Freedom Bank of Southern Missouri

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.freedombk.com

417-846-1719

97 South Main
Cassville, MO 65625

Freedom Bank of Southern Missouri is headquartered in CASSVILLE and is the 51^st largest bank in the state of Missouri. It is also the 1,323^rd largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 104 employees at 8 locations. Freedom Bank of Southern Missouri's CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	35276
Year Established	1999
Employees	104
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.35%
Return on Equity - YTD	15.93%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$740.3MM$703.3MM
Loans	Q1 2025vs Q1 2024	$569.5MM$503.6MM
Deposits	Q1 2025vs Q1 2024	$674.1MM$643.6MM
Equity Capital	Q1 2025vs Q1 2024	$62.6MM$56.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.7MM$4.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$765K$962K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Freedom Bank of Southern Missouri Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$100k^*	-	Business Savings Account
OTHER TIERS: 0.35% → $100 - $50k \| 0.45% → $50k - $100k
0.40%	$0	-	Savings Accounts
0.40%	$0	-	Minor Savings Account

Freedom Bank of Southern Missouri Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.76%^*	$250k^*	$10m	Tiered Money Market Account
OTHER TIERS: 0.80% → $1k - $10k \| 0.90% → $10k - $25k \| 1.00% → $25k - $50k \| 1.51% → $50k - $250k
1.76%^*	$250k^*	$10m	Business Money Market Account
OTHER TIERS: 0.80% → $1k - $10k \| 0.90% → $10k - $25k \| 1.00% → $25k - $50k \| 1.51% → $50k - $250k

Freedom Bank of Southern Missouri Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$0	-	Freedom Plus Checking Account
0.20%	$0	-	Freedom Gold Checking Account
0.20%	$0	-	Business Interest Checking Account

Freedom Bank of Southern Missouri CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.85%	$1k	-	90 Day CD
3.85%	$1k	-	180 Day CD
3.85%	$1k	-	1 Year CD
3.75%	$1k	-	18 Month CD
3.49%	$1k	-	2 Year CD
3.40%	$1k	-	4 Year CD
3.30%	$1k	-	5 Year CD
3.24%	$1k	-	3 Year CD
1.76%	$1k	-	30 Day CD

Freedom Bank of Southern Missouri IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.85%	$250	-	1 Year IRA
3.85%	$250	-	1 Year Anytime IRA
3.85%	$250	-	180 Day IRA
3.49%	$250	-	2 Year IRA
3.40%	$250	-	4 Year IRA
3.30%	$250	-	5 Year IRA
3.24%	$250	-	3 Year IRA

Locations

Freedom Bank of Southern Missouri Locations
Shell Knob Branch	24828 State Highway 39	Shell Knob, MO 65747
Golden Facility	36042 State Highway 86	Golden, MO 65658
Willard Branch	502 South State Highway Ab	Willard, MO 65781
Freedom Bank Of Southern Missouri	97 Main St	Cassville, MO 65625
Freedom Bank Of Southern Missouri	Southeast Corner Of Highway 37 And Doc Meyer Road	Seligman, MO 65745
Monett Branch	901 East Highway 60	Monett, MO 65708
Aurora Branch	444 South Rinker Street	Aurora, MO 65605

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