Four Points Federal Credit Union


Overview / Commentary
402-431-5180
510 N 127th St
Omaha, NE 68154

Four Points Federal Credit Union is headquartered in Omaha and is the 7th largest credit union in the state of Nebraska. It is also the 1,297th largest credit union in the nation. It was established in 1934 and as of December of 2023, it had grown to 20 employees and 8,036 members at 2 locations. Four Points Federal Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Four Points Federal Credit Union is open to individuals who live, work, worship, or attend school in Colorado, Iowa, Kansas, Missouri, Nebraska, South Dakota, or Wyoming. Membership is also available to the employees/members (and their immediate family) of many SEGs, including Ag Processing (AGP), Farm Credit, Farmer’s National Company, Producer’s Livestock, Nebraska Cooperatives, and South Dakota Wheat Growers.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24753
Year Chartered1934
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-6.53%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$190.7MM$166.8MM
LoansQ4 2023vs Q4 2022$120.2MM$102.4MM
DepositsQ4 2023vs Q4 2022$148.3MM$138.7MM
Equity CapitalQ4 2023vs Q4 2022$9.5MM$9.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$475K$242K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$605K$41K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Four Points Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Four Points Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$1k*-Regular Savings Account
OTHER TIERS: 0.10% Up to $1k
0.20%*$1k*-IRA Savings
OTHER TIERS: 0.10% Up to $1k
0.20%$5-Youth Savings Account
0.20%*$1k*-Holiday Cash Savings Account
OTHER TIERS: 0.10% Up to $1k

Four Points Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$150k*-High Yield Money Market
OTHER TIERS: 0.10% Up to $25k | 1.00% $25k - $50k | 1.55% $50k - $100k | 1.75% $100k - $150k

Four Points Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*-$25kPremier Checking
OTHER TIERS: 0.20% $25k+

Four Points Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%*$25k*-6 Month Share Certificate
OTHER TIERS: 4.75% $1k - $25k
4.55%*$25k*-9 Month Share Certificate
OTHER TIERS: 4.50% $1k - $25k
4.30%*$25k*-12 Month Share Certificate
OTHER TIERS: 4.25% $1k - $25k
4.25%$10k-24 Month Choice Share Certificate
4.05%*$25k*-18 Month Share Certificate
OTHER TIERS: 4.00% $1k - $25k
3.80%*$25k*-24 Month Share Certificate
OTHER TIERS: 3.75% $1k - $25k
3.75%$100-6 Month Stash Your Cash Share Certificate
3.55%*$25k*-30 Month Share Certificate
OTHER TIERS: 3.50% $1k - $25k
3.25%$100-12 Month Stash Your Cash Share Certificate
3.05%*$25k*-36 Month Share Certificate
OTHER TIERS: 3.00% $1k - $25k
2.80%*$25k*-48 Month Share Certificate
OTHER TIERS: 2.75% $1k - $25k

Four Points Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%*$25k*-6 Month IRA Certificate
OTHER TIERS: 4.75% $1k - $25k
4.55%*$25k*-9 Month IRA Certificate
OTHER TIERS: 4.50% $1k - $25k
4.30%*$25k*-12 Month IRA Certificate
OTHER TIERS: 4.25% $1k - $25k
4.05%*$25k*-18 Month IRA Certificate
OTHER TIERS: 4.00% $1k - $25k
3.80%*$25k*-24 Month IRA Certificate
OTHER TIERS: 3.75% $1k - $25k
3.55%*$25k*-30 Month IRA Certificate
OTHER TIERS: 3.50% $1k - $25k
3.05%*$25k*-36 Month IRA Certificate
OTHER TIERS: 3.00% $1k - $25k
2.80%*$25k*-48 Month IRA Certificate
OTHER TIERS: 2.75% $1k - $25k
Locations


Four Points Federal Credit Union Locations
Branch Office510 N 127th StOmaha, NE 68154-4024
Branch Office2545 S 180th StOmaha, NE 68130-2823

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