Featured Savings Rates
Featured Accounts

Freedom 1st Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month Share Certificate
0.10%SavingsRegular Share Savings Account
1.11%3-year CD36 Month Share Certificate

Overview / Commentary
800-334-9175
1645 Webster St
Dayton, OH 45404-1135

Freedom 1st Credit Union is headquartered in Dayton and is the 123rd largest credit union in the state of Ohio. It is also the 2,764th largest credit union in the nation. It was established in 1961 and as of September of 2016, it had grown to 11 employees and 6,168 members at 3 locations. Freedom 1st Credit Union has a B health rating.

Field of Membership Restrictions

Freedom 1st Credit Union of Ohio is open to the residents of Northern Montgomery and Preble County or the employees of the credit union affiliated select employer groups.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Freedom 1st Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61001
Year Chartered1961
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD8.78%
Annual Interest Income$718.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$33.8MM$30.5MM
LoansQ3 2016vs Q3 2015$19.0MM$17.6MM
DepositsQ3 2016vs Q3 2015$30.3MM$27.5MM
Equity CapitalQ3 2016vs Q3 2015$3.1MM$2.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$56.00K$44.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$154.00K$35.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Freedom 1st Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Account
0.10%--Regular Share Savings Account
0.10%--Christmas Club Savings Account

Freedom 1st Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Money Plus Checking Account
OTHER TIERS: 0.15% $1k - $10k

Freedom 1st Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%--36 Month Share Certificate
0.80%--24 Month Share Certificate
0.60%--18 Month Share Certificate
0.50%--12 Month Share Certificate
0.40%--6 Month Share Certificate

Freedom 1st Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%--36 Month IRA Share Certificate
0.80%--24 Month IRA Share Certificate
0.60%--18 Month IRA Share Certificate
0.50%--12 Month IRA Share Certificate
0.40%--6 Month IRA Share Certificate
Locations


Freedom 1st Credit Union Locations
Branch Office205 N Barron StEaton, OH 45320-1703
Branch Office1645 Webster StDayton, OH 45404-1135
Branch Office2459 State Route 732 WEaton, OH 45320-9517