FNB Bank, Inc. is headquartered in MAYFIELD and is the 26^th largest bank in the state of Kentucky. It is also the 1,407^th largest bank in the nation. It was established in 1875 and as of September of 2024, it had grown to 123 employees at 11 locations. FNB Bank, Inc. has a B+ health rating.

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2018

5/24 - 3.00% APY 3-Year CD (Western Kentucky Only)

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Health

B+

Data as of Q3 2024

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Health Grade Components

Overall
FDIC Certificate #	2759
Year Established	1875
Employees	123
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	11.87%
Annual Interest Income	$25.5MM

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$676.9MM$645.2MM
Loans	Q3 2024vs Q3 2023	$469.7MM$443.7MM
Deposits	Q3 2024vs Q3 2023	$602.8MM$592.8MM
Equity Capital	Q3 2024vs Q3 2023	$51.2MM$43.2MM
Loan Loss Allowance	Q3 2024vs Q3 2023	$8.1MM$8.2MM
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$1.1MM$748K
Real Estate Owned	Q3 2024vs Q3 2023	$519K$578K

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

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Rates

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Locations

Cities: Benton, Cadiz, Mayfield, Murray, Paducah, Wingo

Benton Branches
Fnb Bank-Benton Branch	315w 5th Street	Benton, KY 42025

Cadiz Branches
Cadiz Branch	1197 Canton Rd	Cadiz, KY 42211
Cadiz Branch	2558 Main Street	Cadiz, KY 42211

Mayfield Branches
Mayfield Banking Center Branch	310 Charles Drive	Mayfield, KY 42066
Fnb Bank, Inc.	101 E Broadway	Mayfield, KY 42066

Murray Branches
Murray Ky Branch	1445 Lowes Drive	Murray, KY 42071
Murray South	611 South 12th Street	Murray, KY 42071

Paducah Branches
Lone Oak Branch	3445 Lane Oak Road	Paducah, KY 42003
Paducah Midtown Branch	130 Lone Oak Road	Paducah, KY 42001

Wingo Branches
Wingo Branch	9606 Highway 45 S.	Wingo, KY 42088

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FNB Bank, Inc.

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Data as of Q3 2024

Health Grade Components