Franklin Bank & Trust Company


Overview / Commentary
270-586-7121
317 North Main Street
Franklin, KY 42134

Franklin Bank & Trust Company is headquartered in FRANKLIN and is the 23rd largest bank in the state of Kentucky. It is also the 1,309th largest bank in the nation. It was established in 1958 and as of December of 2024, it had grown to 80 employees at 5 locations. Franklin Bank & Trust Company has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17937
Year Established1958
Employees80
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD11.14%
Annual Interest Income$43.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$754MM$766.6MM
LoansQ4 2024vs Q4 2023$646.2MM$657.6MM
DepositsQ4 2024vs Q4 2023$606.3MM$631.7MM
Equity CapitalQ4 2024vs Q4 2023$94.2MM$86.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$6.4MM$6.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2.2MM$7.8MM
Real Estate OwnedQ4 2024vs Q4 2023$0$453K
Rates

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Locations


Franklin Bank & Trust Company Locations
Bowling Green/Gary Farms Branch2305 Gary Farms BlvdBowling Green, KY 42104
Franklin Bank & Trust Company317 N Main StFranklin, KY 42134
Bowling Green Branch661 Dishman Lane ExtBowling Green, KY 42104
South Branch903 South Main StreetFranklin, KY 42135
Lovers Lane398 Lovers LaneBowling Green, KY 42104

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