Four Corners Federal Credit Union
Overview / Commentary
Four Corners Federal Credit Union is headquartered in Kirtland and is the 31st largest credit union in the state of New Mexico. It is also the 3,418th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 10 employees and 4,966 members at 1 location. Four Corners Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Four Corners Federal Credit Union is open to anyone who lives, works, worships, attends school or conducts business (including other legal entities) in San Juan County, New Mexico.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Four Corners Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16754 |
| Year Chartered | 1965 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 3.16% |
| Return on Equity - YTD | 14.48% |
| Annual Interest Income | $212K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $14.4MM$15.9MM |
| Loans | Q1 2025vs Q1 2024 | $9.7MM$9.1MM |
| Deposits | Q1 2025vs Q1 2024 | $11.3MM$12.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.1MM$3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $216K$218K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $56K$86K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |