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Overview / Commentary
304-822-8700
105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in Romney and is the 28th largest bank in the state of West Virginia. It is also the 3,075th largest bank in the nation. It was established in 1910 and as of March of 2018, it had grown to 54 employees at 4 locations. FNB Bank, Inc. (WV) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #6794
Year Established1910
Employees54
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD12.61%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$185.2MM$180.7MM
LoansQ1 2018vs Q1 2017$129.5MM$123.0MM
DepositsQ1 2018vs Q1 2017$150.0MM$144.4MM
Equity CapitalQ1 2018vs Q1 2017$18.5MM$18.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.8MM$1.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.3MM$1.6MM
Real Estate OwnedQ1 2018vs Q1 2017$483.00K$690.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNB Bank, Inc. (WV) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%*$100k*-Savings
OTHER TIERS: 0.14% $50 - $10k | 0.16% $10k - $50k | 0.19% $50k - $100k
0.22%*$100k*-Mountaineer Savings
OTHER TIERS: 0.14% $50 - $10k | 0.16% $10k - $50k | 0.19% $50k - $100k

FNB Bank, Inc. (WV) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%*$100k*-MMA
OTHER TIERS: 0.10% $1,500 - $5k | 0.15% $5k - $25k | 0.19% $25k - $100k

FNB Bank, Inc. (WV) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.17%*$25k*-NOW Account
OTHER TIERS: 0.09% $1k - $5k | 0.11% $5k - $25k

FNB Bank, Inc. (WV) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$1k-60 Month CD
1.20%$1k-48 Month CD
0.90%$1k-36 Month CD
0.75%$1k-30 Month CD
0.60%$1k-24 Month CD
0.50%$1k-18 Month CD
0.45%$1k-12 Month CD
0.35%$1k-6 Month CD
0.30%$2,500-3 Month CD

FNB Bank, Inc. (WV) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$250-48 Month IRA
1.00%$100-18 Month Variable IRA
Locations


FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.105 North High StreetRomney, WV 26757
Fort Ashby BranchRoute 28Fort Ashby, WV 26719
Capon Bridge BranchRoute 50Capon Bridge, WV 26711
Hampshire Square BranchRoute 50, Hc-63, Box 3270Romney, WV 26757

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