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Overview / Commentary
315 Crim Avenue
Belington, WV 26250

Freedom Bank, Inc. is headquartered in Belington and is the 35th largest bank in the state of West Virginia. It is also the 3,531st largest bank in the nation. It was established in 1939 and as of December of 2015, it had grown to 55 employees at 5 locations. Freedom Bank, Inc. has a C+ health rating.


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Health Grade Components

FDIC Certificate #15664
Year Established1939
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.43%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$154.7MM$153.8MM
LoansQ4 2015vs Q4 2014$119.5MM$113.0MM
DepositsQ4 2015vs Q4 2014$133.2MM$138.0MM
Equity CapitalQ4 2015vs Q4 2014$15.0MM$14.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$2.9MM$2.6MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$4.1MM$4.6MM
Real Estate OwnedQ4 2015vs Q4 2014$1.7MM$2.0MM

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Freedom Bank, Inc. Locations
Phillipi Branch124 South Main StreetPhilippi, WV 26416
Freedom Bank, Inc.315 Crim AvenueBelington, WV 26250
Bridgeport Branch625 West Main StreetBridgeport, WV 26330
Elkins BranchRoute 219/250 SouthElkins, WV 26241
Buckhannon Branch302 Rr 20, South RoadBuckhannon, WV 26201