F&M Trust

Overview / Commentary

717-264-6116

6010
Chambersburg, PA 17201

F&M Trust is headquartered in CHAMBERSBURG and is the 30^th largest bank in the state of Pennsylvania. It is also the 648^th largest bank in the nation. It was established in 1906 and as of March of 2023, it had grown to 291 employees at 23 locations. F&M Trust's money market rates are 5X the national average, and it has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8405
Year Established	1906
Employees	291
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	11.75%
Annual Interest Income	$17.1MM

Assets and Liabilities
Assets	Q1 2023vs Q1 2022	$1.71B$1.77B
Loans	Q1 2023vs Q1 2022	$1.06B$989.1MM
Deposits	Q1 2023vs Q1 2022	$1.52B$1.61B
Equity Capital	Q1 2023vs Q1 2022	$129.2MM$138.1MM
Loan Loss Allowance	Q1 2023vs Q1 2022	$14.1MM$15.1MM
Unbacked Noncurrent Loans	Q1 2023vs Q1 2022	$226.00K$7.4MM
Real Estate Owned	Q1 2023vs Q1 2022	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not F&M Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$1	-	IRA Savings Account

F&M Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%^*	$500k^*	-	Money Management Accounts
OTHER TIERS: 1.31% → $2.5k - $25k \| 1.36% → $25k - $50k \| 1.61% → $50k - $100k \| 1.66% → $100k - $250k \| 1.81% → $250k - $500k

F&M Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1.5k	-	YourWay Premier Checking

F&M Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.85%	$1k	-	60 Month CD - New Money
2.90%^*	$25k^*	$100k	36 Month CD - New Money
OTHER TIERS: 2.85% → $1k - $25k
2.65%^*	$25k^*	$100k	24 Month CD - New Money
OTHER TIERS: 2.60% → $5k - $25k

F&M Trust IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.85%	$1k	-	60 Month IRA - New Money
2.90%^*	$25k^*	$100k	36 Month IRA - New Money
OTHER TIERS: 2.85% → $1k - $25k
2.65%^*	$25k^*	$100k	24 Month IRA - New Money
OTHER TIERS: 2.60% → $5k - $25k

Locations

Availability

Harrisburg Area

Harrisburg Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.