Fort McClellan Credit Union

Overview / Commentary
1010 Golden Springs Rd
Anniston, AL 36207

Fort McClellan Credit Union is headquartered in Anniston and is the 23rd largest credit union in the state of Alabama. It is also the 1,158th largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 59 employees and 15,766 members at 6 locations. Fort McClellan Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Fort McClellan Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cherokee, Cleburne, Etowah, Randolph, St. Clair, or Talladega. City, County, State, and Federal employees who live or work in Etowah or St. Clair Counties are also eligible to join, as are all National Guard and US Army Reserve Personnel within the trade area of FMCU. Any relative of current FMCU members, regardless of residence or place of employment, qualify for membership.
See current membership details

Reviews (4)

Recommended To Me

Posted by: |

This credit union was recommended to me by a friend. I had just moved her from Carolina and could no longer use my previous credit union. Very nice facilities, people, and my money feels safe.

Upgraded And Efficient

Posted by: |

Really nice place to do business with. They actually treat you kindly. I have banked her for a long time, and for a while it seemed they were going to not update their technology but a couple of years ago everything changed and everything is way more efficient! It is hard to find a place you can trust that is also local and not a huge big bank. Thank you!

Account Service From The Stone Age

Posted by: |

Been a member for over 30 years...... so I wasn't using the account and all of a sudden a $10.00 inactivity fee appeared on it. No problem we just close the account. Was told to go to a branch office upon explaining I'm not in Alabama I was told I have to send a letter, like in the mail to request paperwork to close it and provide two forms of ID and send the letter back. In this day and age not being able to do it on line or over the phone is totally out of line.
Caveat emptor, this may not be your best choice for banking.

Very Poor Business Account Service

Posted by: |

After being a Member for almost 20 years Fort McClellan Credit Union changed their policy without notifying Members and as a result a check we wrote on our business account was returned. Very very poor customer service at the Main Office, I do not recommend this Credit Union to anyone! We closed three accounts and took our business to another bank in town.


Health Grade Components

NCUA #61800
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-4.69%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$234.2MM$233.2MM
LoansQ4 2023vs Q4 2022$102.8MM$102.4MM
DepositsQ4 2023vs Q4 2022$190.7MM$215.1MM
Equity CapitalQ4 2023vs Q4 2022$16.5MM$15.4MM
Loan Loss AllowanceQ4 2023vs Q4 2022$661K$631K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$389K$250K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Fort McClellan Credit Union are currently being reviewed.


Fort McClellan Credit Union Locations
Branch Office1731 Noble StAnniston, AL 36201
Branch Office4479 Highway 431Roanoke, AL 36274-2603
Branch Office7718 Al Highway 77Ohatchee, AL 36271-7835
Corporate Office1010 Golden Springs RdAnniston, AL 36207
Branch Office2239 Martin St SPell City, AL 35128-2390

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