Franklin First Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.79%	5-year CD	3.10% - American Express National Bank 60 Month CD
1.16%	1-year CD	2.65% - Barclays 12 Month Online CD
0.05%	Savings	2.20% - Barclays Online Savings Account

View all Franklin First Federal Credit Union rates »

Overview / Commentary

www.franklinfirst.org

413-774-6700

57 Newton St
Greenfield, MA 01301-3113

Franklin First Federal Credit Union is headquartered in Greenfield and is the 67^th largest credit union in the state of Massachusetts. It is also the 2,090^th largest credit union in the nation. It was established in 1958 and as of September of 2018, it had grown to 15 employees and 6,975 members at 1 location. Franklin First Federal Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Franklin County, Massachusetts.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Franklin First Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	12604
Year Chartered	1958
Employees	15
Primary Regulator

Profit Margin
Return on Assets - YTD	0.88%
Return on Equity - YTD	11.02%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$62.6MM$60.5MM
Loans	Q3 2018vs Q3 2017	$38.4MM$35.1MM
Deposits	Q3 2018vs Q3 2017	$56.3MM$55.1MM
Equity Capital	Q3 2018vs Q3 2017	$5.0MM$4.5MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$241.00K$272.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$308.00K$223.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Franklin First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Franklin First Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Vacation Club
0.10%	-	-	Kids Club
0.10%	-	-	Christmas Club
0.10%	-	-	IRA Share Account
0.10%	-	-	Pet Care Club
0.05%	-	-	Regular Share Account

Franklin First Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.05% → $25 - $500 \| 0.22% → $500 - $25k \| 0.40% → $25k - $50k \| 0.50% → $50k - $75k

Franklin First Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.79%	$500	-	60 Month Term Share Certificate
2.53%	$500	-	48 Month Term Share Certificate
2.27%	$500	-	36 Month Term Share Certificate
2.02%	$500	-	24 Month Term Share Certificate
1.51%	$500	-	18 Month Term Share Certificate
1.26%	$500	-	15 Month Term Share Certificate
1.16%	$500	-	12 Month Term Share Certificate
1.00%	$500	-	6 Month Term Share Certificate

Franklin First Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.79%	$500	-	60 Month IRA Certificate
2.53%	$500	-	48 Month IRA Certificate
2.27%	$500	-	36 Month IRA Certificate
2.02%	$500	-	24 Month IRA Certificate
1.51%	$500	-	18 Month IRA Certificate
1.26%	$500	-	15 Month IRA Certificate
1.16%	$500	-	12 Month IRA Certificate
1.00%	$500	-	6 Month IRA Certificate

Locations

Franklin First Federal Credit Union Locations
Branch Office	57 Newton St	Greenfield, MA 01301-3113

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.