FORUM Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | Reward Checking | YOUR Checking 1.86% - National Average |
| 1.15% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.20% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
FORUM Credit Union is headquartered in Fishers and is the 6th largest credit union in the state of Indiana. It is also the 198th largest credit union in the nation. It was established in 1941 and as of June of 2017, it had grown to 338 employees and 142,811 members at 14 locations. FORUM Credit Union has an A health rating.
Field of Membership Restrictions
Membership in FORUM Credit Union is open to those who live or work in the following counties in Indiana: Adams, Bartholomew, Benton, Blackford, Boone, Brown, Carroll, Cass, Clarke, Clay, Clinton, Daviess, Dearborn, Decatur, DeKalb, Delaware, Dubois, Elkhart, Fayette, Floyd, Fountain, Franklin, Fulton, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jasper, Jay, Johnson, Kosciusko, LaGrange, LaPorte, Lawrence, Madison, Marshall, Martin, Miami, Monroe, Montgomery, Morgan, Newton, Noble, Owen, Parke, Porter, Pulaski, Putnam, Randolph, Rush, Shelby, Starke, Steuben, Sullivan, Tippecanoe, Tipton, Union, Vandenburgh, Vermillion, Vigo, Wabash, Warren, Warrick, Wayne, White or Whitley and select townships in Allen, Lake, Marion, and St. Joseph Counties.
See current membership details
Related Posts
Best Service
I've been a member for a long time now, the overall service is wonderful, and the people and staff are extremely friendly. I recommend this Credit Union to everyone. I wrote this because I saw a nasty review from someone who had a problem taking responsibly for their own finances. If people like this would spend more time watching their own finances vs. writing uncalled-for hate mail to a business that is truly loved by most, they would be a much happier person. Thanks Forum for doing a great job.
A local perspective
This financial institution is locally operated which I appreciate. I had once accidentally overdrawn my account from not cancelling an auto-pay of some kind and I went in person to speak to someone about having the charges reversed. I was unsure if they would do so, but I thought it never hurt to try. Not having ready access to a babysitter, I had to bring all three of my children in and wait on a busy Monday morning. While in line, I was offered not only a lollipop for each of my children, but also a coloring book that they happened to have behind the counter. Once I was able to speak to speak to someone about my account, they ended up reversing the overdraft and I was so happy they could do so.
Forum Credit Union
My bank whom I love! No fees, simple and local. Great for your banking needs. The tellers are very friendly, and a few remember me by name.
Forum CU Charges
Not recommend anyone to save with. They charge overdraft even if you have savings linked to your account.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68248 |
| Year Chartered | 1941 |
| Employees | 338 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 6.65% |
| Annual Interest Income | $21.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $1.37B$1.19B |
| Loans | Q2 2017vs Q2 2016 | $1.07B$1.01B |
| Deposits | Q2 2017vs Q2 2016 | $1.09B$925.7MM |
| Equity Capital | Q2 2017vs Q2 2016 | $135.6MM$128.6MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $12.3MM$10.6MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $2.5MM$3.8MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $1.8MM$884.00K |
Always verify rates and promotions with the bank or credit union. We are not FORUM Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
FORUM Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00% | - | - | CommonCents Savings | ||
| 1.15% | - | - | Saving for a Reason (5 Years) | ||
| 1.00% | - | - | Sprout Savings | ||
| 0.75% | - | - | Saving for a Reason (4 Years) | ||
| 0.55% | - | - | Saving for a Reason (3 Years) | ||
| 0.40%* | $75k* | - | IRA Savings | ||
| OTHER TIERS: 0.10% → Up to $5k | 0.20% → $5k - $25k | 0.30% → $25k - $75k | |||||
| 0.35% | - | - | Saving for a Reason (2 Years) | ||
| 0.30% | $25 | - | Weekly 5 Club | ||
| 0.30%* | $50k* | - | Health Savings Checking | ||
| OTHER TIERS: 0.05% → $2,500 - $5k | 0.10% → $5k - $25k | 0.20% → $25k - $50k | |||||
| 0.20% | - | - | 52 Week Money Challenge | ||
| 0.20% | - | - | Saving for a Reason (1 Year) | ||
| 0.10% | $100 | - | Regular Savings | ||
| 0.10% | $100 | - | Special Savings | ||
| 0.10% | - | - | Santa Savings | ||
| 0.10% | $100 | - | Aware Savings | ||
FORUM Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $250k* | - | Prestige Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $50k | 0.20% → $50k - $75k | 0.25% → $75k - $100k | 0.30% → $100k - $250k | |||||
FORUM Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | - | $25k | YOUR Checking - Qualifying |
FORUM Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 72 Month CD | |
| 1.50% | $500 | - | 84 Month CD | |
| 1.50% | $500 | - | 96 Month CD | |
| 1.50% | $500 | - | 108 Month CD | |
| 1.50% | $500 | - | 120 Month CD | |
| 1.25% | $500 | - | 15 Month CD | |
| 1.15% | $500 | - | 60 Month CD | |
| 1.00% | $500 | - | 33 Month FLEX CD | |
| 0.75% | $500 | - | 48 Month CD | |
| 0.55% | $500 | - | 36 Month CD | |
| 0.50% | $500 | - | 16 Month AWARE CD | |
| 0.35% | $500 | - | 24 Month CD | |
| 0.25% | $500 | - | 15 Month FLEX CD | |
| 0.25% | $500 | - | 18 Month CD | |
| 0.20% | $500 | - | 12 Month CD | |
| 0.12% | $500 | - | 6 Month CD | |
| 0.08% | $500 | - | 91 Day CD |
FORUM Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 72 Month IRA | |
| 1.50% | $500 | - | 84 Month IRA | |
| 1.50% | $500 | - | 96 Month IRA | |
| 1.50% | $500 | - | 108 Month IRA | |
| 1.50% | $500 | - | 120 Month IRA | |
| 1.50% | $500 | - | 60 Month Liquid IRA | |
| 1.25% | $500 | - | 15 Month IRA | |
| 1.15% | $500 | - | 60 Month IRA | |
| 1.00% | $500 | - | 33 Month FLEX IRA | |
| 0.75% | $500 | - | 48 Month IRA | |
| 0.55% | $500 | - | 36 Month IRA | |
| 0.50% | $500 | - | 16 Month IRA AWARE | |
| 0.35% | $500 | - | 24 Month IRA | |
| 0.25% | $500 | - | 15 Month FLEX IRA | |
| 0.25% | $500 | - | 18 Month IRA | |
| 0.20% | $500 | - | 12 Month IRA | |
| 0.12% | $500 | - | 6 Month IRA | |
| 0.08% | $500 | - | 91 Day IRA |
