Focus First Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%1-year CD12 Month Share Certificate
0.35%SavingsRegular Savings Account
2.00%3-year CD36 Month Share Certificate

Overview / Commentary
585-458-9220
1546 Lyell Avenue
Rochester, NY 14606

Focus First Federal Credit Union is headquartered in Rochester and is the 199th largest credit union in the state of New York. It is also the 3,609th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 3 employees and 1,718 members at 1 location. Focus First Federal Credit Union's CD rates are 67% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Monroe County, New York. Membership is also open employees and retirees of Valeo Wiper, Rochester, and to retirees of Delco Products and ITT.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Focus First Federal Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #10220
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-2.04%
Return on Equity - YTD-4.98%
Annual Interest Income$194.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$16.3MM$16.9MM
LoansQ2 2018vs Q2 2017$9.0MM$9.2MM
DepositsQ2 2018vs Q2 2017$9.2MM$9.8MM
Equity CapitalQ2 2018vs Q2 2017$6.7MM$7.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$0$41.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$41.00K$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Focus First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Regular Savings Account
0.35%--Kid’s Savings Account
0.35%--Holiday Savings Account

Focus First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Checking Account

Focus First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-9 Month Share Certificate Special - New Money
2.00%$500-36 Month Share Certificate
1.70%$500-24 Month Share Certificate
1.50%$500-12 Month Share Certificate
0.70%$500-6 Month Share Certificate
Locations


Focus First Federal Credit Union Locations
Branch Office1546 Lyell AveRochester, NY 14606-2122

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