FNB Bank, Inc. (WV)


Overview / Commentary
304-822-8700
105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in Romney and is the 24th largest bank in the state of West Virginia. It is also the 2,794th largest bank in the nation. It was established in 1910 and as of March of 2021, it had grown to 55 employees at 5 locations. FNB Bank, Inc. (WV) has an A health rating.

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FNB Bank Kasasa Brand Products Available In WV, MD, and VA - 6/14/2021

FNB Bank (WV) offers its competitive Kasasa Cash, Kasasa Cash Back, and Kasasa Saver in portions of MD, VA, and WV through an online application.

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Health

Health Grade Components

Overall
FDIC Certificate #6794
Year Established1910
Employees55
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.08%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$244.9MM$220.2MM
LoansQ1 2021vs Q1 2020$162.5MM$153.1MM
DepositsQ1 2021vs Q1 2020$194.7MM$173.1MM
Equity CapitalQ1 2021vs Q1 2020$22.1MM$21.8MM
Loan Loss AllowanceQ1 2021vs Q1 2020$2.1MM$2.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$131.00K$326.00K
Real Estate OwnedQ1 2021vs Q1 2020$245.00K$474.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not FNB Bank, Inc. (WV); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNB Bank, Inc. (WV) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$100kFree Kasasa Saver
OTHER TIERS: 0.25% $100k+
0.07%$50-Savings
0.07%$50-Mountaineer Savings

FNB Bank, Inc. (WV) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%*$100k*-MMA
OTHER TIERS: 0.08% $1.5k - $5k | 0.10% $5k - $25k | 0.12% $25k - $100k

FNB Bank, Inc. (WV) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$20kFree Kasasa Cash
OTHER TIERS: 0.25% $20k+
0.12%*$25k*-NOW Account
OTHER TIERS: 0.08% $1k - $5k | 0.10% $5k - $25k

FNB Bank, Inc. (WV) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-60 Month CD
0.80%$1k-48 Month CD
0.70%$1k-36 Month CD
0.60%$1k-30 Month CD
0.50%$1k-24 Month CD
0.40%$1k-18 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD
0.15%$2.5k-3 Month CD

FNB Bank, Inc. (WV) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$250-48 Month IRA
0.50%$100-18 Month Variable IRA
Locations


FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.105 North High StreetRomney, WV 26757
Fort Ashby Branch10076 Frankfort HwyFort Ashby, WV 26719
Capon Bridge Branch2957 Northwestern PikeCapon Bridge, WV 26711
Hampshire Square Branch22250 Northwestern PikeRomney, WV 26757

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