The FNB Community Bank (IL)

Overview / Commentary

www.thefnb.com

618-283-1141

432 West Gallatin Street
Vandalia, IL 62471

The FNB Community Bank (IL) is headquartered in VANDALIA and is the 105^th largest bank in the state of Illinois. It is also the 1,838^th largest bank in the nation. It was established in 1865 and as of June of 2024, it had grown to 87 employees at 7 locations. The FNB Community Bank (IL)'s CD rates are 2X the national average, and it has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3840
Year Established	1865
Employees	87
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	7.43%
Annual Interest Income	$9.8MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$478.9MM$475MM
Loans	Q2 2024vs Q2 2023	$250MM$232.6MM
Deposits	Q2 2024vs Q2 2023	$421MM$418.1MM
Equity Capital	Q2 2024vs Q2 2023	$39MM$37.8MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$2.9MM$2.9MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$298K$448K
Real Estate Owned	Q2 2024vs Q2 2023	$167K$301K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The FNB Community Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

The FNB Community Bank (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%	$500	-	IRA Account
1.01%	$1	-	Christmas Savings Club
1.01%	$1	-	Vacation Savings Club
0.10%	$0	-	Savings
0.10%	$0	-	Business Savings

The FNB Community Bank (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Money Market

The FNB Community Bank (IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	FirstClub Checking

The FNB Community Bank (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.47%	$1k	-	Business 91 Day CD
4.47%	$1k	-	91 Day CD Special
4.29%	$1k	-	7 Month CD Special
4.29%	$1k	-	Business 7 Month CD Special
4.02%	$1k	-	Business 9 Month CD
4.02%	$1k	-	9 Month CD Special
3.56%	$1k	-	14 Month CD Special
3.56%	$0	-	Business 14 Month CD Special
3.30%	$1k	-	20 Month CD Special
3.30%	$1k	-	Business 20 Month CD Special
2.78%	$1k	-	36 Month CD
2.78%	$1k	-	Business 36 Month CD
2.46%	$1k	-	24 Month CD
2.46%	$1k	-	Business 24 Month CD
2.27%	$1k	-	48 Month CD
2.27%	$1k	-	18 Month CD
2.27%	$1k	-	Business 18 Month CD
2.27%	$1k	-	Business 48 Month CD
2.17%	$1k	-	12 Month CD
2.17%	$1k	-	Business 12 Month CD
2.11%	$1k	-	182 Day CD
2.11%	$1k	-	Business 182 Day CD
2.02%	$1k	-	60 Month CD
2.02%	$1k	-	Business 60 Month CD
0.15%	$5k	-	91-Day Peace of Mind CD
0.15%	$5k	-	Business 91-Day Peace of Mind CD
0.10%	$1k	-	31 Day CD
0.10%	$1k	-	Business 31 Day CD

Locations

The FNB Community Bank (IL) Locations
Mulberry Grove Branch	102 Maple Street	Mulberry Grove, IL 62262
Greenville Branch	1310 East City Route 40	Greenville, IL 62246
Vandalia Branch	1420 North 8th Street	Vandalia, IL 62471
Ramsey Branch	227 South Superior Street	Ramsey, IL 62080
Banker Blvd Branch	311 Banker Blvd	Vandalia, IL 62471
The First National Bank	432 W Gallatin St	Vandalia, IL 62471
Patoka Branch	209 South Railroad Street	Patoka, IL 62875

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.