Franklin Johnstown Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Regular Shares 1.00% - Ally Bank Online Savings Account
0.85%	3-year CD	36 Month Share Certificate 1.55% - Ally Bank High Yield 3 Year CD

View all Franklin Johnstown Federal Credit Union rates »

Overview / Commentary

www.franklinjohnstown.com

814-262-9117

310 Bloomfield St
Johnstown, PA 15904-3202

Franklin Johnstown Federal Credit Union is headquartered in Johnstown and is the 149^th largest credit union in the state of Pennsylvania. It is also the 2,866^th largest credit union in the nation. It was established in 1950 and as of June of 2016, it had grown to 11 employees and 5,162 members at 2 locations. Franklin Johnstown Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of the credit union's Select Employer Groups, including the City of Johnstown, Bethlehem Mines, Cambria Railroad Company, Valley Coal Company, and over 150 other companies and organizations.
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Health

B+

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Franklin Johnstown Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6723
Year Chartered	1950
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.48%
Return on Equity - YTD	-3.96%
Annual Interest Income	$404.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$31.1MM$31.0MM
Loans	Q2 2016vs Q2 2015	$12.2MM$14.4MM
Deposits	Q2 2016vs Q2 2015	$27.2MM$27.0MM
Equity Capital	Q2 2016vs Q2 2015	$3.7MM$3.9MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$98.00K$129.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$13.00K$77.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
CD
IRA

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Franklin Johnstown Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA Share
0.50%	-	-	Roth IRA Share
0.50%	-	-	Coverdell-Educational IRA Share
0.50%	-	-	Christmas Club
0.50%	-	-	Vacation Club
0.15%	$25	-	Regular Shares
0.15%	$25	-	Youth Share Account

Franklin Johnstown Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$5k	-	36 Month Share Certificate
0.65%	$1k	-	24 Month Share Certificate
0.35%	$1k	-	18 Month Share Certificate
0.30%	$1k	-	12 Month Share Certificate
0.20%	$1k	-	6 Month Share Certificate

Franklin Johnstown Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$5k	-	36 Month IRA Certificate
0.65%	$1k	-	24 Month IRA Certificate
0.35%	$1k	-	18 Month IRA Certificate
0.30%	$1k	-	12 Month IRA Certificate
0.20%	$1k	-	6 Month IRA Certificate

Locations

Franklin Johnstown Federal Credit Union Locations
Branch Office	310 Bloomfield St	Johnstown, PA 15904-3202
Branch Office	544 Vine St	Johnstown, PA 15901-2013