Fort Billings Federal Credit Union
Overview / Commentary
Fort Billings Federal Credit Union is headquartered in GIBBSTOWN and is the 39th largest credit union in the state of New Jersey. It is also the 2,229th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 18 employees and 3,547 members at 2 locations. Fort Billings Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Fort Billings Federal Credit Union is open to employees and members of any one of the more than 160 SEGs, including: American Bionostica, INC., DeWalt Manufacturing Company, ExxonMobil Lube Plant, Greenwich Township, Harrison Township, Marine Corps League of Wenonah, Nalco Chemical Company, and TravelCenters of America.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fort Billings Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1167 |
| Year Chartered | 1936 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.07% |
| Return on Equity - YTD | -0.8% |
| Annual Interest Income | $554K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $63.9MM$64.8MM |
| Loans | Q1 2025vs Q1 2024 | $32.5MM$31.9MM |
| Deposits | Q1 2025vs Q1 2024 | $58.3MM$60.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.5MM$4.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $136K$147K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $353K$10K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |