Flowers Employees Credit League Credit Union


Overview / Commentary
229-228-6860
612 S Broad St
Thomasville, GA 31792-5551

Flowers Employees Credit League Credit Union is headquartered in Thomasville and is the 52nd largest credit union in the state of Georgia. It is also the 3,170th largest credit union in the nation. It was established in 1971 and as of December of 2018, it had grown to 8 employees and 5,650 members at 1 location. Flowers Employees Credit League Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Flowers Employees Credit League Credit Union of Georgia is open to the current and retired employees of Flowers Foods and/or its subsidiaries or affiliates.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Flowers Employees Credit League Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67392
Year Chartered1971
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD1.52%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$23.6MM$24.4MM
LoansQ4 2018vs Q4 2017$13.8MM$14.7MM
DepositsQ4 2018vs Q4 2017$16.2MM$17.1MM
Equity CapitalQ4 2018vs Q4 2017$7.2MM$7.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$331.00K$325.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$261.00K$324.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Flowers Employees Credit League Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%--Roth IRA
1.51%--Traditional IRA
1.51%--Educational IRA
0.65%*$50k*-Regular Share Account
OTHER TIERS: 0.15% $100 - $5k | 0.25% $5k - $20k | 0.35% $20k - $50k
0.25%$100-Christmas Club Account
0.25%$100-Vacation Club Account

Flowers Employees Credit League Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.66%$5k-24 Month Share Certificate
2.66%$50k-24 Month Jumbo Share Certificate
2.46%$5k-12 Month Share Certificate
2.46%$50k-12 Month Jumbo Share Certificate
1.96%$5k-6 Month Share Certificate
1.96%$50k-6 Month Jumbo Share Certificate
Locations


Flowers Employees Credit League Credit Union Locations
Branch Office612 S Broad StThomasville, GA 31792-5551

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