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Overview / Commentary
16 Road 6500
Kirtland, NM 87417

Four Corners Federal Credit Union is headquartered in Kirtland and is the 25th largest credit union in the state of New Mexico. It is also the 3,052nd largest credit union in the nation. It was established in 1965 and as of March of 2016, it had grown to 11 employees and 5,259 members at 1 location. Four Corners Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee or retiree of BHP-Billiton or other select companies.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Four Corners Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16754
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD-0.7%
Return on Equity - YTD-4.82%
Annual Interest Income$235.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$27.5MM$26.6MM
LoansQ1 2016vs Q1 2015$11.4MM$14.6MM
DepositsQ1 2016vs Q1 2015$23.6MM$22.5MM
Equity CapitalQ1 2016vs Q1 2015$3.9MM$4.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$236.00K$360.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$124.00K$89.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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Four Corners Federal Credit Union Locations
Branch Office16 Road 6500Kirtland, NM 87417