Forcht Bank

Checking Account Disaster

When signing up for a checking account with Forcht Bank, I was NOT told there was a minimum for the amount that could remain in the account. I was told in the beginning it took $200 to start up the account so I happily placed my hard earned money into the account to get a local bank account set up. Within a month which was before starting my new job (which would be direct deposit) I started noticing $6 coming out of my account each week. I had used my new bank card for gas and the account had $150 before the fees starting coming out. I had no way of putting money back in there until my first paycheck and before I knew it, my account was down to below $100 and I barely had enough money to fill up my tank to get to work. I called the bank, they explained this should have been told with the type of account I had and they could put me in a "free" account if I wanted to do so. By this point, I had lost too much money and pulled the funds out. The next month I received an "overdraft" notice of $6 and $30 (fee) because the lady I spoke with did not close the account like she was supposed to. Needless to say I finally got it figured out but I was not a happy camper.