Flora Bank & Trust (IL)

Overview / Commentary
1478 N. Worthey St
Flora, IL 62839

Flora Bank & Trust (IL) is headquartered in Flora and is the 286th largest bank in the state of Illinois. It is also the 3,931st largest bank in the nation. It was established in 1978 and as of March of 2022, it had grown to 15 employees at 4 locations. Flora Bank & Trust (IL) has an A health rating.


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Health Grade Components

FDIC Certificate #22598
Year Established1978
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.79%
Annual Interest Income$681.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$107.9MM$107.1MM
LoansQ1 2022vs Q1 2021$41.7MM$45.9MM
DepositsQ1 2022vs Q1 2021$100.5MM$93.8MM
Equity CapitalQ1 2022vs Q1 2021$7.2MM$9.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$148.00K$183.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$94.00K$754.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Flora Bank & Trust (IL) Checking Account Rates

1.01%*-$20kFirst Reward Checking
OTHER TIERS: 0.18% $20k+

Flora Bank & Trust (IL) Locations
Flora Bank & Trust1478 N Worthey StFlora, IL 62839
North Clay Banking Center330 North Rt 45Louisville, IL 62858

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