Overview / Commentary
Fontana Federal Credit Union is headquartered in Fontana and is the 220th largest credit union in the state of California. It is also the 3,305th largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 3 employees and 1,429 members at 1 location. Fontana Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to anyone through joining the Fontana Police K-9 Pals ($5 donation). Membership is also open to employees of City of Fontana, Fontana Unified School District, Fontana Fire Department, Pacific Northwest Steel and over 20 area Select Employer Groups.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fontana Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12898 |
| Year Chartered | 1959 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.04% |
| Return on Equity - YTD | -0.45% |
| Annual Interest Income | $148K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $17.2MM$16.7MM |
| Loans | Q1 2025vs Q1 2024 | $7.5MM$8MM |
| Deposits | Q1 2025vs Q1 2024 | $15.7MM$15.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.5MM$1.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $24K$42K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $124K$51K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |