floridacentral Credit Union


Overview / Commentary
813-879-3333
3333 Henderson Blvd
Tampa, FL 33609

floridacentral Credit Union is headquartered in Tampa and is the 34th largest credit union in the state of Florida. It is also the 667th largest credit union in the nation. It was established in 1954 and as of September of 2024, it had grown to 122 employees and 45,323 members at 13 locations. floridacentral Credit Union has a B health rating.

Field of Membership Restrictions

Membership in floridacentral Credit Union is open to individuals who live, work, or worship in the Florida counties of Charlotte, DeSoto, Hillsborough, Lake, Manatee, Orange, Pasco, Pinellas, Polk, or Sarasota, as well as the employees of the Credit Union's affiliated partner companies. Immediate family of current credit union members also qualify for membership, provided they live in Florida.
See current membership details

Reviews (4)

Love Them! Lakeland Branch

Posted by: |

My husband and I have been using this bank for years and love the staff and overall small town feel they give out. They welcome us by name, ask about our family, and just genuinely care about their clients. Both of our boys have accounts there too. If you want to feel like a person and not just an account number, bank here!

CD Renewal Experience

In September I had a CD with Ally mature. I received an email well ahead of the date and asking for instructions. I have another with BMO Alto in November and have a reminder. Today I had a 19 month 'special' CD paying just under 5% mature with Florida Central. Nothing! I saw this morning that they had renewed my CD without notice at 0.26%. I closed the account. Presumably FC just wanted to keep my deposit and pay peanuts hoping I did not notice. I've closed everything with them. Other depositors - BEWARE!!!

ABSOLUTELY THE WORST FINANCIAL INSTITUTION

Posted by: |

BEWARE BEWARE!!!! If you actually want to use your own money THIS IS NOT the bank for you. I have had an account here for 2 years AND my card gets declined once or twice a week. I had $30k in my account and I can't even purchase a tank of gas or order things on my own Amazon account. I'm not sure what kind of unsavory crap is going on there BUT once you deposit your money GOOD LUCK getting it back.

Absolutely Horrible Unfriendly Service

Posted by: |

I had just opened a new checking and savings. They made a few mistakes, which was fine, but I after having spoken to three different people at the bank I noticed as to how unfriendly, nasty and incompetent they all were. The nastiness just made me feel sick inside. There is no way on earth that I will bank with such a nasty, miserable place. I told them to close the account. I don't want it. I would never bank here if I were you.



Health

Health Grade Components

Overall
NCUA #67668
Year Chartered1954
Employees122
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD4.74%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$604.4MM$563MM
LoansQ3 2024vs Q3 2023$389.4MM$383.5MM
DepositsQ3 2024vs Q3 2023$579.8MM$550.9MM
Equity CapitalQ3 2024vs Q3 2023$18.2MM$5.5MM
Loan Loss AllowanceQ3 2024vs Q3 2023$2.4MM$2.2MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.6MM$2.8MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Sorry, we do not have rate data for floridacentral Credit Union.

Locations

Availability



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