Featured Savings Rates
Featured Accounts

Flowers Employees Credit League Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.95%1-year CD12 Month Jumbo Share Certificate
0.45%SavingsRegular Share Account
1.15%2-year CD24 Month Jumbo Share Certificate

Overview / Commentary
229-228-6860
612 S Broad St
Thomasville, GA 31792-5551

Flowers Employees Credit League Credit Union is headquartered in Thomasville and is the 54th largest credit union in the state of Georgia. It is also the 3,062nd largest credit union in the nation. It was established in 1971 and as of September of 2016, it had grown to 10 employees and 6,070 members at 1 location. Flowers Employees Credit League Credit Union has a B+ health rating.

Field of Membership Restrictions

Flowers Employees Credit League Credit Union of Georgia is open to the current and retired employees of Flowers Foods and/or its subsidiaries or affiliates.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Flowers Employees Credit League Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67392
Year Chartered1971
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.35%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$27.1MM$25.4MM
LoansQ3 2016vs Q3 2015$14.1MM$14.9MM
DepositsQ3 2016vs Q3 2015$20.0MM$18.4MM
Equity CapitalQ3 2016vs Q3 2015$6.9MM$6.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$339.00K$301.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$254.00K$208.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Flowers Employees Credit League Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-Traditional IRA
0.45%*$50k*-Regular Share Account
OTHER TIERS: 0.15% $100 - $5k | 0.25% $5k - $20k | 0.35% $20k - $50k
0.25%$100-Christmas Club Account
0.25%$100-Vacation Club Account

Flowers Employees Credit League Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$5k-24 Month Share Certificate
1.15%$50k-24 Month Jumbo Share Certificate
0.95%$5k-12 Month Share Certificate
0.95%$50k-12 Month Jumbo Share Certificate
0.75%$5k-6 Month Share Certificate
0.75%$50k-6 Month Jumbo Share Certificate
Locations


Flowers Employees Credit League Credit Union Locations
Branch Office612 S Broad StThomasville, GA 31792-5551