Featured Savings Rates
Featured Accounts

Focus First Federal Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD12 Month Share Certificate
0.35%SavingsRegular Savings Account
1.45%3-year CD36 Month Share Certificate

Overview / Commentary
1546 Lyell Avenue
Rochester, NY 14606

Focus First Federal Credit Union is headquartered in Rochester and is the 194th largest credit union in the state of New York. It is also the 3,663rd largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 3 employees and 1,774 members at 1 location. Focus First Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Monroe County, New York. Membership is also open employees and retirees of Valeo Wiper, Rochester, and to retirees of Delco Products and ITT.
See current membership details

Related Posts

Focus First FCU (NY) Raises Rate On 12-Month Certificate - 7/18/2016

Focus First FCU (Rochester, NY area) has raise the rate on its 12-month Certificate (1.27% APY). The minimum deposit is $500 of new money, with no balance cap.

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Focus First Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10220
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-1.97%
Return on Equity - YTD-4.51%
Annual Interest Income$189.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$16.8MM$16.8MM
LoansQ2 2016vs Q2 2015$9.4MM$9.0MM
DepositsQ2 2016vs Q2 2015$9.0MM$9.0MM
Equity CapitalQ2 2016vs Q2 2015$7.4MM$7.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$36.00K$42.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$62.00K$85.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Focus First Federal Credit Union Savings Account Rates

0.35%--Regular Savings Account
0.35%--Kid’s Savings Account
0.35%--Holiday Savings Account

Focus First Federal Credit Union Checking Account Rates

0.50%$1k-Checking Account

Focus First Federal Credit Union CD Rates

1.45%$500-36 Month Share Certificate
1.35%$500-24 Month Share Certificate
1.00%$500-12 Month Share Certificate
0.60%$500-6 Month Share Certificate

Focus First Federal Credit Union Locations
Branch Office1546 Lyell AveRochester, NY 14606-2122