FNB Bank, Inc. (WV)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.35%	5-year CD	3.10% - Synchrony Bank 60 Month CD
1.00%	1-year CD	2.50% - Synchrony Bank 12 Month CD
0.25%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all FNB Bank, Inc. (WV) rates »

Overview / Commentary

fnbtoday.com

304-822-8700

105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in Romney and is the 25^th largest bank in the state of West Virginia. It is also the 3,021^st largest bank in the nation. It was established in 1910 and as of June of 2018, it had grown to 57 employees at 4 locations. FNB Bank, Inc. (WV)'s CD rates are 11% higher than the national average, and it has an A health rating.

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Health

A

Data as of Q2 2018

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Health Grade Components

Overall
FDIC Certificate #	6794
Year Established	1910
Employees	57
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.18%
Return on Equity - YTD	11.82%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$188.8MM$180.4MM
Loans	Q2 2018vs Q2 2017	$131.9MM$125.2MM
Deposits	Q2 2018vs Q2 2017	$153.9MM$145.5MM
Equity Capital	Q2 2018vs Q2 2017	$18.8MM$18.4MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.8MM$1.7MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$959.00K$870.00K
Real Estate Owned	Q2 2018vs Q2 2017	$923.00K$631.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNB Bank, Inc. (WV) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Savings
OTHER TIERS: 0.17% → $50 - $10k \| 0.20% → $10k - $50k \| 0.22% → $50k - $100k
0.25%^*	$100k^*	-	Mountaineer Savings
OTHER TIERS: 0.17% → $50 - $10k \| 0.20% → $10k - $50k \| 0.22% → $50k - $100k

FNB Bank, Inc. (WV) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	MMA
OTHER TIERS: 0.15% → $1.5k - $5k \| 0.17% → $5k - $25k \| 0.20% → $25k - $100k

FNB Bank, Inc. (WV) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	NOW Account
OTHER TIERS: 0.15% → $1k - $5k \| 0.17% → $5k - $25k

FNB Bank, Inc. (WV) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%	$1k	-	60 Month CD
2.00%	$1k	-	48 Month CD
1.75%	$1k	-	36 Month CD
1.50%	$1k	-	30 Month CD
1.25%	$1k	-	24 Month CD
1.10%	$1k	-	18 Month CD
1.00%	$1k	-	12 Month CD
0.65%	$1k	-	6 Month CD
0.45%	$2.5k	-	3 Month CD

FNB Bank, Inc. (WV) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%	$250	-	48 Month IRA
1.00%	$100	-	18 Month Variable IRA

Locations

FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.	105 North High Street	Romney, WV 26757
Fort Ashby Branch	Route 28	Fort Ashby, WV 26719
Capon Bridge Branch	Route 50	Capon Bridge, WV 26711
Hampshire Square Branch	Route 50, Hc-63, Box 3270	Romney, WV 26757
Rosemary Lane Office	90 W Rosemary Lane	Romney, WV 26757

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