Four Points Federal Credit Union


Overview / Commentary
402-431-5180
510 N 127th St
Omaha, NE 68154

Four Points Federal Credit Union is headquartered in Omaha and is the 7th largest credit union in the state of Nebraska. It is also the 1,316th largest credit union in the nation. It was established in 1934 and as of March of 2024, it had grown to 20 employees and 7,999 members at 2 locations. Four Points Federal Credit Union's money market rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Four Points Federal Credit Union is open to individuals who live, work, worship, or attend school in Colorado, Iowa, Kansas, Missouri, Nebraska, South Dakota, or Wyoming. Membership is also available to the employees/members (and their immediate family) of many SEGs, including Ag Processing (AGP), Farm Credit, Farmer’s National Company, Producer’s Livestock, Nebraska Cooperatives, and South Dakota Wheat Growers.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Health Grade Components

Overall
NCUA #24753
Year Chartered1934
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-5.26%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$186.8MM$177MM
LoansQ1 2024vs Q1 2023$118.2MM$114.8MM
DepositsQ1 2024vs Q1 2023$145.4MM$135.3MM
Equity CapitalQ1 2024vs Q1 2023$8.4MM$9.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$351K$293K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$891K$176K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Four Points Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Four Points Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$1k*-Regular Savings Account
OTHER TIERS: 0.10% $0 - $1k
0.20%*$1k*-IRA Savings
OTHER TIERS: 0.10% $0 - $1k
0.20%$5-Youth Savings Account
0.20%*$1k*-Holiday Cash Savings Account
OTHER TIERS: 0.10% $0 - $1k

Four Points Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$150k*-High Yield Money Market
OTHER TIERS: 0.10% $0 - $25k | 1.00% $25k - $50k | 1.55% $50k - $100k | 1.75% $100k - $150k

Four Points Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$0$25kPremier Checking
OTHER TIERS: 0.20% $25k+

Four Points Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%*$25k*-6 Month Share Certificate
OTHER TIERS: 4.75% $1k - $25k
4.55%*$25k*-9 Month Share Certificate
OTHER TIERS: 4.50% $1k - $25k
4.30%*$25k*-12 Month Share Certificate
OTHER TIERS: 4.25% $1k - $25k
4.25%$10k-24 Month Choice Share Certificate
4.05%*$25k*-18 Month Share Certificate
OTHER TIERS: 4.00% $1k - $25k
3.80%*$25k*-24 Month Share Certificate
OTHER TIERS: 3.75% $1k - $25k
3.75%$100-6 Month Stash Your Cash Share Certificate
3.55%*$25k*-30 Month Share Certificate
OTHER TIERS: 3.50% $1k - $25k
3.25%$100-12 Month Stash Your Cash Share Certificate
3.05%*$25k*-36 Month Share Certificate
OTHER TIERS: 3.00% $1k - $25k
2.80%*$25k*-48 Month Share Certificate
OTHER TIERS: 2.75% $1k - $25k

Four Points Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%*$25k*-6 Month IRA Certificate
OTHER TIERS: 4.75% $1k - $25k
4.55%*$25k*-9 Month IRA Certificate
OTHER TIERS: 4.50% $1k - $25k
4.30%*$25k*-12 Month IRA Certificate
OTHER TIERS: 4.25% $1k - $25k
4.05%*$25k*-18 Month IRA Certificate
OTHER TIERS: 4.00% $1k - $25k
3.80%*$25k*-24 Month IRA Certificate
OTHER TIERS: 3.75% $1k - $25k
3.55%*$25k*-30 Month IRA Certificate
OTHER TIERS: 3.50% $1k - $25k
3.05%*$25k*-36 Month IRA Certificate
OTHER TIERS: 3.00% $1k - $25k
2.80%*$25k*-48 Month IRA Certificate
OTHER TIERS: 2.75% $1k - $25k
Locations


Four Points Federal Credit Union Locations
Branch Office510 N 127th StOmaha, NE 68154-4024
Branch Office2545 S 180th StOmaha, NE 68130-2823

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.