Featured Savings Rates
Featured Accounts

Florida West Coast Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.65%1-year CD12 Month Certificate
0.20%SavingsRegular Savings Account
1.21%2-year CD24 Month Certificate

Overview / Commentary
813-643-5572
1225 Millennium Pkwy
Brandon, FL 33511

Florida West Coast Credit Union is headquartered in Brandon and is the 64th largest credit union in the state of Florida. It is also the 1,675th largest credit union in the nation. It was established in 1991 and as of September of 2016, it had grown to 32 employees and 9,743 members at 5 locations. Florida West Coast Credit Union has an A health rating.

Field of Membership Restrictions

Florida West Coast Credit Union in Brandon is open to the employees of the credit union affiliated select employee groups that are listed on the credit union website and their family members.
See current membership details

Reviews (1)

Friendly Staff, Horrible Website

I've been with FWCCU for a while now.  I made the switch because of the upcoming added fees by the regular banks.  The staff is great, very professional and helpful.  However their website and ATMS are horrible.  I suppose I'm just used to using the BOA ATM's and website, but I'll have to make due to keep from paying fees.  The FWCCU Bill Pay has very few electronically paid bills and they send most out via check.  This is not usually a problem until the time that the check was lost in the mail.  Yes, the check was actually lost in the mail.  My account was charged for the check but TECO never received it.  Their ATMS still take deposits the old fashioned way.  With an envelope.  But hey, NO fees! 



Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Florida West Coast Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67337
Year Chartered1991
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.2%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$90.4MM$86.6MM
LoansQ3 2016vs Q3 2015$40.9MM$36.9MM
DepositsQ3 2016vs Q3 2015$79.9MM$76.7MM
Equity CapitalQ3 2016vs Q3 2015$9.3MM$8.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$470.00K$459.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$153.00K$17.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Florida West Coast Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-IRA Savings Account
OTHER TIERS: 0.15% Up to $10k | 0.30% $10k - $50k
0.45%*$50k*-Roth IRA Savings Account
OTHER TIERS: 0.15% Up to $10k | 0.30% $10k - $50k
0.45%*$50k*-Health Savings
OTHER TIERS: 0.15% Up to $10k | 0.30% $10k - $50k
0.20%*$10k*-Regular Savings Account
OTHER TIERS: 0.10% $200 - $10k
0.20%*$10k*-Christmas Club Account
OTHER TIERS: 0.10% $200 - $10k
0.20%*$10k*-Vacation Club Account
OTHER TIERS: 0.10% $200 - $10k
0.20%*$10k*-Youth Savings
OTHER TIERS: 0.10% $100 - $10k

Florida West Coast Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2k - $10k | 0.25% $10k - $50k

Florida West Coast Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-24 Month Certificate
0.65%$500-12 Month Certificate
0.45%$1k-6 Month Certificate

Florida West Coast Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-24 Month IRA Certificate
0.65%$1k-12 Month IRA Certificate
Locations


Florida West Coast Credit Union Locations
Branch Office601 E KENNEDY BLVDTAMPA, FL 33602
Branch Office3020 Melburne BlvdTampa, FL 33605
Branch Office10025 N Dale Mabry HwyTampa, FL 33618-4406
Branch Office7200 Ridge Rd Ste 1Port Richey, FL 34668-6950
Branch Office1225 Millennium PkwyBrandon, FL 33511