Franklin Bank & Trust Company

Overview / Commentary
317 North Main Street
Franklin, KY 42134

Franklin Bank & Trust Company is headquartered in FRANKLIN and is the 20th largest bank in the state of Kentucky. It is also the 1,286th largest bank in the nation. It was established in 1958 and as of March of 2023, it had grown to 81 employees at 5 locations. Franklin Bank & Trust Company has an A health rating.


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Health Grade Components

FDIC Certificate #17937
Year Established1958
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.61%
Return on Equity - YTD13.81%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$715.3MM$695.0MM
LoansQ1 2023vs Q1 2022$610.5MM$537.7MM
DepositsQ1 2023vs Q1 2022$584.3MM$575.1MM
Equity CapitalQ1 2023vs Q1 2022$85.2MM$80.1MM
Loan Loss AllowanceQ1 2023vs Q1 2022$6.1MM$7.2MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$5.5MM$39.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$358.00K
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Franklin Bank & Trust Company Savings Account Rates

0.25%*-$25kMy Hometown Saver
OTHER TIERS: 0.15% $25k+

Franklin Bank & Trust Company Checking Account Rates

0.75%*-$25kMy Hometown Cash
OTHER TIERS: 0.10% $25k+

Franklin Bank & Trust Company Locations
Bowling Green/Gary Farms Branch2305 Gary Farms BlvdBowling Green, KY 42104
Franklin Bank & Trust Company317 N Main StFranklin, KY 42134
Bowling Green Branch661 Dishman Lane ExtBowling Green, KY 42104
South Branch903 South Main StreetFranklin, KY 42135
Lovers Lane398 Lovers LaneBowling Green, KY 42104

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