Featured Savings Rates
Featured Accounts

MutualOne Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.53%5-year CD61 Month CD
2.53%5-year IRA61 Month IRA (Traditional, Roth)
0.65%1-year CDOnline 12 Month CD

Overview / Commentary
508-820-4000
828 Concord Street
Framingham, MA 01701

MutualOne Bank is headquartered in Framingham and is the 50th largest bank in the state of Massachusetts. It is also the 995th largest bank in the nation. It was established in 1889 and as of March of 2017, it had grown to 83 employees at 3 locations. MutualOne Bank has an A health rating.

Related Posts

MutualOne Bank Again Offers Nationwide 61-Month CD (2.53% APY) - 8/9/2017

MutualOne Bank is offering a nationally available 61-month CD that earns 2.53% APY. Minimum deposit is $5k, with the opening deposit capped at $1 million.

MutualOne Bank Offers 61-Month CD (2.53% APY) Nationwide - 4/18/2017

MutualOne Bank is offering a 61-month CD (2.53% APY) that is available nationwide. Minimum deposit is $500, with no stated balance cap. Also as an IRA.

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Reviews (1)

A Real Community Bank

Posted by: Dittobil | Nov 2, 2016

Mutual One Bank has gone through some revisions. Until a couple years ago it was a two branch bank in my town. I loved it because you get to know people, and if you don't have your ID, it's no big deal. They have fairly decent CD rates. If you deposit a local check, it's available the next day. If they have a problem, they call you and give you a chance to make things right before hitting you with a hefty fee for something that's not even your fault. It recently merged with two local banks from a neighboring town, and changed names, but the service is still the same. They give you free money orders if you withdraw from your account, even if you don't, if they know you have an account they will give it to you for free, whereas larger banks charge up to $5. Customer Service is friendly, and accommodating. They're online service is very good, and they recently changed platforms so you no longer need to have a funky user name or password. In addition to free candy at the teller windows, which changes with the season, they also have a coffee station, and a popcorn machine. This is a very good, fun local bank.



Health

Health Grade Components

Overall
FDIC Certificate #26395
Year Established1889
Employees83
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD6.65%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$753.8MM$684.2MM
LoansQ1 2017vs Q1 2016$610.7MM$550.6MM
DepositsQ1 2017vs Q1 2016$584.1MM$536.9MM
Equity CapitalQ1 2017vs Q1 2016$133.3MM$126.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$10.0MM$8.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$4.6MM$9.7MM
Real Estate OwnedQ1 2017vs Q1 2016$4.6MM$179.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MutualOne Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Statement Savings
0.15%--Online Statement Savings
0.15%--Passbook Savings

MutualOne Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Nonprofit Money Market
0.30%*$10k*-Money Market Plus
OTHER TIERS: 0.10% $10 - $2,500 | 0.15% $2,500 - $10k
0.30%*$10k*-Online Money Market Plus
OTHER TIERS: 0.10% $10 - $2,500 | 0.15% $2,500 - $10k

MutualOne Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Advantage Checking
OTHER TIERS: 0.01% $10 - $1k | 0.10% $1k - $5k | 0.15% $5k - $25k | 0.25% $25k - $50k
0.50%*$50k*-Online Advantage eChecking
OTHER TIERS: 0.01% $10 - $1k | 0.10% $1k - $5k | 0.15% $5k - $25k | 0.25% $25k - $50k

MutualOne Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$5k$1m61 Month CD
2.53%$5k$1mOnline 61 Month CD
2.02%$500-60 Month CD
2.02%$500-Online 60 Month CD
1.51%$500-30 Month CD
1.51%$500-Online 30 Month CD
1.46%$500-Online 19 Month CD
1.46%$500-19 Month CD
1.36%$500-48 Month CD
1.36%$500-Online 48 Month CD
1.31%$500-Online 13 Month CD
1.31%$500-13 Month CD
1.16%$500-36 Month CD
1.16%$500-Online 36 Month CD
0.90%$500-24 Month CD
0.90%$500-Online 24 Month CD
0.75%$500-18 Month CD
0.75%$500-Online 18 Month CD
0.75%$500-Online 7 Month CD
0.75%$500-7 Month CD
0.65%$500-21 Month Bump-up CD
0.65%$5k-28 Day CD
0.65%$500-12 Month CD
0.65%$500-Online 12 Month CD
0.65%$5k-Online 28 Day CD
0.50%$5k-9 Month Advantage CD
0.50%$5k-Online 9 Month Advantage CD
0.45%$500-6 Month CD
0.45%$500-Online 6 Month CD
0.40%$500-3 Month CD
0.40%$500-Online 3 Month CD

MutualOne Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$5k$1m61 Month IRA
2.02%$500-60 Month IRA
1.51%$500-30 Month IRA
1.46%$500-19 Month IRA
1.36%$500-48 Month IRA
1.31%$500-13 Month IRA
1.16%$500-36 Month IRA
0.90%$500-24 Month IRA
0.75%$500-18 Month IRA
0.75%$500-7 Month IRA
0.65%$5k-28 Day IRA
0.65%$500-12 Month IRA
0.65%$500-21 Month Bump-Up
0.50%$5k-9 Month Advantage
0.45%$500-6 Month IRA
0.40%$500-3 Month IRA
Locations


MutualOne Bank Locations
Natick Federal Savings Bank Branch49 Main StreetNatick, MA 01760
Mutualone Bank828 Concord StreetFramingham, MA 01701
Lincoln Street BranchOne Lincoln StreetFramingham, MA 01701