Fort Worth Community Credit Union


Overview / Commentary
817-835-5000
1905 Forest Ridge Dr
Bedford, TX 76021-5724

Fort Worth Community Credit Union is headquartered in Bedford and is the 28th largest credit union in the state of Texas. It is also the 354th largest credit union in the nation. It was established in 1940 and as of September of 2022, it had grown to 171 employees and 89,691 members at 11 locations. Fort Worth Community Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Fort Worth Community Credit Union is open to those who live,attend school, or work in Tarrant, Parker, Johnson, and Denton counties in Texas.
See current membership details

Reviews (2)

Excellent customer service

Opened a savings and checking account recently and had a very good experience. I was greeted with a warm welcome when I first came in and was helped very quickly, I didn't have to wait more than a few minutes. Fortunately they were not very busy when I went. I was able to open both accounts and set up direct deposit within a reasonable amount of time and was in and out of there within about 45 minutes. The hours aren't great but it is in a very convenient location for me and the staff was very friendly and very helpful. The location was very clean and neat. I would definitely recommend them for someone looking for a credit union.

Disappointed

I've been a customer for 7 years and I noticed they are using old tech and never update their systems. When something goes through, they don't notify you and when you try to get something done, they aren't nice about it.

The worst thing is the stupid NSF retry fees on accounts without overdraft protection. They use the excuse that it's a debit or credit card payment so they just simply can't do a refund. You have to dispute every single charge to get a refund despite not being notified of these charges. They don't seem to understand the idea of a class action lawsuit regarding this incredibly unethical way to purge their customers' accounts.

They also don't seem to care about keeping long time customers. If you look at reviews on Yelp and Google, their responses are full of excuses. I also heard one lady griping out a full grown adult for using a naughty word when the man had every right to be angry. Overall bad attitudes, condescension, and lack of responsibility.



Health

Health Grade Components

Overall
NCUA #68471
Year Chartered1940
Employees171
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD12.49%
Annual Interest Income$27.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$1.24B$1.18B
LoansQ3 2022vs Q3 2021$826.2MM$749.6MM
DepositsQ3 2022vs Q3 2021$1.12B$1.07B
Equity CapitalQ3 2022vs Q3 2021$105.7MM$93.7MM
Loan Loss AllowanceQ3 2022vs Q3 2021$4.2MM$4.4MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.1MM$1.6MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Fort Worth Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fort Worth Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%*$95k*-Cash Management Account
OTHER TIERS: 0.50% $100 - $2.5k | 1.11% $2.5k - $25k | 1.26% $25k - $95k
0.20%*$25k*-Regular Shares Savings
OTHER TIERS: 0.15% $100 - $25k
0.20%*$10k*-IRA Passbook Savings
OTHER TIERS: 0.15% $100 - $10k

Fort Worth Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-Prime Advantage Savings

Fort Worth Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Share Draft Account

Fort Worth Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%*$95k*-12 Month Share Certificate
OTHER TIERS: 3.51% $1k - $10k | 3.56% $10k - $50k | 3.87% $50k - $95k
4.08%*$95k*-24 Month Share Certificate
OTHER TIERS: 3.51% $1k - $10k | 3.56% $10k - $50k | 3.87% $50k - $95k
4.08%*$95k*-12 Month Youth Share Certificate
OTHER TIERS: 3.51% $500 - $10k | 3.56% $10k - $50k | 3.87% $50k - $95k
3.87%*$95k*-60 Month Share Certificate
OTHER TIERS: 3.72% $1k - $10k | 3.77% $10k - $50k | 3.82% $50k - $95k
3.46%*$95k*-30 Month Share Certificate
OTHER TIERS: 3.30% $1k - $10k | 3.35% $10k - $50k | 3.41% $50k - $95k
2.94%*$95k*-6 Month Share Certificate
OTHER TIERS: 2.53% $1k - $10k | 2.58% $10k - $50k | 2.89% $50k - $95k
2.94%*$95k*-6 Month Youth Share Certificate
OTHER TIERS: 2.53% $500 - $10k | 2.58% $10k - $50k | 2.89% $50k - $95k

Fort Worth Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.87%$1k-12 Month IRA Share Certificate
3.87%$500-18 Month Add-on IRA Share Certificate
3.87%$1k-24 Month IRA Share Certificate
3.82%$1k-60 Month IRA Share Certificate
3.41%$1k-30 Month IRA Share Certificate
Locations

Availability



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