Fort Bayard Federal Credit Union
Fort Bayard Federal Credit Union
Overview / Commentary
Fort Bayard Federal Credit Union is headquartered in SILVER CITY and is the 38th largest credit union in the state of New Mexico. It is also the 4,005th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 1 employees and 800 members at 1 location. Fort Bayard Federal Credit Union has a F health rating.
Field of Membership Restrictions
Fort Bayard Federal Credit Union is open to employees of Federal, State, County, or Municipal government agencies in Grant County, New Mexico. Employees of Grant County Schools, and New Mexico Rehabilitation Center are also welcome to join, as are relatives of eligible members.
See current membership details
Health
F
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fort Bayard Federal Credit Union has a very low asset base, and a negative return on assets.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1838 |
| Year Chartered | 1936 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -19.97% |
| Return on Equity - YTD | -852.39% |
| Annual Interest Income | $56K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $4.9MM$5.5MM |
| Loans | Q1 2025vs Q1 2024 | $2.1MM$2.2MM |
| Deposits | Q1 2025vs Q1 2024 | $4.8MM$5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $118K$449K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $268K$63K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $63K$17K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |