Fox Communities Credit Union is headquartered in Appleton and is the 9th largest credit union in the state of Wisconsin. It is also the 159th largest credit union in the nation. It was established in 1937 and as of June of 2020, it had grown to 346 employees and 109,642 members at 22 locations. Fox Communities Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Fox Communities Credit Union is open to those who live or work in the Wisconsin counties of Brown, Calumet, Dodge, Door, Fond Du Lac, Kewaunee, Manitowoc, Milwaukee, Oconto, Outagamie, Ozaukee, Shawano, Sheboygan, Washington, Waukesha, Waupaca, or Winnebago.
See current membership details
FEE's & MORE FEE's
The bigger they get they MORE FEE'S GROW. $2.00's over drawn & a $26.00 fee. Horizon community Merged with fox communities credit union BAD TO WORSE.
Hidden Fees
I have had various accounts with FCU for over 10 years. Last year I needed a loan under $2000 to repair a vehicle I had a loan on. I went in with documentation from my personal injury lawyer showing I was to receive a settlement of over $100,000 within 6 months to 1 year. I have a job, my credit is ok but they declined the loan because my credit was not good enough (another local CU had no problem giving me the loan).
I didn't completely drop them at that point. I still had my direct deposit go there. 6 month later now I am being charged fees to cash other payroll or state checks if my account falls under $200! I thought this was FREE CHECKING!? I have NEVER been charged a fee before but they are trying to tell me it has always been this way. Whatever I know it has not, therefore either your policy changed or you are lying!
I have an acct at a local BANK and they have the $200 rule, but I knew that when I got the accounts, they were very clear about fees with their bank. Wish Fox Com was that clear.
My loyalty has not paid off and if I own part of this CU then I revoke it because customer service is NOT helpful, they lie about policy and don't get me started on the website issues!
I will be transferring all my business to one of my other bank/Credit unions! If I could give a negative rating I would.
Oh, and when I wanted a credit card FCCU declined that too, but the other CU had no problem giving me one! hmmm???
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66731 |
| Year Chartered | 1937 |
| Employees | 346 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 5.16% |
| Annual Interest Income | $34.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $2.08B$1.79B |
| Loans | Q2 2020vs Q2 2019 | $1.54B$1.46B |
| Deposits | Q2 2020vs Q2 2019 | $1.62B$1.33B |
| Equity Capital | Q2 2020vs Q2 2019 | $225.5MM$202.5MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $6.7MM$4.8MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $4.5MM$2.1MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $657.00K$1.0MM |
