F&M Trust


Overview / Commentary
717-264-6116
6010
Chambersburg, PA 17201

F&M Trust is headquartered in CHAMBERSBURG and is the 30th largest bank in the state of Pennsylvania. It is also the 642nd largest bank in the nation. It was established in 1906 and as of June of 2023, it had grown to 292 employees at 24 locations. F&M Trust's money market rates are 5X the national average, and it has a B health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #8405
Year Established1906
Employees292
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD11.48%
Annual Interest Income$36.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.74B$1.83B
LoansQ2 2023vs Q2 2022$1.13B$1.02B
DepositsQ2 2023vs Q2 2022$1.52B$1.70B
Equity CapitalQ2 2023vs Q2 2022$127.3MM$124.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$14.6MM$15.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$196.00K$5.7MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not F&M Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1-IRA Savings Account

F&M Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%*$500k*-Money Management Accounts
OTHER TIERS: 1.36% $2.5k - $25k | 1.41% $25k - $50k | 1.76% $50k - $100k | 1.81% $100k - $250k | 1.97% $250k - $500k

F&M Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.5k-YourWay Premier Checking

F&M Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$1k-60 Month CD - New Money
2.90%*$25k*$100k36 Month CD - New Money
OTHER TIERS: 2.85% $1k - $25k
2.65%*$25k*$100k24 Month CD - New Money
OTHER TIERS: 2.60% $5k - $25k

F&M Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$1k-60 Month IRA - New Money
2.90%*$25k*$100k36 Month IRA - New Money
OTHER TIERS: 2.85% $1k - $25k
2.65%*$25k*$100k24 Month IRA - New Money
OTHER TIERS: 2.60% $5k - $25k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.