FNCB Bank is headquartered in Dunmore and is the 34th largest bank in the state of Pennsylvania. It is also the 679th largest bank in the nation. It was established in 1910 and as of September of 2019, it had grown to 223 employees at 17 locations. FNCB Bank has a B+ health rating.
When I was looking for a bank for my direct deposit, there weren't many options in the little town I was living in. FNCB was one of the banks that was closest to my house, so I figured I would give them a try! When I went in to get an account, the person I worked with actually talked to me like she's known me forever. It was a great feeling to feel welcomed. Every time I went to the bank, the tellers were always smiling and happy to see you. When I moved I was afraid that I would not find a location close enough to me. Lucky for me the area I moved to has two close locations and one that is a little further but easy to get to. I was thrilled. When I walked into the new banks, everyone was very welcoming! They always have smiles on their faces, which makes me like the company more because obviously they are treating their employees right. I would definitely recommend FNCB to anyone that asked. They seem like much more than a bank.
I've tried PNC (large fees), Wells Fargo (no customer service) and M & T Bank (Lousy customer service, unfair practices with web banking) and Finally FNCB.
The people in the Plains, PA branch are extremely friendly and helpful. Hours until 5 p.m. some days (great for those who work). I opened an account when I got a car a loan from them. I was holding off changing banks because I have years of transactions with my other bank- I'll be moving it all very soon....
I wish there were more locations, but most banks are downsizing and I will need to accept it.
Just to let everyone know, this bank is under scrutiny from the government agency that oversees them. And just recently are being sued by a stockholder. Their stock has gone down because of bad loans .... Just thought I would put this out there.
|FDIC Certificate #||7472|
|Return on Assets - YTD||0.89%|
|Return on Equity - YTD||8.5%|
|Annual Interest Income||$34.5MM|
|Assets and Liabilities|
|Assets||Q3 2019vs Q3 2018||$1.19B$1.25B|
|Loans||Q3 2019vs Q3 2018||$828.7MM$855.4MM|
|Deposits||Q3 2019vs Q3 2018||$964.2MM$1.10B|
|Equity Capital||Q3 2019vs Q3 2018||$139.1MM$99.5MM|
|Loan Loss Allowance||Q3 2019vs Q3 2018||$9.3MM$9.8MM|
|Unbacked Noncurrent Loans||Q3 2019vs Q3 2018||$5.7MM$3.8MM|
|Real Estate Owned||Q3 2019vs Q3 2018||$412.00K$715.00K|
Rates for FNCB Bank are currently being reviewed.