2. FNCB Bank

FNCB Bank


Overview / Commentary
www.fncb.com
570-346-7667
102 East Drinker Street
Dunmore, PA 18512

FNCB Bank is headquartered in Dunmore and is the 32nd largest bank in the state of Pennsylvania. It is also the 649th largest bank in the nation. It was established in 1910 and as of December of 2018, it had grown to 226 employees at 17 locations. FNCB Bank's money market rates are 4X the national average, and it has an A health rating.

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Reviews (3)

Great Bank!

Posted by: sheritayoung55 | Feb 25, 2018

When I was looking for a bank for my direct deposit, there weren't many options in the little town I was living in. FNCB was one of the banks that was closest to my house, so I figured I would give them a try! When I went in to get an account, the person I worked with actually talked to me like she's known me forever. It was a great feeling to feel welcomed. Every time I went to the bank, the tellers were always smiling and happy to see you. When I moved I was afraid that I would not find a location close enough to me. Lucky for me the area I moved to has two close locations and one that is a little further but easy to get to. I was thrilled. When I walked into the new banks, everyone was very welcoming! They always have smiles on their faces, which makes me like the company more because obviously they are treating their employees right. I would definitely recommend FNCB to anyone that asked. They seem like much more than a bank.

1

FNCB Best Bank I've Ever Dealt With

Posted by: Kathy Mills | May 26, 2017

I've tried PNC (large fees), Wells Fargo (no customer service) and M & T Bank (Lousy customer service, unfair practices with web banking) and Finally FNCB.
The people in the Plains, PA branch are extremely friendly and helpful. Hours until 5 p.m. some days (great for those who work). I opened an account when I got a car a loan from them. I was holding off changing banks because I have years of transactions with my other bank- I'll be moving it all very soon....
I wish there were more locations, but most banks are downsizing and I will need to accept it.

2

First Nat. Com. Bank Is Under Review:`

Posted by: Anonymous | Jan 1, 2012

Just to let everyone know, this bank is under scrutiny from the government agency that oversees them. And just recently are being sued by a stockholder. Their stock has gone down because of bad loans .... Just thought I would put this out there.

4


Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7472
Year Established1910
Employees226
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD14.04%
Annual Interest Income$45.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.23B$1.16B
LoansQ4 2018vs Q4 2017$830.4MM$762.7MM
DepositsQ4 2018vs Q4 2017$1.10B$1.00B
Equity CapitalQ4 2018vs Q4 2017$104.1MM$104.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$9.5MM$9.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.2MM$2.0MM
Real Estate OwnedQ4 2018vs Q4 2017$919.00K$1.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not FNCB Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FNCB Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kWow Saver
OTHER TIERS: 0.50% → $25k+
0.10%--Youth Savings Account
0.10%*$100k*-Simply Statement Savings Account
OTHER TIERS: 0.03% → $300 - $50k | 0.08% → $50k - $100k
0.05%--Holiday Club w/Autodraft
0.05%--Vacation Club w/Autodraft
0.03%--Holiday Club w/o Autodraft
0.03%--Vacation Club w/o Autodraft

FNCB Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$25k-Money Market Special - Introductory Rate (New Money)
1.75%$25k-Business Money Market Special - Introductory Rate (New Money)
1.25%*$100k*-Relationship Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.30% → $10k - $50k | 1.05% → $50k - $100k
1.05%*$500k*-Money Market Special (New Money)
OTHER TIERS: 0.15% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.93% → $25k - $100k | 0.95% → $100k - $250k | 1.00% → $250k - $500k
1.05%*$500k*-Business Money Market Special (New Money)
OTHER TIERS: 0.15% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.93% → $25k - $100k | 0.95% → $100k - $250k | 1.00% → $250k - $500k
0.35%*$500k*-SImply Money Market Account
OTHER TIERS: 0.10% → $2.5k - $100k | 0.15% → $100k - $250k | 0.25% → $250k - $500k
0.35%*$500k*-Money Market Special (Non-Blended Rates & New Money)
OTHER TIERS: 0.10% → $2.5k - $100k | 0.15% → $100k - $250k | 0.25% → $250k - $500k
0.35%*$500k*-Business Money Market Special (Non-Blended Rates & New Money)
OTHER TIERS: 0.10% → $2.5k - $100k | 0.15% → $100k - $250k | 0.25% → $250k - $500k

FNCB Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kWow Maximum Earnings (ME) Account - Branch Only
OTHER TIERS: 0.35% → $10k+
0.05%$1.5k-Workplace Banking
0.05%$1.5k-Senior Checking
0.05%$1.5k-NOW Account
0.05%$1.5k-Relationship Checking

FNCB Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$50k*-30 Month Relationship CD
OTHER TIERS: 1.75% → $1k - $50k
2.50%*$50k*-Business 30 Month Relationship CD
OTHER TIERS: 1.75% → $1k - $50k
2.00%*$25k*-15 Month CD Special (New Money Only)
OTHER TIERS: 1.75% → $1k - $25k
2.00%*$50k*-12 Month Relationship CD
OTHER TIERS: 1.50% → $1k - $50k
2.00%*$50k*-Business 12 Month Relationship CD
OTHER TIERS: 1.50% → $1k - $50k
2.00%*$50k*-12 Month Relationship CD Special (New Money)
OTHER TIERS: 1.50% → $1k - $50k
1.15%$1k-60 Month CD
1.15%$1k-Business 60 Month CD
0.80%$1k-48 Month CD
0.80%$1k-Business 48 Month CD
0.70%$1k-36 Month CD
0.70%$1k-Business 36 Month CD
0.50%$1k-18 Month CD
0.50%$1k-24 Month CD
0.50%$1k-Business 18 Month CD
0.50%$1k-Business 24 Month CD
0.50%$1k-12 Month CD
0.50%$1k-Business 12 Month CD
0.30%*$1k*-1 Year Add-On CD
OTHER TIERS: 0.15% → $500 - $1k
0.30%*$1k*-Business 1 Year Add-On CD
OTHER TIERS: 0.15% → $500 - $1k
0.15%$1k-6 Month CD
0.15%$1k-Business 6 Month CD
0.10%$1k-3 Month CD
0.10%$1k-Business 3 Month CD

FNCB Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-60 Month IRA
0.80%$1k-48 Month IRA
0.70%$1k-36 Month IRA
0.50%$1k-18 Month IRA
0.50%$1k-24 Month IRA
0.50%$1k-12 Month IRA
0.30%*$1k*-1 Year Add-On IRA
OTHER TIERS: 0.15% → $500 - $1k
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations

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