Franklin Bank & Trust Company

Overview / Commentary
317 North Main Street
Franklin, KY 42134

Franklin Bank & Trust Company is headquartered in FRANKLIN and is the 18th largest bank in the state of Kentucky. It is also the 1,228th largest bank in the nation. It was established in 1958 and as of September of 2023, it had grown to 76 employees at 5 locations. Franklin Bank & Trust Company has an A health rating.


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Health Grade Components

FDIC Certificate #17937
Year Established1958
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.16%
Annual Interest Income$26.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$773.5MM$712.7MM
LoansQ3 2023vs Q3 2022$638.7MM$588MM
DepositsQ3 2023vs Q3 2022$646.7MM$606MM
Equity CapitalQ3 2023vs Q3 2022$85.2MM$81MM
Loan Loss AllowanceQ3 2023vs Q3 2022$5.8MM$7.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$7.7MM$3MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0

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Franklin Bank & Trust Company Locations
Bowling Green/Gary Farms Branch2305 Gary Farms BlvdBowling Green, KY 42104
Franklin Bank & Trust Company317 N Main StFranklin, KY 42134
Bowling Green Branch661 Dishman Lane ExtBowling Green, KY 42104
South Branch903 South Main StreetFranklin, KY 42135
Lovers Lane398 Lovers LaneBowling Green, KY 42104

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