Overview / Commentary
FNBT Bank is headquartered in Fort Walton Beac and is the 41st largest bank in the state of Florida. It is also the 1,538th largest bank in the nation. It was established in 1956 and as of June of 2019, it had grown to 93 employees at 11 locations. FNBT Bank has an A+ health rating.
Reviews (1)
People That Care
Posted by: skjs32 | Sep 22, 2013
At first i was like a bank inside a walmart? i was saying heck no, but i got to know the people inside the bank; they came up to me and they stared to talk to me about a checking account. So i opened the account with one dollar, and i set up my direct deposit and i get paid one day earlier - helps me to pay my car payment on time. So far i like the bank and the people are very nice people.
Health
A+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17580 |
| Year Established | 1956 |
| Employees | 93 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.67% |
| Return on Equity - YTD | 15.44% |
| Annual Interest Income | $7.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $461.7MM$436.3MM |
| Loans | Q2 2019vs Q2 2018 | $170.1MM$136.8MM |
| Deposits | Q2 2019vs Q2 2018 | $376.1MM$352.9MM |
| Equity Capital | Q2 2019vs Q2 2018 | $49.7MM$47.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $4.7MM$4.3MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $81.00K$828.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $346.00K$536.00K |
Rates
Sorry, we do not have rate data for FNBT Bank.
Locations
| FNBT Bank Locations | ||
|---|---|---|
| Niceville Branch | 1065 John Sims Parkway East | Niceville, FL 32578 |
| Defuniak Springs Branch | 11 North 9th Avenue | De Funiak Springs, FL 32433 |
| Shalimar Branch | 1104 N Eglin Parkway | Shalimar, FL 32579 |
| Highway 98 West Branch | 11490 Us Highway 98 West | Destin, FL 32550 |
| Navarre Branch | 1803 Alhambra | Navarre, FL 32566 |
| Fnbt.com Bank | 29 North Eglin Parkway, N.E. | Fort Walton Beach, FL 32548 |
| Mary Esther Branch | 3 Mary Esther Cutoff | Mary Esther, FL 32569 |
| Destin Branch | 415 Highway 98 | Destin, FL 32541 |
| Crestview Branch | 885 South Ferdon Blvd | Crestview, FL 32536 |