. Worthey St
Flora, IL 62839

Flora Bank & Trust (IL) is headquartered in Flora and is the 294th largest bank in the state of Illinois. It is also the 4,063rd largest bank in the nation. It was established in 1978 and as of June of 2021, it had grown to 16 employees at 4 locations. Flora Bank & Trust (IL) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #22598
Year Established1978
Employees16
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.84%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$101.9MM$89.3MM
LoansQ2 2021vs Q2 2020$41.5MM$49.1MM
DepositsQ2 2021vs Q2 2020$92.0MM$75.9MM
Equity CapitalQ2 2021vs Q2 2020$9.4MM$9.0MM
Loan Loss AllowanceQ2 2021vs Q2 2020$190.00K$172.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$911.00K$1.1MM
Real Estate OwnedQ2 2021vs Q2 2020$0$86.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Flora Bank & Trust (IL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Liberty Investment Money Market
OTHER TIERS: 0.15% $2.5k - $10k | 0.18% $10k - $25k | 0.20% $25k - $50k

Flora Bank & Trust (IL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$20kFirst Reward Checking
OTHER TIERS: 0.18% $20k+
Locations


Flora Bank & Trust (IL) Locations
Flora Bank & Trust1478 N Worthey StFlora, IL 62839
North Clay Banking Center330 North Rt 45Louisville, IL 62858

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