The FNB Community Bank (IL)

Overview / Commentary
432 West Gallatin Street
Vandalia, IL 62471

The FNB Community Bank (IL) is headquartered in VANDALIA and is the 105th largest bank in the state of Illinois. It is also the 1,826th largest bank in the nation. It was established in 1865 and as of December of 2023, it had grown to 87 employees at 7 locations. The FNB Community Bank (IL) has a B+ health rating.


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Health Grade Components

FDIC Certificate #3840
Year Established1865
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD10.42%
Annual Interest Income$17.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$482.9MM$473.8MM
LoansQ4 2023vs Q4 2022$244.1MM$227MM
DepositsQ4 2023vs Q4 2022$412.3MM$423.9MM
Equity CapitalQ4 2023vs Q4 2022$41.3MM$36.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.9MM$2.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$211K$519K
Real Estate OwnedQ4 2023vs Q4 2022$249K$478K

Rates for The FNB Community Bank (IL) are currently being reviewed.


The FNB Community Bank (IL) Locations
Mulberry Grove Branch102 Maple StreetMulberry Grove, IL 62262
Greenville Branch1310 East City Route 40Greenville, IL 62246
Vandalia Branch1420 North 8th StreetVandalia, IL 62471
Ramsey Branch227 South Superior StreetRamsey, IL 62080
Banker Blvd Branch311 Banker BlvdVandalia, IL 62471
The First National Bank432 W Gallatin StVandalia, IL 62471
Patoka Branch209 South Railroad StreetPatoka, IL 62875

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