Focus First Federal Credit Union

Overview / Commentary
1546 Lyell Avenue
Rochester, NY 14606

Focus First Federal Credit Union is headquartered in Rochester and is the 205th largest credit union in the state of New York. It is also the 3,698th largest credit union in the nation. It was established in 1955 and as of September of 2019, it had grown to 2 employees and 1,564 members at 1 location. Focus First Federal Credit Union's CD rates are 67% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

All persons, or immediate family of persons, who live, work, worship, volunteer or attend school within the geographic boundaries of Monroe County, NY; Employees and retirees of Valeo Wiper, Rochester, NY and Retirees of Delco Products and ITT are elgible for membership with Focus First Federal Credit Union.
See current membership details

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Focus First Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10220
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-1.93%
Return on Equity - YTD-4.42%
Annual Interest Income$296.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$13.8MM$15.8MM
LoansQ3 2019vs Q3 2018$6.9MM$9.0MM
DepositsQ3 2019vs Q3 2018$7.6MM$8.6MM
Equity CapitalQ3 2019vs Q3 2018$6.2MM$6.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$48.00K$55.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$0$5.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Focus First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Focus First Federal Credit Union Savings Account Rates

0.35%$5-Regular Savings Account
0.35%--Kid’s Savings Account
0.35%--Holiday Savings Account

Focus First Federal Credit Union Checking Account Rates

0.50%$1k-Checking Account

Focus First Federal Credit Union CD Rates

2.25%$500-36 Month Share Certificate
2.00%$500-24 Month Share Certificate
1.50%$500-12 Month Share Certificate
0.75%$500-6 Month Share Certificate

Focus First Federal Credit Union Locations
Branch Office1546 Lyell AveRochester, NY 14606-2122

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.