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Franklin Bank (NJ)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.franklinbnk.com
856-769-1327
1179 Route 40
Pilesgrove, NJ 08098

Franklin Bank (NJ) is headquartered in PILESGROVE and is the 41st largest bank in the state of New Jersey. It is also the 2,373rd largest bank in the nation. It was established in 1861 and as of March of 2025, it had grown to 68 employees at 9 locations. Franklin Bank (NJ)'s money market rates are 2X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30402
Year Established1861
Employees68
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD4.09%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$326.8MM$319.9MM
LoansQ1 2025vs Q1 2024$203.5MM$191.9MM
DepositsQ1 2025vs Q1 2024$297.2MM$293.1MM
Equity CapitalQ1 2025vs Q1 2024$27MM$23.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.8MM$1.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$258K$424K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Franklin Bank (NJ) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%$200-Statement Savings
0.07%$5-Savings Club
0.07%$200-Basic Savings
0.07%$50-Youth Savings

Franklin Bank (NJ) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%*$500k*$1mPremier Business Money Market
OTHER TIERS: 0.02% → $1 - $50k | 0.12% → $1m+ | 2.53% → $50k - $100k | 3.04% → $100k - $500k
1.00%*$500k*-MMDA Plus
OTHER TIERS: 0.10% → $5k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $150k | 0.30% → $150k - $250k | 0.60% → $250k - $500k

Franklin Bank (NJ) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$100k*-Business Basic Plus
OTHER TIERS: 0.01% → $600 - $25k | 0.03% → $25k - $50k | 0.07% → $50k - $100k
0.05%$500-Premier Checking
0.05%$0-50 Plus Checking

Franklin Bank (NJ) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.92%$500-6 Month CD Special
3.56%$500-9 Month CD Special
0.65%$500-84 Month CD
0.55%$500-60 Month CD
0.45%$500-48 Month CD
0.40%$500-36 Month CD
0.35%$500-33 Month CD
0.32%$500-30 Month CD
0.30%$500-15 Month CD
0.30%$500-18 Month CD
0.30%$500-24 Month CD
0.28%$500-13 Month CD
0.25%$500-12 Month CD
0.15%$500-3 Month CD

Franklin Bank (NJ) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$1k-9 Month IRA CD Special
0.55%$1k-60 Month IRA CD
0.45%$1k-48 Month IRA CD
0.40%$1k-36 Month IRA CD
0.32%$1k-30 Month IRA CD
0.30%$1k-18 Month IRA CD
0.30%$1k-24 Month IRA CD
0.30%$1k-15 Month IRA CD
0.28%$1k-13 Month IRA CD
0.25%$1k-12 Month IRA CD
0.15%*$10k*-IRA Savings
OTHER TIERS: 0.05% → $0 - $5k | 0.10% → $5k - $10k
Locations


Franklin Bank (NJ) Locations
Franklin Bank1179 Route 40Pilesgrove, NJ 08098
Salem Branch137 West BroadwaySalem, NJ 08079
Franklinville Branch2039 Delsea DriveFranklinville, NJ 08322
Ocean View Branch2584 North Route 9Ocean View, NJ 08230
260 N Broadway Branch260 N BroadwayPennsville, NJ 08070
Woolwich Branch99 Center Square RoadWoolwich Township, NJ 08085
Salem Front Street Branch18 Front StreetSalem, NJ 08079

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