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Overview / Commentary
315 Crim Avenue
Belington, WV 26250

Freedom Bank, Inc. is headquartered in Belington and is the 32nd largest bank in the state of West Virginia. It is also the 3,374th largest bank in the nation. It was established in 1939 and as of December of 2017, it had grown to 53 employees at 5 locations. Freedom Bank, Inc. has a B health rating.


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Health Grade Components

FDIC Certificate #15664
Year Established1939
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.55%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$160.5MM$156.4MM
LoansQ4 2017vs Q4 2016$127.7MM$125.8MM
DepositsQ4 2017vs Q4 2016$139.2MM$130.2MM
Equity CapitalQ4 2017vs Q4 2016$16.2MM$15.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$2.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$4.1MM$3.0MM
Real Estate OwnedQ4 2017vs Q4 2016$1.9MM$1.7MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Freedom Bank, Inc. Savings Account Rates

0.45%--IRA Statement Savings
0.15%*$25k*-Freedom Bank Savings Accounts
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k
0.12%*$10k*-Freedom Plus Account
OTHER TIERS: 0.08% Up to $10k

Freedom Bank, Inc. Money Market Rates

0.20%*$25k*-Freedom Money Market Deposit Account
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $25k

Freedom Bank, Inc. CD Rates

1.10%$1k-60 Month CD
0.75%$1k-48 Month CD
0.71%$10k-30 Month Freedom CD
0.60%$500-36 Month CD
0.50%$1k-23 Month CD Special
0.40%$500-24 Month CD
0.35%$1k-15 Month CD Special
0.30%$500-18 Month CD
0.30%$500-12 Month CD
0.15%$500-6 Months CD
0.12%$500-3 Month CD
0.10%$500-10 Day CD
0.10%$500-1 Month CD

Freedom Bank, Inc. IRA Rates

1.10%$1k-60 Month IRA
0.75%$1k-48 Month IRA
0.71%$10k-30 Month Freedom IRA
0.60%$500-36 Month IRA
0.50%$1k-23 Month IRA Special
0.40%$500-24 Month IRA
0.35%$1k-15 Month IRA Special
0.30%$500-12 Month IRA
0.30%$500-18 Month IRA
0.15%$500-6 Months IRA
0.12%$500-3 Month IRA
0.10%$500-10 Day IRA
0.10%$500-1 Month IRA

Freedom Bank, Inc. Locations
Phillipi Branch124 South Main StreetPhilippi, WV 26416
Freedom Bank, Inc.315 Crim AvenueBelington, WV 26250
Bridgeport Branch625 West Main StreetBridgeport, WV 26330
Elkins BranchRoute 219/250 SouthElkins, WV 26241
Buckhannon Branch302 Rr 20, South RoadBuckhannon, WV 26201