Franklin Bank & Trust Company

Overview / Commentary
317 North Main Street
Franklin, KY 42134

Franklin Bank & Trust Company is headquartered in Franklin and is the 25th largest bank in the state of Kentucky. It is also the 1,338th largest bank in the nation. It was established in 1958 and as of December of 2020, it had grown to 83 employees at 5 locations. Franklin Bank & Trust Company has an A+ health rating.


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Health Grade Components

FDIC Certificate #17937
Year Established1958
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD9.9%
Annual Interest Income$26.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$639.6MM$551.5MM
LoansQ4 2020vs Q4 2019$517.4MM$458.0MM
DepositsQ4 2020vs Q4 2019$518.8MM$441.7MM
Equity CapitalQ4 2020vs Q4 2019$73.7MM$68.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.0MM$4.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$396.00K$1.1MM
Real Estate OwnedQ4 2020vs Q4 2019$417.00K$1.3MM
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Franklin Bank & Trust Company Savings Account Rates

0.25%*-$25kMy Hometown Saver
OTHER TIERS: 0.15% $25k+

Franklin Bank & Trust Company Checking Account Rates

0.75%*-$25kMy Hometown Cash
OTHER TIERS: 0.10% $25k+

Franklin Bank & Trust Company Locations
Bowling Green/Gary Farms Branch2305 Gary Farms BlvdBowling Green, KY 42104
Franklin Bank & Trust Company317 North Main StreetFranklin, KY 42134
Bowling Green Branch661 Dishman Lane ExtBowling Green, KY 42104
South Branch903 South Main StreetFranklin, KY 42135
Lovers Lane398 Lovers LaneBowling Green, KY 42104

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