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Overview / Commentary
921 Forest Ave
Frankfort, MI 49635

Frankfort Community Federal Credit Union is headquartered in Frankfort and is the 215th largest credit union in the state of Michigan. It is also the 4,009th largest credit union in the nation. It was established in 1959 and as of December of 2016, it had grown to 4 employees and 1,800 members at 1 location. Frankfort Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Benzie County, Michigan.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Frankfort Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #13355
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD0.82%
Annual Interest Income$304.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$12.0MM$10.9MM
LoansQ4 2016vs Q4 2015$5.4MM$4.4MM
DepositsQ4 2016vs Q4 2015$10.4MM$9.3MM
Equity CapitalQ4 2016vs Q4 2015$1.6MM$1.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$24.00K$32.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$47.00K$29.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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Frankfort Community Federal Credit Union Locations
Branch Office921 Forest AveFrankfort, MI 49635