Franklin Bank & Trust Company


Overview / Commentary
270-586-7121
317 North Main Street
Franklin, KY 42134

Franklin Bank & Trust Company is headquartered in Franklin and is the 25th largest bank in the state of Kentucky. It is also the 1,346th largest bank in the nation. It was established in 1958 and as of March of 2021, it had grown to 83 employees at 5 locations. Franklin Bank & Trust Company has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17937
Year Established1958
Employees83
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.94%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$663.4MM$578.2MM
LoansQ1 2021vs Q1 2020$537.7MM$464.8MM
DepositsQ1 2021vs Q1 2020$542.1MM$454.0MM
Equity CapitalQ1 2021vs Q1 2020$75.1MM$68.9MM
Loan Loss AllowanceQ1 2021vs Q1 2020$6.5MM$5.7MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$368.00K$661.00K
Real Estate OwnedQ1 2021vs Q1 2020$406.00K$1.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Franklin Bank & Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$25kMy Hometown Saver
OTHER TIERS: 0.15% $25k+

Franklin Bank & Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kMy Hometown Cash
OTHER TIERS: 0.10% $25k+
Locations


Franklin Bank & Trust Company Locations
Bowling Green/Gary Farms Branch2305 Gary Farms BlvdBowling Green, KY 42104
Franklin Bank & Trust Company317 North Main StreetFranklin, KY 42134
Bowling Green Branch661 Dishman Lane ExtBowling Green, KY 42104
South Branch903 South Main StreetFranklin, KY 42135
Lovers Lane398 Lovers LaneBowling Green, KY 42104

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