Top 1-Year CD Rate Special at Florida State Employees FCU - Limited Membership


There are many small credit unions around the nation that often have good CD deals. Unfortunately, very few people can qualify for these deals. That's the case with Florida State Employees Federal Credit Union. It has a very competitive 2.02% APY 12-month CD special. Minimum deposit is $25,000. It's listed at the credit union's what's new page as of 9/21/2012. According to a credit union representative, this CD special is still available, but could end as early as next week.

The credit union doesn't provide many details about membership eligibility so I emailed the credit union. I was told they serve Florida State Employees and their families who live and work in the counties of Escambia, Santa Rosa, Okaloosa and Walton. I also found a few membership details in the About FSEFCU page, and it says University of West Florida alumni and students may also be eligible. Membership requires a minimum $25 balance in the share savings account.

It's a small credit union with 3 branches located in Pensacola and Milton.

The credit union has an overall health score at of 5 stars (out of 5) with a Texas ratio of 7.65% (excellent) based on March 2012 data. Please refer to our financial overview of FSEFCU for more details. The credit union is federally insured by the NCUA (Charter # 14635).

How This CD Rate Compares

This credit union's CD special is about twice what you can get with a 1-year CD that's available nationwide. The two best rates are 1.11% APY at AloStar Bank of Commerce and 1.10% APY at CIT Bank. CIT Bank requires a $25K minimum deposit, but it has an add-on deposit and a rate bump-up option.

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of

Related Pages: Florida State Employees Federal Credit Union, Mobile, CD rates