F&M Bank (GA)

Overview / Commentary
911 East Robert Toombs Ave
Washington, GA 30673

F&M Bank (GA) is headquartered in Washington and is the 55th largest bank in the state of Georgia. It is also the 2,281st largest bank in the nation. It was established in 1950 and as of December of 2020, it had grown to 63 employees at 6 locations. F&M Bank (GA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #16897
Year Established1950
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD5.81%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$323.3MM$276.1MM
LoansQ4 2020vs Q4 2019$166.1MM$147.5MM
DepositsQ4 2020vs Q4 2019$263.1MM$219.8MM
Equity CapitalQ4 2020vs Q4 2019$50.3MM$46.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.6MM$2.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$885.00K$657.00K
Real Estate OwnedQ4 2020vs Q4 2019$195.00K$681.00K

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F&M Bank (GA) Locations
123 Broad Street Branch123 Broad StreetCrawfordville, GA 30631
Downtown Branch201 East Robert Toombs AvenueWashington, GA 30673
Lincolnton Branch317 South Washington StreetLincolnton, GA 30817
Martinez Branch3861 Evans To Locke RoadMartinez, GA 30907
F&m Bank911 East Robert Toombs AvenueWashington, GA 30673
Tignall Branch114 South Hulin AvenueTignall, GA 30668

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