FNB Bank, Inc.

Overview / Commentary
101 East Broadway Street
Mayfield, KY 42066

FNB Bank, Inc. is headquartered in MAYFIELD and is the 24th largest bank in the state of Kentucky. It is also the 1,361st largest bank in the nation. It was established in 1875 and as of March of 2023, it had grown to 117 employees at 12 locations. FNB Bank, Inc. has an A health rating.


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Health Grade Components

FDIC Certificate #2759
Year Established1875
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD16%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$673.1MM$663.1MM
LoansQ1 2023vs Q1 2022$449.5MM$390.1MM
DepositsQ1 2023vs Q1 2022$618.0MM$604.6MM
Equity CapitalQ1 2023vs Q1 2022$48.8MM$52.5MM
Loan Loss AllowanceQ1 2023vs Q1 2022$8.3MM$7.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$575.00K$483.00K
Real Estate OwnedQ1 2023vs Q1 2022$579.00K$525.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNB Bank, Inc. Savings Account Rates

2.25%*-$15kYourStart Savings
OTHER TIERS: 0.25% $15k+

FNB Bank, Inc. Checking Account Rates

2.25%*-$15kYourStart Checking
OTHER TIERS: 0.25% $15k+

Cities: Benton, Cadiz, Mayfield, Murray, Paducah, Wingo

Benton Branches
Fnb Bank-Benton Branch315w 5th StreetBenton, KY 42025

Cadiz Branches
Cadiz Branch1197 Canton RdCadiz, KY 42211
Cadiz Branch2558 Main StreetCadiz, KY 42211

Mayfield Branches
Mayfield Banking Center Branch310 Charles DriveMayfield, KY 42066
Fnb Bank, Inc.101 E BroadwayMayfield, KY 42066

Murray Branches
Murray Ky Branch1445 Lowes DriveMurray, KY 42071
Murray South611 South 12th StreetMurray, KY 42071

Paducah Branches
Lone Oak Branch3445 Lane Oak RoadPaducah, KY 42003
Paducah Midtown Branch130 Lone Oak RoadPaducah, KY 42001

Wingo Branches
Wingo Branch9606 Highway 45 S.Wingo, KY 42088

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