Featured Savings Rates
Featured Accounts

Franklin Mint Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month Take Control CD
0.75%1-year CD12 Month CD
0.10%SavingsStatement Savings

Overview / Commentary
800-220-3193
1974 Sproul Rd Ste 300
Broomall, PA 19008

Franklin Mint Federal Credit Union is headquartered in Broomall and is the 10th largest credit union in the state of Pennsylvania. It is also the 273rd largest credit union in the nation. It was established in 1970 and as of June of 2016, it had grown to 307 employees and 82,890 members at 36 locations. Franklin Mint Federal Credit Union's savings rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Franklin Mint Federal Credit Union is open to those who live, work, worship, volunteer or attend school in the Borough of West Chester, City of Chester, selected areas in Norristown and Southeastern Delaware County. Membership is also open to employees and members of the credit union's Select Employer Group (must call the credit union's eligibility).
See current membership details

Reviews (7)

Franklin Mint - A Friendly Local Credit Union

Posted by: SteelAegis | Jun 2, 2015

With a 15 year and counting membership under belt, I feel more qualified than most in providing a review of Franklin Mint Federal Credit Union. If you have ever met friends or family tell you that Credit Unions provide a much more intimate banking experience at a lower price point, they are absolutely right. All of my interactions with Franklin Mint have been pleasant over the years, and it has been very rare that fees have become an issue. They are very generous with opening new accounts, ATM usage fees, and provide competitive interest rate incentives to keep your money growing. I also recently opened a joint checking account with my wife, and the process could not have gone smoother. Large banks often seem impersonal and uncaring, and often come with oppressive fee structures, but Franklin Mint has no such limitations. The only real downside is that their Mobile Experience needs an update, as their app seems a bit dated and lacks more sophisticated functionality. Still, that is a small price to pay for the great banking experience that they provide every single day.

The Credit Union of my choice!

Posted by: Rell23 | Mar 15, 2015

I started my account with this credit union sometime ago and have been consistently impressed with its customer service and dedication to creating a happy member. At one point in time I fell upon hard times and the account went into a negative state for over 30 days. Policy aimed for the credit union to close my account but instead the member service representative made arrangements with me to pay what was old. Making certain the payment was something I could afford the representative avoided a negative indentation on my credit report and many additional fees. Being a smaller credit union the products and services offered are quite competitive and there are plenty of ways for the average individual to qualify for membership. FMFCU is the neighborhood credit union servicing everyone the same no matter financial status! Great Credit Union. It is the credit union of my choice!

A local gem

Posted by: DGolden | Jun 4, 2014

I have been a member since moving to my area in 1991, and would bank no where else. Since that time, I have purchased numerous cars and three homes; each time the loan/mortgage experience has been very easy. Fees are very reasonable or absent altogether. Employee retention seems very high at the credit union, and I like the fact that I know them and they know me when I bank at the credit union. There are several convenient locations (some of which are open on the weekend) throughout the county. I live in Media, PA ("Everybody's Hometown") and feel that banking at the credit union is part of that hometown experience.

Franklin Mint Provides a Great Customer Experience

Posted by: Xias | Oct 2, 2014

I have been a long time member of Franklin Mint Federal Credit Union, and there has never been a day that I have regretted my decision. While many friends and family complain about their high banking fees, Franklin Mint has always been kind and understanding in my dealings with them. Their customer service has always been stellar as well, although I'll admit most of the time their banking experience is so seamless that I do not have to contact them directly very often. If you're in the market for opening a new account or want to get away from big banks, they are a great opportunity to do so.

Franklin Mint Provides a Great Customer Experience

Posted by: Xias | Oct 1, 2014

I have been a long time member of Franklin Mint Federal Credit Union, and there has never been a day that I have regretted my decision. While many friends and family complain about their high banking fees, Franklin Mint has always been kind and understanding in my dealings with them. Their customer service has always been stellar as well, although I'll admit most of the time their banking experience is so seamless that I do not have to contact them directly very often. If you're in the market for opening a new account or want to get away from big banks, they are a great opportunity to do so.

30 Year Customer. No Members Here.

Disgusted. Poor customer service. No follow up. 3 instances of fraud in 6 months, and not so much as a call to tell mr anything. I had to find out on my own!. No promise of trying to better security or anything. And i have to do all of the leg work to get my own money back. Wonder when i get my paycheck from FMFCU for doing their work for them. 30 year member is going elsewhere today.

Whole Bank

I applied for an auto loan an have been running back and forth all just to get declined after being told if I bring this document and this document you will get the amount needed. Biggest load of crap ever fed to me instant approval is a joke just to make you do work and go crazy because you get approved than told to bring in proof of income then when you do because of minus 7 hrs you get denied sorry I had to go to the doctor and then the car you already paid insurance for gets sold and you get a sorry bring back another stub an a vsa and you'll get approved for the amount you need ha so your telling me a new car is worth 13000 dollars I'm not taking out a loan to get junk I'm taking it out to get something I want if I'm gonna be in debt I'm gonna do it in what I want not a pos. The bank is incompetent un caring ignorant and possibly challenged for they know nothing about their job which is to read a computer screen. I wouldn't be as mad if they would have told me no in the beginning instead of waisting a month of my life. Stay clear away of Springfield branch sad sad people.



Health
B+

Health Grade Components

Overall
NCUA #20042
Year Chartered1970
Employees307
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD5.94%
Annual Interest Income$16.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$978.0MM$906.6MM
LoansQ2 2016vs Q2 2015$742.3MM$625.8MM
DepositsQ2 2016vs Q2 2015$878.8MM$816.7MM
Equity CapitalQ2 2016vs Q2 2015$77.8MM$69.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.9MM$6.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.1MM$4.1MM
Real Estate OwnedQ2 2016vs Q2 2015$328.00K$325.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Franklin Mint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Franklin Mint Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$500Cub Account
OTHER TIERS: 0.10% $500+
2.00%*-$500Super Saver Savings
OTHER TIERS: 0.10% $500+
2.00%*-$2,500Holiday EClub
OTHER TIERS: 0.10% $2,500+
2.00%*-$2,500Vacation EClub
OTHER TIERS: 0.10% $2,500+
0.30%--IRA Savings Account
0.30%--Roth Conversion IRA Savings Account
0.30%--Roth Contribution IRA Savings Account
0.30%--Coverdell Education Savings Account
0.10%--Statement Savings
0.10%--Holiday Club
0.10%--Vacation Club

Franklin Mint Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Franklin Mint Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Performance Checking
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k

Franklin Mint Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-60 Month CD
1.90%$250-60 Month Start Smart CD
1.70%$500-48 Month CD
1.70%$250-48 Month Start Smart CD
1.40%$500-36 Month CD
1.40%$250-36 Month Start Smart CD
1.00%$500-24 Month Bump CD
1.00%$500-30 Month CD
1.00%$250-24 Month Start Smart Bump CD
1.00%$250-30 Month Start Smart CD
1.00%$500-60 Month Take Control CD
1.00%$250-60 Month Smart Start Take Control CD
0.85%$500-24 Month CD
0.85%$250-24 Month Start Smart CD
0.75%$500-12 Month CD
0.75%$250-12 Month Start Smart CD
0.70%$500-18 Month CD
0.70%$250-18 Month Start Smart CD
0.60%$500-15 Month CD
0.60%$250-15 Month Start Smart CD
0.40%$500-9 Month CD
0.40%$250-9 Month Start Smart CD
0.35%$500-6 Month CD
0.35%$250-6 Month Start Smart CD
0.15%$500-3 Month CD
0.15%$250-3 Month Start Smart CD

Franklin Mint Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-60 Month IRA
1.70%$500-48 Month IRA
1.40%$500-36 Month IRA
1.00%$500-24 Month Bump IRA
1.00%$500-30 Month IRA
1.00%$500-60 Month Take Control IRA
0.85%$500-24 Month IRA
0.75%$500-12 Month IRA
0.70%$500-18 Month IRA
0.60%$500-15 Month IRA
0.40%$500-9 Month IRA
0.35%$500-6 Month IRA
0.15%$500-3 Month IRA
Locations

Franklin Mint Federal Credit Union has 36 locations. Click to view all Franklin Mint Federal Credit Union locations.