FNB Bank, Inc. (WV)

Overview / Commentary
105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in ROMNEY and is the 23rd largest bank in the state of West Virginia. It is also the 2,670th largest bank in the nation. It was established in 1910 and as of December of 2023, it had grown to 65 employees at 6 locations. FNB Bank, Inc. (WV) has an A health rating.


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Health Grade Components

FDIC Certificate #6794
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.28%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$262.3MM$253.7MM
LoansQ4 2023vs Q4 2022$197.7MM$192.3MM
DepositsQ4 2023vs Q4 2022$220.1MM$211.1MM
Equity CapitalQ4 2023vs Q4 2022$21.5MM$19.4MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.2MM$2.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$274K$3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for FNB Bank, Inc. (WV) are currently being reviewed.


FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.105 N High StRomney, WV 26757
Fort Ashby Branch10076 Frankfort HwyFort Ashby, WV 26719
Capon Bridge Branch2957 Northwestern PikeCapon Bridge, WV 26711
Hampshire Square Branch22250 Northwestern PikeRomney, WV 26757

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