The FNB Community Bank (IL)

Overview / Commentary
432 West Gallatin Street
Vandalia, IL 62471

The FNB Community Bank (IL) is headquartered in Vandalia and is the 99th largest bank in the state of Illinois. It is also the 1,844th largest bank in the nation. It was established in 1865 and as of June of 2022, it had grown to 84 employees at 7 locations. The FNB Community Bank (IL)'s CD rates are 17% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #3840
Year Established1865
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.81%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$461.7MM$447.4MM
LoansQ2 2022vs Q2 2021$206.9MM$197.7MM
DepositsQ2 2022vs Q2 2021$417.3MM$381.8MM
Equity CapitalQ2 2022vs Q2 2021$36.2MM$56.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.8MM$2.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$694.00K$1.3MM
Real Estate OwnedQ2 2022vs Q2 2021$217.00K$99.00K
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Always verify rates and promotions with the bank or credit union. We are not The FNB Community Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The FNB Community Bank (IL) Savings Account Rates

0.25%$1-Christmas Savings Club
0.25%$1-Vacation Savings Club
0.25%$500-IRA Account
0.10%--Business Savings

The FNB Community Bank (IL) Money Market Rates

0.10%$1k-Money Market

The FNB Community Bank (IL) Checking Account Rates

0.75%-$25kRewards Checking
0.10%*$25k*-FirstRate Checking
OTHER TIERS: 0.05% $500 - $25k
0.10%$1k-FirstClub Checking

The FNB Community Bank (IL) CD Rates

2.02%$1k-14 Month CD
2.02%--Business 14 Month CD
2.00%$1k-9 Month CD
2.00%$1k-Business 9 Month CD
1.05%$1k-12 Month CD
1.05%$1k-Business 12 Month CD
1.00%$1k-7 Month CD
1.00%$1k-Business 7 Month CD
0.70%$1k-60 Month CD
0.70%$1k-Business 60 Month CD
0.60%$1k-48 Month CD
0.60%$1k-Business 48 Month CD
0.50%$1k-24 Month CD
0.50%$1k-36 Month CD
0.50%$1k-Business 24 Month CD
0.50%$1k-Business 36 Month CD
0.45%$1k-18 Month CD
0.45%$1k-Business 18 Month CD
0.25%$1k-182 Day CD
0.25%$1k-Business 182 Day CD
0.15%$1k-91 Day CD
0.15%$5k-91-Day Peace of Mind CD
0.15%$1k-Business 91 Day CD
0.15%$5k-Business 91-Day Peace of Mind CD
0.10%$1k-31 Day CD
0.10%$1k-Business 31 Day CD

The FNB Community Bank (IL) Locations
Mulberry Grove Branch102 Maple StreetMulberry Grove, IL 62262
Greenville Branch1310 East City Route 40Greenville, IL 62246
Vandalia Branch1420 North 8th StreetVandalia, IL 62471
Ramsey Branch227 South Superior StreetRamsey, IL 62080
Banker Blvd Branch311 Banker BlvdVandalia, IL 62471
The First National Bank432 W Gallatin StVandalia, IL 62471
Patoka Branch209 South Railroad StreetPatoka, IL 62875

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