FNB Bank, Inc. (WV)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.71%	5-year CD	60 Month CD 2.25% - Ally Bank High Yield 5 Year CD
0.40%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.20%	Savings	Savings 1.20% - Ally Bank Online Savings Account

View all FNB Bank, Inc. (WV) rates »

Overview / Commentary

fnbtoday.com

304-822-8700

105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in Romney and is the 31^st largest bank in the state of West Virginia. It is also the 3,162^nd largest bank in the nation. It was established in 1910 and as of June of 2017, it had grown to 48 employees at 4 locations. FNB Bank, Inc. (WV) has an A health rating.

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Health

A

Data as of Q2 2017

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Health Grade Components

Overall
FDIC Certificate #	6794
Year Established	1910
Employees	48
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	8.06%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$180.4MM$176.0MM
Loans	Q2 2017vs Q2 2016	$125.2MM$113.6MM
Deposits	Q2 2017vs Q2 2016	$145.5MM$139.7MM
Equity Capital	Q2 2017vs Q2 2016	$18.4MM$18.4MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$1.7MM$2.0MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$870.00K$3.3MM
Real Estate Owned	Q2 2017vs Q2 2016	$631.00K$320.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNB Bank, Inc. (WV) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$100k^*	-	Savings
OTHER TIERS: 0.12% → $50 - $10k \| 0.14% → $10k - $50k \| 0.17% → $50k - $100k
0.20%^*	$100k^*	-	Mountaineer Savings
OTHER TIERS: 0.12% → $50 - $10k \| 0.14% → $10k - $50k \| 0.17% → $50k - $100k

FNB Bank, Inc. (WV) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$100k^*	-	MMA
OTHER TIERS: 0.10% → $1,500 - $5k \| 0.15% → $5k - $25k \| 0.17% → $25k - $100k

FNB Bank, Inc. (WV) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$25k^*	-	NOW Account
OTHER TIERS: 0.07% → $1k - $25k
0.15%^*	$200k^*	-	Premium Business Checking
OTHER TIERS: 0.08% → $25k - $100k \| 0.10% → $100k - $200k

FNB Bank, Inc. (WV) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.71%	$1k	-	60 Month CD
1.10%	$1k	-	48 Month CD
0.85%	$1k	-	36 Month CD
0.65%	$1k	-	30 Month CD
0.55%	$1k	-	24 Month CD
0.45%	$1k	-	18 Month CD
0.40%	$1k	-	12 Month CD
0.30%	$1k	-	6 Month CD
0.25%	$2,500	-	3 Month CD

FNB Bank, Inc. (WV) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%	$250	-	48 Month IRA
1.00%	$100	-	18 Month Variable IRA

Locations

FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.	105 North High Street	Romney, WV 26757
Fort Ashby Branch	Route 28	Fort Ashby, WV 26719
Capon Bridge Branch	Route 50	Capon Bridge, WV 26711
Hampshire Square Branch	Route 50, Hc-63, Box 3270	Romney, WV 26757