Fort McClellan Credit Union is headquartered in Anniston and is the 22nd largest credit union in the state of Alabama. It is also the 1,096th largest credit union in the nation. It was established in 1953 and as of June of 2021, it had grown to 59 employees and 17,484 members at 6 locations. Fort McClellan Credit Union has an A+ health rating.
Field of Membership Restrictions
Fort McClellan Credit Union of Alabama is open to the residents, registered students, and the people that maintain employment within these qualified counties: Calhoun, Cleburne, Talladega, Clay, Randolph, and Cherokee, as well as, any government employees; no matter what level, office, or agency, as long as they reside or operate within Etowah or St. Clair County, any National Guard or US Army Reserve that resides or works within the qualified credit union trade area, and the family members of current credit union members.
See current membership details
Account Service From The Stone Age
Been a member for over 30 years...... so I wasn't using the account and all of a sudden a $10.00 inactivity fee appeared on it. No problem we just close the account. Was told to go to a branch office upon explaining I'm not in Alabama I was told I have to send a letter, like in the mail to request paperwork to close it and provide two forms of ID and send the letter back. In this day and age not being able to do it on line or over the phone is totally out of line.
Caveat emptor, this may not be your best choice for banking.
Very Poor Business Account Service
After being a Member for almost 20 years Fort McClellan Credit Union changed their policy without notifying Members and as a result a check we wrote on our business account was returned. Very very poor customer service at the Main Office, I do not recommend this Credit Union to anyone! We closed three accounts and took our business to another bank in town.
Data as of Q2 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61800 |
| Year Chartered | 1953 |
| Employees | 59 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.26% |
| Return on Equity - YTD | -2.14% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $243.3MM$223.8MM |
| Loans | Q2 2021vs Q2 2020 | $85.1MM$92.0MM |
| Deposits | Q2 2021vs Q2 2020 | $213.5MM$193.4MM |
| Equity Capital | Q2 2021vs Q2 2020 | $29.2MM$29.5MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $916.00K$1.4MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $424.00K$410.00K |
| Real Estate Owned | Q2 2021vs Q2 2020 | $294.00K$294.00K |