F&M Trust is headquartered in Chambersburg and is the 28th largest bank in the state of Pennsylvania. It is also the 595th largest bank in the nation. It was established in 1906 and as of June of 2022, it had grown to 285 employees at 23 locations. F&M Trust's money market rates are 4X the national average, and it has a B+ health rating.
Overall | |
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FDIC Certificate # | 8405 |
Year Established | 1906 |
Employees | 285 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.86% |
Return on Equity - YTD | 10.98% |
Annual Interest Income | $25.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2022vs Q2 2021 | $1.83B$1.68B |
Loans | Q2 2022vs Q2 2021 | $1.02B$989.5MM |
Deposits | Q2 2022vs Q2 2021 | $1.70B$1.51B |
Equity Capital | Q2 2022vs Q2 2021 | $124.3MM$149.9MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $15.0MM$15.1MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $5.7MM$8.8MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $1 | - | IRA Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.87%* | $500k* | - | Money Management Accounts | ||
OTHER TIERS: 1.21% → $2.5k - $25k | 1.26% → $25k - $50k | 1.51% → $50k - $100k | 1.56% → $100k - $250k | 1.66% → $250k - $500k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1.5k | - | YourWay Premier Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.90%* | $25k* | $100k | 36 Month CD | ||
OTHER TIERS: 2.85% → $1k - $25k | |||||
2.65%* | $25k* | $100k | 24 Month CD | ||
OTHER TIERS: 2.60% → $5k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.90%* | $25k* | $100k | 36 Month IRA | ||
OTHER TIERS: 2.85% → $1k - $25k | |||||
2.65%* | $25k* | $100k | 24 Month IRA | ||
OTHER TIERS: 2.60% → $5k - $25k |