Overview / Commentary
57 Newton St
Greenfield, MA 01301-3113

Franklin First Federal Credit Union is headquartered in Greenfield and is the 67th largest credit union in the state of Massachusetts. It is also the 2,089th largest credit union in the nation. It was established in 1958 and as of June of 2018, it had grown to 16 employees and 6,946 members at 1 location. Franklin First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Franklin County, Massachusetts.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Franklin First Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #12604
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD9.45%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$62.9MM$60.4MM
LoansQ2 2018vs Q2 2017$37.7MM$34.5MM
DepositsQ2 2018vs Q2 2017$56.6MM$54.9MM
Equity CapitalQ2 2018vs Q2 2017$4.8MM$4.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$260.00K$251.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$222.00K$294.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Franklin First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Franklin First Federal Credit Union Savings Account Rates

0.10%--Vacation Club
0.10%--Kids Club
0.10%--Christmas Club
0.10%--IRA Share Account
0.10%--Pet Care Club
0.05%--Regular Share Account

Franklin First Federal Credit Union Money Market Rates

0.25%*$75k*-Money Market Account
OTHER TIERS: 0.05% $25 - $500 | 0.22% $500 - $75k

Franklin First Federal Credit Union CD Rates

2.27%$500-60 Month Term Share Certificate
2.02%$500-48 Month Term Share Certificate
1.76%$500-36 Month Term Share Certificate
1.51%$500-24 Month Term Share Certificate
1.10%$500-15 Month Term Share Certificate
1.10%$500-18 Month Term Share Certificate
0.75%$500-12 Month Term Share Certificate
0.50%$500-6 Month Term Share Certificate

Franklin First Federal Credit Union IRA Rates

2.27%$500-60 Month IRA Certificate
2.02%$500-48 Month IRA Certificate
1.76%$500-36 Month IRA Certificate
1.51%$500-24 Month IRA Certificate
1.10%$500-15 Month IRA Certificate
1.10%$500-18 Month IRA Certificate
0.75%$500-12 Month IRA Certificate
0.50%$500-6 Month IRA Certificate

Franklin First Federal Credit Union Locations
Branch Office57 Newton StGreenfield, MA 01301-3113

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.