Fortera Credit Union


Overview / Commentary
931-431-6800
2050 Lowes Dr
Clarksville, TN 37040

Fortera Credit Union is headquartered in Clarksville and is the 10th largest credit union in the state of Tennessee. It is also the 499th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 189 employees and 81,720 members at 8 locations. Fortera Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Fortera Credit Union is open to all U.S. citizens and resident aliens 18-years or older, who have a valid Social Security number or Tax Identification number.
See current membership details

Reviews (1)

Some Of The Worst Customer Service I've Had From A Bank

I'm assuming that they don't have anyone who knows what professionalism looks like working at Fortera.

Don't waste your time trying to call them - they'll put you on hold for hours at a time. They have no call back system.

Don't get your mortgage through them (see comment above about professionalism) - they will list your loan twice on the lien so that you have to be put on hold for hours of your time, with no professionals who know what to do when they f* it up.



Health
A+

Health Grade Components

Overall
NCUA #9759
Year Chartered1954
Employees189
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.9%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$895.3MM$897.5MM
LoansQ1 2025vs Q1 2024$698.2MM$662.8MM
DepositsQ1 2025vs Q1 2024$780.9MM$719.8MM
Equity CapitalQ1 2025vs Q1 2024$102.5MM$95.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.4MM$6.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.2MM$4MM
Real Estate OwnedQ1 2025vs Q1 2024$333K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Fortera Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fortera Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$0$2kChangeUp Share Account
OTHER TIERS: 0.15% $2k+
1.50%*$0$2kBusiness Change Up Account
OTHER TIERS: 0.15% $2k+
0.10%$50-Share Savings Account
0.10%$50-Business Share Savings Account
0.10%$50-Not-for-Profit Share Account
0.10%$50-Organizational Club Share Account
0.10%$25-Sprout Share Savings
0.10%$25-Flex Share Savings
0.05%$50-Spare Share Savings Account

Fortera Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$250k*-Premium Money Market - New Money
OTHER TIERS: 1.00% $0 - $25k | 1.25% $25k - $50k | 1.50% $50k - $100k | 1.75% $100k - $250k
0.50%$2.5k-Money Market Account
0.50%$10k-Business Money Market Account

Fortera Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Full Circle Checking
0.05%$2.5k-Business Gold Checking
0.05%$500-Not-for-Profit Checking

Fortera Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-6 Month Share Certificate
3.85%$1k-12 Month Share Certificate
3.85%$1k-Business 12 Month Certificate
3.75%$25-12 Month Access Share Certificate
3.75%$25-Business 12 Month Access Share Certificate
3.50%$1k-18 Month Share Certificate
3.50%$1k-Business 18 Month Certificate
3.35%$1k-24 Month Share Certificate
3.35%$1k-Business 24 Month Certificate
3.25%$1k-60 Month Share Certificate
3.25%$100-24 Month Smart Start Variable Share Certificate
3.25%$1k-Business 60 Month Certificate
3.20%$1k-36 Month Share Certificate
3.20%$1k-48 Month Share Certificate
3.20%$1k-Business 36 Month Certificate
3.20%$1k-Business 48 Month Certificate
3.15%$1k-60 Month Choice Share Certificate w/2 Bumps - New Money
3.10%$1k-36 Month Choice Share Certificate w/1 Bump - New Money

Fortera Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-12 Month Fixed IRA Share Certificate
3.75%$100-12 Month Smart Start Fixed IRA Share Certificate
3.50%$500-18 Month Fixed IRA Share Certificate
3.40%$500-18 Month Variable IRA Share Certificate
3.35%$500-24 Month Fixed IRA Share Certificate
3.25%$500-60 Month Fixed IRA Share Certificate
3.20%$500-36 Month Fixed IRA Share Certificate
3.20%$500-48 Month Fixed IRA Share Certificate
0.20%*$50k*-Cumulative IRA Savings
OTHER TIERS: 0.10% $5 - $10k | 0.15% $10k - $50k
Locations


Fortera Credit Union Locations
Branch Office500 Heritage Pointe DrClarksville, TN 37042-0862
Branch Office300 Clinic DrHopkinsville, KY 42240-4989
Branch Office88 Michigan AveFort Campbell, KY 42223-5609
Branch Office2193 Madison StClarksville, TN 37043-5235
Branch Office145 Dover Crossing RdClarksville, TN 37042
Branch Office2050 Lowes DrClarksville, TN 37040-1620
Branch Office2004 Hayes St Ste 120Nashville, TN 37203-2648
Branch Office130 Griffin Bell DrHopkinsville, KY 42240-8741

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