Fort McClellan Credit Union is headquartered in Anniston and is the 23rd largest credit union in the state of Alabama. It is also the 1,150th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 64 employees and 16,480 members at 6 locations. Fort McClellan Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Fort McClellan Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cherokee, Cleburne, Etowah, Randolph, St. Clair, or Talladega. City, County, State, and Federal employees who live or work in Etowah or St. Clair Counties are also eligible to join, as are all National Guard and US Army Reserve Personnel within the trade area of FMCU. Any relative of current FMCU members, regardless of residence or place of employment, qualify for membership.
See current membership details
Recommended To Me
This credit union was recommended to me by a friend. I had just moved her from Carolina and could no longer use my previous credit union. Very nice facilities, people, and my money feels safe.
Upgraded And Efficient
Really nice place to do business with. They actually treat you kindly. I have banked her for a long time, and for a while it seemed they were going to not update their technology but a couple of years ago everything changed and everything is way more efficient! It is hard to find a place you can trust that is also local and not a huge big bank. Thank you!
Account Service From The Stone Age
Been a member for over 30 years...... so I wasn't using the account and all of a sudden a $10.00 inactivity fee appeared on it. No problem we just close the account. Was told to go to a branch office upon explaining I'm not in Alabama I was told I have to send a letter, like in the mail to request paperwork to close it and provide two forms of ID and send the letter back. In this day and age not being able to do it on line or over the phone is totally out of line.
Caveat emptor, this may not be your best choice for banking.
Very Poor Business Account Service
After being a Member for almost 20 years Fort McClellan Credit Union changed their policy without notifying Members and as a result a check we wrote on our business account was returned. Very very poor customer service at the Main Office, I do not recommend this Credit Union to anyone! We closed three accounts and took our business to another bank in town.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61800 |
| Year Chartered | 1953 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.25% |
| Return on Equity - YTD | -3.99% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $235.3MM$229.4MM |
| Loans | Q2 2023vs Q2 2022 | $105.1MM$86.6MM |
| Deposits | Q2 2023vs Q2 2022 | $205.7MM$209.8MM |
| Equity Capital | Q2 2023vs Q2 2022 | $15.0MM$18.8MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $686.00K$609.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $209.00K$362.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |