Fort McClellan Credit Union

Overview / Commentary
1010 Golden Springs Rd
Anniston, AL 36207

Fort McClellan Credit Union is headquartered in Anniston and is the 22nd largest credit union in the state of Alabama. It is also the 1,158th largest credit union in the nation. It was established in 1953 and as of December of 2022, it had grown to 59 employees and 16,832 members at 6 locations. Fort McClellan Credit Union has a B health rating.

Field of Membership Restrictions

Fort McClellan Credit Union of Alabama is open to the residents, registered students, and the people that maintain employment within these qualified counties: Calhoun, Cleburne, Talladega, Clay, Randolph, and Cherokee, as well as, any government employees; no matter what level, office, or agency, as long as they reside or operate within Etowah or St. Clair County, any National Guard or US Army Reserve that resides or works within the qualified credit union trade area, and the family members of current credit union members.
See current membership details

Reviews (2)

Account Service From The Stone Age

Posted by: |

Been a member for over 30 years...... so I wasn't using the account and all of a sudden a $10.00 inactivity fee appeared on it. No problem we just close the account. Was told to go to a branch office upon explaining I'm not in Alabama I was told I have to send a letter, like in the mail to request paperwork to close it and provide two forms of ID and send the letter back. In this day and age not being able to do it on line or over the phone is totally out of line.
Caveat emptor, this may not be your best choice for banking.

Very Poor Business Account Service

Posted by: |

After being a Member for almost 20 years Fort McClellan Credit Union changed their policy without notifying Members and as a result a check we wrote on our business account was returned. Very very poor customer service at the Main Office, I do not recommend this Credit Union to anyone! We closed three accounts and took our business to another bank in town.


Health Grade Components

NCUA #61800
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.29%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$233.2MM$237.8MM
LoansQ4 2022vs Q4 2021$102.4MM$83.4MM
DepositsQ4 2022vs Q4 2021$215.1MM$208.2MM
Equity CapitalQ4 2022vs Q4 2021$15.4MM$28.2MM
Loan Loss AllowanceQ4 2022vs Q4 2021$631.00K$743.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$250.00K$304.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Fort McClellan Credit Union are currently being reviewed.


Fort McClellan Credit Union Locations
Branch Office500 CEDAR BLUFF RDCENTRE, AL 35960
Branch Office1731 Noble StAnniston, AL 36201
Branch Office4479 Highway 431Roanoke, AL 36274-2603
Branch Office7818 AL Highway 77OHATCHEE, AL 36271-7836
Corporate Office1010 Golden Springs RdAnniston, AL 36207

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