Members First Credit Union of Florida

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.membersfirstfl.org

850-434-2211

251 W Garden St
Pensacola, FL 32502

Members First Credit Union of Florida is headquartered in Pensacola and is the 45^th largest credit union in the state of Florida. It is also the 1,034^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 73 employees and 19,528 members at 7 locations. Members First Credit Union of Florida's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Members First Credit Union of Florida is open to those who live or work in Santa Rosa, Escambia, or Okaloosa Counties. Membership is also open to employees of any educational institution in Santa Rosa, Escambia and Oskaloosa Counties, members of the Escambia Retired Teachers Association, Current, former and retired employees of Sterling Fibers, American Cyanamid, Cytec Industries, or Cyanamid Employees Credit Union.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61160
Year Chartered	1954
Employees	73
Primary Regulator

Profit Margin
Return on Assets - YTD	1.7%
Return on Equity - YTD	12.57%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$300.9MM$293.8MM
Loans	Q1 2025vs Q1 2024	$139MM$142.2MM
Deposits	Q1 2025vs Q1 2024	$257.4MM$255.8MM
Equity Capital	Q1 2025vs Q1 2024	$40.1MM$34.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.8MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$236K$697K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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Members First Credit Union of Florida Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$100	-	Shares (Savings)
0.30%	$100	-	Christmas Club
0.30%	$100	-	Summer Savings

Members First Credit Union of Florida Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$1k	-	Select Checking

Members First Credit Union of Florida CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$0	-	12 Month Add-On CD
3.00%	$500	-	12 Month CD
2.90%	$500	-	24 Month Bump-up CD
2.85%	$500	-	36 Month Bump-up CD
2.80%	$500	-	48 Month Bump-up CD
2.75%	$500	-	60 to 120 Month Bump-up CD
2.00%	$500	-	6 Month CD
0.90%	$500	-	3 Month CD
0.90%	$0	-	Youth 3 Month Add-On CD
0.25%	$500	-	1 Month CD

Members First Credit Union of Florida IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$0	-	12 Month IRA Fixed
2.90%	$0	-	24 Month IRA Fixed

Locations

Members First Credit Union of Florida Locations
Branch Office	251 W Garden St	Pensacola, FL 32502-5728
Branch Office	4240 W Fairfield Dr	Pensacola, FL 32505-4735
Branch Office	7176 N 9th Ave	Pensacola, FL 32504-6616
Branch Office	5005 Highway 90	Pace, FL 32571
Branch Office	250 W Airport Blvd	Pensacola, FL 32505-2238
Branch Office	6000 College Pkwy	Pensacola, FL 32504
Branch Office	1645 E Nine Mile Rd	Pensacola, FL 32514-5727

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