Fort Worth Community Credit Union

Overview / Commentary
1905 Forest Ridge Dr
Bedford, TX 76021-5724

Fort Worth Community Credit Union is headquartered in Bedford and is the 28th largest credit union in the state of Texas. It is also the 381st largest credit union in the nation. It was established in 1940 and as of December of 2023, it had grown to 173 employees and 85,972 members at 10 locations. Fort Worth Community Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Fort Worth Community Credit Union is open to those who live, work, or attend school in the Texas counties of Denton, Johnson, Parker, or Tarrant.
See current membership details

Reviews (4)

Excellent customer service

Opened a savings and checking account recently and had a very good experience. I was greeted with a warm welcome when I first came in and was helped very quickly, I didn't have to wait more than a few minutes. Fortunately they were not very busy when I went. I was able to open both accounts and set up direct deposit within a reasonable amount of time and was in and out of there within about 45 minutes. The hours aren't great but it is in a very convenient location for me and the staff was very friendly and very helpful. The location was very clean and neat. I would definitely recommend them for someone looking for a credit union.

Opened 1 Account They Did 2 Hard Credit Inquiries

Posted by: |

opened 1 account they did 2 hard credit inquiries

they won't answer the phone and/or call me back and/or reply to emails. have to drive down there....

The Fees Are Ridiculous

Posted by: |

The way and the order their system posts transactions is set up unfair and has to be illegal on some level. Definitely unfair banking practice. I had 3 pending transactions. I had enough to cover 2 of those transactions. Once the transactions hard posted their system charged me OD fees 1st. (They call them Held Funds Fees so they can keep getting away with it.) When I complained about it and only asked for 2 of the 3 fees back I was told it would be a "courtesy" cause it's not the credit unions fault. Excuse me?!?!?


I've been a customer for 7 years and I noticed they are using old tech and never update their systems. When something goes through, they don't notify you and when you try to get something done, they aren't nice about it.

The worst thing is the stupid NSF retry fees on accounts without overdraft protection. They use the excuse that it's a debit or credit card payment so they just simply can't do a refund. You have to dispute every single charge to get a refund despite not being notified of these charges. They don't seem to understand the idea of a class action lawsuit regarding this incredibly unethical way to purge their customers' accounts.

They also don't seem to care about keeping long time customers. If you look at reviews on Yelp and Google, their responses are full of excuses. I also heard one lady griping out a full grown adult for using a naughty word when the man had every right to be angry. Overall bad attitudes, condescension, and lack of responsibility.


Health Grade Components

NCUA #68471
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.81%
Annual Interest Income$49.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.21B$1.23B
LoansQ4 2023vs Q4 2022$730.3MM$810.9MM
DepositsQ4 2023vs Q4 2022$1.08B$1.1B
Equity CapitalQ4 2023vs Q4 2022$115.2MM$108.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$7.7MM$4.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.7MM$2.6MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Fort Worth Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fort Worth Community Credit Union Savings Account Rates

1.87%*$95k*-Cash Management Account
OTHER TIERS: 0.65% $100 - $2.5k | 1.41% $2.5k - $25k | 1.66% $25k - $95k
0.20%*$25k*-Regular Shares Savings
OTHER TIERS: 0.15% $100 - $25k
0.20%*$10k*-IRA Passbook Savings
OTHER TIERS: 0.15% $100 - $10k

Fort Worth Community Credit Union Money Market Rates

0.20%$1k-Prime Advantage Savings

Fort Worth Community Credit Union Checking Account Rates

0.01%$1k-Share Draft Account

Fort Worth Community Credit Union CD Rates

4.97%*$95k*-12 Month Share Certificate
OTHER TIERS: 4.60% $1k - $10k | 4.65% $10k - $50k | 4.92% $50k - $95k
4.97%*$95k*-12 Month Youth Share Certificate
OTHER TIERS: 4.60% $500 - $10k | 4.65% $10k - $50k | 4.92% $50k - $95k
4.65%*$95k*-24 Month Share Certificate
OTHER TIERS: 4.29% $1k - $10k | 4.34% $10k - $50k | 4.60% $50k - $95k
4.60%*$95k*-6 Month Share Certificate
OTHER TIERS: 4.18% $1k - $10k | 4.24% $10k - $50k | 4.55% $50k - $95k
4.60%*$95k*-6 Month Youth Share Certificate
OTHER TIERS: 4.18% $500 - $10k | 4.24% $10k - $50k | 4.55% $50k - $95k
3.87%*$95k*-60 Month Share Certificate
OTHER TIERS: 3.72% $1k - $10k | 3.77% $10k - $50k | 3.82% $50k - $95k
3.56%*$95k*-30 Month Share Certificate
OTHER TIERS: 3.41% $1k - $10k | 3.46% $10k - $50k | 3.51% $50k - $95k

Fort Worth Community Credit Union IRA Rates

4.97%$1k-12 Month IRA Share Certificate
4.65%$500-18 Month Add-on IRA Share Certificate
4.65%$1k-24 Month IRA Share Certificate
3.87%$1k-60 Month IRA Share Certificate
3.56%$1k-30 Month IRA Share Certificate

Cities: Arlington, Bedford, Burleson, Flower Mound, Fort Worth, North Richland Hills, Weatherford

Arlington Branches
Branch Office2327 W Pleasant Ridge RdArlington, TX 76015-4520

Bedford Branches
Branch Office1905 Forest Ridge DrBedford, TX 76021-5724

Burleson Branches
Branch Office1456 SW Wilshire BlvdBurleson, TX 76028

Flower Mound Branches
Branch Office3548 Long Prairie RdFlower Mound, TX 75022

Fort Worth Branches
Branch Office819 Taylor St Rm 7A23Fort Worth, TX 76102-6105
Branch Office6720 S Hulen StFort Worth, TX 76133
Branch Office3501 N Tarrant PkwyFort Worth, TX 76244-
Branch Office6454 Brentwood Stair RdFort Worth, TX 76112-3228

North Richland Hills Branches
Branch Office8524 Davis BlvdNorth Richland Hills, TX 76182-8300

Weatherford Branches
Branch Office1911 S Main StWeatherford, TX 76086-5507

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