Franklin Bank & Trust Company

Overview / Commentary
317 North Main Street
Franklin, KY 42134

Franklin Bank & Trust Company is headquartered in Franklin and is the 23rd largest bank in the state of Kentucky. It is also the 1,328th largest bank in the nation. It was established in 1958 and as of June of 2021, it had grown to 83 employees at 5 locations. Franklin Bank & Trust Company has an A+ health rating.


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Health Grade Components

FDIC Certificate #17937
Year Established1958
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD10.94%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$687.5MM$613.8MM
LoansQ2 2021vs Q2 2020$537.7MM$514.3MM
DepositsQ2 2021vs Q2 2020$565.6MM$493.7MM
Equity CapitalQ2 2021vs Q2 2020$77.0MM$70.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.5MM$6.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$463.00K$1.3MM
Real Estate OwnedQ2 2021vs Q2 2020$395.00K$1.4MM
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Franklin Bank & Trust Company Savings Account Rates

0.25%*-$25kMy Hometown Saver
OTHER TIERS: 0.15% $25k+

Franklin Bank & Trust Company Checking Account Rates

0.75%*-$25kMy Hometown Cash
OTHER TIERS: 0.10% $25k+

Franklin Bank & Trust Company Locations
Lovers Lane398 Lovers LaneBowling Green, KY 42104
Bowling Green/Gary Farms Branch2305 Gary Farms BlvdBowling Green, KY 42104
Franklin Bank & Trust Company317 N Main StFranklin, KY 42134
Bowling Green Branch661 Dishman Lane ExtBowling Green, KY 42104
South Branch903 South Main StreetFranklin, KY 42135

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