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Overview / Commentary
29 N. Eglin Parkway, N.E.
Fort Walton Beach, FL 32548

FNBT Bank is headquartered in Fort Walton Beac and is the 57th largest bank in the state of Florida. It is also the 1,728th largest bank in the nation. It was established in 1956 and as of June of 2016, it had grown to 87 employees at 11 locations. FNBT Bank has an A health rating.

Reviews (1)

People That Care

Posted by: skjs32 | Sep 22, 2013

At first i was like a bank inside a walmart? i was saying heck no, but i got to know the people inside the bank; they came up to me and they stared to talk to me about a checking account.  So i opened the account with one dollar, and i set up my direct deposit and i get paid one day earlier - helps me to pay my car payment on time.  So far i like the bank and the people are very nice people.  


Health Grade Components

FDIC Certificate #17580
Year Established1956
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD6.68%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$393.5MM$389.9MM
LoansQ2 2016vs Q2 2015$114.7MM$125.6MM
DepositsQ2 2016vs Q2 2015$319.9MM$320.2MM
Equity CapitalQ2 2016vs Q2 2015$46.3MM$44.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.2MM$4.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$776.00K$8.00K
Real Estate OwnedQ2 2016vs Q2 2015$799.00K$3.9MM

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FNBT Bank Locations
Niceville Branch1065 John Sims Parkway EastNiceville, FL 32578
Defuniak Springs Branch11 North 9th AvenueDe Funiak Springs, FL 32433
Shalimar Branch1104 N Eglin ParkwayShalimar, FL 32579
Highway 98 West Branch11490 US Highway 98 WestDestin, FL 32541
Navarre Branch1803 AlhambraNavarre, FL 32566
Fnbt.com Bank29 North Eglin Parkway, N.E.Fort Walton Beach, FL 32548
Mary Esther Branch3 Mary Esther CutoffMary Esther, FL 32569
Destin Branch415 Highway 98Destin, FL 32541
Crestview Branch885 South Ferdon BlvdCrestview, FL 32536