FNB Bank, Inc. (WV)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

fnbtoday.com

304-822-8700

105 North High Street
Romney, WV 26757

FNB Bank, Inc. (WV) is headquartered in ROMNEY and is the 23^rd largest bank in the state of West Virginia. It is also the 2,681^st largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 63 employees at 7 locations. FNB Bank, Inc. (WV)'s savings rates are 73% higher than the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	6794
Year Established	1910
Employees	63
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.67%
Return on Equity - YTD	7.77%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$266.1MM$265.6MM
Loans	Q1 2025vs Q1 2024	$195.8MM$196.3MM
Deposits	Q1 2025vs Q1 2024	$231.7MM$224.8MM
Equity Capital	Q1 2025vs Q1 2024	$23.1MM$21.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.1MM$2.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1MM
Real Estate Owned	Q1 2025vs Q1 2024	$32K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNB Bank, Inc. (WV) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$0	$100k	FNB Platinum Savings
1.00%^*	$250k^*	-	Youth Savings Account
OTHER TIERS: 0.20% → $50 - $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $100k \| 0.60% → $100k - $250k
0.90%^*	$250k^*	-	Savings
OTHER TIERS: 0.20% → $50 - $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $100k \| 0.50% → $100k - $250k

FNB Bank, Inc. (WV) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$0	$20k	FNB Platinum Checking
1.00%	$50	-	High Interest Checking
0.30%	$50	-	50 Plus Interest Checking
0.30%	$5k	-	Business Interest Checking

FNB Bank, Inc. (WV) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.90%	$1k	-	60 Month CD
2.75%	$1k	-	48 Month CD
2.65%	$1k	-	36 Month CD
1.50%	$1k	-	30 Month CD
1.25%	$1k	-	24 Month CD
1.00%	$1k	-	18 Month CD
0.85%	$1k	-	12 Month CD
0.75%	$1k	-	6 Month CD
0.50%	$2.5k	-	3 Month CD

FNB Bank, Inc. (WV) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$250	-	48 Month IRA
1.25%	$100	-	18 Month Variable IRA

Locations

FNB Bank, Inc. (WV) Locations
Fnb Bank, Inc.	105 N High St	Romney, WV 26757
Fort Ashby Branch	10076 Frankfort Hwy	Fort Ashby, WV 26719
Capon Bridge Branch	2957 Northwestern Pike	Capon Bridge, WV 26711
Hampshire Square Branch	22250 Northwestern Pike	Romney, WV 26757

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