Featured Savings Rates
Featured Accounts

Fortera Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.30%5-year CD60 Month Share Certificate
0.70%1-year CD12 Month Share Certificate
0.20%SavingsSpare Share Savings Account

Overview / Commentary
931-431-6800
2050 Lowes Dr
Clarksville, TN 37040-1620

Fortera Credit Union is headquartered in Clarksville and is the 8th largest credit union in the state of Tennessee. It is also the 486th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 153 employees and 50,786 members at 10 locations. Fortera Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Montgomery or Stewart counties in Tennessee or Christian, Trigg or Todd counties in Kentucky.
See current membership details

Reviews (2)

Decent Credit Union With Poor Online Banking

Posted by: dau674 | Aug 1, 2013

If you are looking for a friendly local credit union with good loan rates, nice ATM's, and don't mind a poor online experience then I would recommend FCFCU, but if you prefer online banking avoid FCFCU.

I have had two checking accounts, a savings account, and a mortgage with Fort Campbell Federal Credit union for over two years.  I have also refinanced and paid off a vehicle loan with them. 

The mortgage and loan rates are excellent.

The interest rates on the deposit accounts are very low but that is pretty much normal. 

The tellers are always friendly.

The ATM's were recently upgraded to allow deposits by check or cash (which is a very nice feature). 

There is a monthly fee for using online bill pay.

The online banking is very poor.  They recently tried to upgrade it and most of the features were removed or broken in the process.  The security features were upgraded making it impossible to link the account to any other website or software for automatic updates and even when you log in to the website manually to download trasactions the only working option is to download a QFX file for Quicken.  Customer support is clueless when it comes to any issue involving online banking.

Call Center Wait Time

Posted by: lizward | Jan 25, 2016

The wait time to talk to a representative at this bank ridiculous!!! I have called several times and the wait time is AT LEAST 20 MINUTES! It's aggravating and I don't have time to wait that long when waiting to make a purchase at a store!!



Health
A+

Health Grade Components

Overall
NCUA #9759
Year Chartered1954
Employees153
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.71%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$521.8MM$470.3MM
LoansQ2 2016vs Q2 2015$400.4MM$355.8MM
DepositsQ2 2016vs Q2 2015$418.6MM$397.1MM
Equity CapitalQ2 2016vs Q2 2015$70.5MM$67.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.9MM$3.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.6MM$2.7MM
Real Estate OwnedQ2 2016vs Q2 2015$313.00K$1.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fortera Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$2kChangeUp Special Share Account
OTHER TIERS: 0.20% $2k+
0.40%*$50k*-Cumulative IRA Savings
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k
0.20%$50-Share Savings Account
0.20%$50-Spare Share Savings Account
0.20%$25-Youth Share Savings Account

Fortera Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Galaxy Money Market
OTHER TIERS: 0.25% $2,500 - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k

Fortera Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2,500*-ValuChecking Plus Account
OTHER TIERS: 0.05% $500 - $1k | 0.10% $1k - $2,500
0.15%*$2,500*-Freedom Plus Checking Account
OTHER TIERS: 0.05% $500 - $1k | 0.10% $1k - $2,500

Fortera Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-60 Month Share Certificate
1.15%$1k-48 Month Share Certificate
1.10%$1k-24 Month Share Certificate
1.05%$1k-36 Month Share Certificate
0.90%$1k-30 Month Share Certificate
0.75%$1k-18 Month Share Certificate
0.70%$1k-12 Month Share Certificate
0.70%$100-24 Month Smart Start Variable Share Certificate
0.60%$500-18 Month Variable Share Certificate
0.60%$25-6-12 Month FlexForward Share Certificate
0.50%$1k-6 Month Share Certificate
0.30%$1k-90-180 Day Share Certificate

Fortera Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$500-60 Month Fixed IRA Share Certificate
1.15%$500-48 Month Fixed IRA Share Certificate
1.10%$500-24 Month Fixed IRA Share Certificate
1.05%$500-36 Month Fixed IRA Share Certificate
0.75%$500-18 Month Fixed IRA Share Certificate
0.70%$500-12 Month Fixed IRA Share Certificate
0.70%$500-30 Month Variable IRA Share Certificate
0.60%$500-18 Month Variable IRA Share Certificate
0.55%$500-12 Month Smart Start Fixed IRA Share Certificate
Locations


Fortera Credit Union Locations
Branch Office300 Clinic DrHopkinsville, KY 42240-4989
Branch Office3225 Lafayette RdHopkinsville, KY 42240-5605
Branch Office130 Griffin Bell DrHopkinsville, KY 42240-8741
Branch Office88 Michigan AveFort Campbell, KY 42223-5609
Branch Office208 Segler DrOak Grove, KY 42262
Branch Office321 N Spring StClarksville, TN 37040-3135
Branch Office500 Heritage PtClarksville, TN 37042-0862
Branch Office2193 Madison StClarksville, TN 37043-5235
Branch Office145 Dover Crossing RdClarksville, TN 37042
Branch Office2050 Lowes DrClarksville, TN 37040-1620