Focus First Federal Credit Union

Overview / Commentary
1546 Lyell Avenue
Rochester, NY 14606

Focus First Federal Credit Union is headquartered in Rochester and is the 214th largest credit union in the state of New York. It is also the 3,780th largest credit union in the nation. It was established in 1955 and as of December of 2021, it had grown to 3 employees and 1,131 members at 1 location. Focus First Federal Credit Union has a B health rating.

Field of Membership Restrictions

All persons, or immediate family of persons, who live, work, worship, volunteer or attend school within the geographic boundaries of Monroe County, NY; Employees and retirees of Valeo Wiper, Rochester, NY and Retirees of Delco Products and ITT are elgible for membership with Focus First Federal Credit Union.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Focus First Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10220
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.92%
Return on Equity - YTD-2.09%
Annual Interest Income$242.00K
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$13.0MM$13.1MM
LoansQ4 2021vs Q4 2020$3.9MM$4.6MM
DepositsQ4 2021vs Q4 2020$7.2MM$7.2MM
Equity CapitalQ4 2021vs Q4 2020$5.8MM$5.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$39.00K$39.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$30.00K$12.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Focus First Federal Credit Union Savings Account Rates

0.10%$5-Regular Savings Account
0.10%--Kid’s Savings Account
0.10%--Holiday Savings Account

Focus First Federal Credit Union Checking Account Rates

0.10%$1k-Checking Account

Focus First Federal Credit Union CD Rates

0.35%$500-36 Month Share Certificate
0.30%$500-24 Month Share Certificate
0.20%$500-12 Month Share Certificate
0.15%$500-6 Month Share Certificate

Focus First Federal Credit Union Locations
Branch Office1546 Lyell AveRochester, NY 14606-2122

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