FNB Bank, Inc. (WV)

Overview / Commentary
105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in ROMNEY and is the 23rd largest bank in the state of West Virginia. It is also the 2,648th largest bank in the nation. It was established in 1910 and as of September of 2023, it had grown to 58 employees at 5 locations. FNB Bank, Inc. (WV) has a C+ health rating.


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Health Grade Components

FDIC Certificate #6794
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.24%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$262.5MM$255.7MM
LoansQ3 2023vs Q3 2022$199.8MM$190.5MM
DepositsQ3 2023vs Q3 2022$218.4MM$212.2MM
Equity CapitalQ3 2023vs Q3 2022$20.3MM$19.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.5MM$2.4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.7MM$373K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for FNB Bank, Inc. (WV) are currently being reviewed.


FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.105 N High StRomney, WV 26757
Fort Ashby Branch10076 Frankfort HwyFort Ashby, WV 26719
Capon Bridge Branch2957 Northwestern PikeCapon Bridge, WV 26711
Hampshire Square Branch22250 Northwestern PikeRomney, WV 26757

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