Focus First Federal Credit Union


Overview / Commentary
585-458-9220
1546 Lyell Avenue
Rochester, NY 14606

Focus First Federal Credit Union is headquartered in Rochester and is the 207th largest credit union in the state of New York. It is also the 3,522nd largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 3 employees and 962 members at 1 location. Focus First Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Focus First Federal Credit Union is open to those who live, work, worship, volunteer, or attend school within the geographic boundaries of Monroe County, New York. Employees and retirees of Valeo Wiper, Rochester, NY and Retirees of Delco Products and ITT are also eligible for membership.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Focus First Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10220
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-1.54%
Return on Equity - YTD-3.96%
Annual Interest Income$426K
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$12.4MM$12.9MM
LoansQ4 2024vs Q4 2023$2.1MM$2.7MM
DepositsQ4 2024vs Q4 2023$7.5MM$7.7MM
Equity CapitalQ4 2024vs Q4 2023$4.9MM$5.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$58K$56K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$10K$5K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Focus First Federal Credit Union are currently being reviewed.

Locations


Focus First Federal Credit Union Locations
Corporate Office2113 Chili AveRochester, NY 14624

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