FNB Bank, Inc. (WV)


Overview / Commentary
304-822-8700
105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in Romney and is the 23rd largest bank in the state of West Virginia. It is also the 2,751st largest bank in the nation. It was established in 1910 and as of June of 2022, it had grown to 58 employees at 5 locations. FNB Bank, Inc. (WV) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #6794
Year Established1910
Employees58
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD12.52%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$252.4MM$247.2MM
LoansQ2 2022vs Q2 2021$186.5MM$163.1MM
DepositsQ2 2022vs Q2 2021$210.3MM$197.8MM
Equity CapitalQ2 2022vs Q2 2021$19.9MM$22.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.3MM$2.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$388.00K$624.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$245.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNB Bank, Inc. (WV) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$100kFree Kasasa Saver
OTHER TIERS: 0.25% $100k+
0.25%*$100k*-Savings
OTHER TIERS: 0.12% $50 - $10k | 0.13% $10k - $50k | 0.15% $50k - $100k

FNB Bank, Inc. (WV) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$20kFree Kasasa Cash
OTHER TIERS: 0.25% $20k+
0.08%$50-50 Plus Interest Checking
0.08%$5k-Business Interest Checking

FNB Bank, Inc. (WV) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k-60 Month CD
1.20%$1k-48 Month CD
1.00%$1k-36 Month CD
0.90%$1k-30 Month CD
0.80%$1k-24 Month CD
0.70%$1k-18 Month CD
0.60%$1k-12 Month CD
0.40%$1k-6 Month CD
0.30%$2.5k-3 Month CD

FNB Bank, Inc. (WV) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$250-48 Month IRA
1.00%$100-18 Month Variable IRA
Locations


FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.105 N High StRomney, WV 26757
Fort Ashby Branch10076 Frankfort HwyFort Ashby, WV 26719
Capon Bridge Branch2957 Northwestern PikeCapon Bridge, WV 26711
Hampshire Square Branch22250 Northwestern PikeRomney, WV 26757

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