2. Freedom Credit Union

Freedom Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.25%5-year CD
2.27% - National Average
0.95%1-year CD
1.37% - National Average
0.05%Savings
0.26% - National Average
View all Freedom Credit Union rates »

Overview / Commentary
www.freedom.coop
413-739-6961
1976 Main St
Springfield, MA 01103-1010

Freedom Credit Union is headquartered in SPRINGFIELD and is the 27th largest credit union in the state of Massachusetts. It is also the 583rd largest credit union in the nation. It was established in 1986 and as of December of 2018, it had grown to 99 employees and 28,422 members at 10 locations. Freedom Credit Union has a B+ health rating.

Field of Membership Restrictions

Freedom Credit Union of Massachusetts is open to the residents, college students, and the people that maintain employment within these qualified counties: Hampden, Hampshire, Franklin, and Berkshire as well as the family members of current credit union members.
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Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #66824
Year Chartered1986
Employees99
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD5.21%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$477.6MM$482.1MM
LoansQ4 2018vs Q4 2017$347.5MM$314.8MM
DepositsQ4 2018vs Q4 2017$360.7MM$380.7MM
Equity CapitalQ4 2018vs Q4 2017$79.1MM$75.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.2MM$2.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.9MM$2.8MM
Real Estate OwnedQ4 2018vs Q4 2017$328.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Freedom Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$5-IRA Savings Account
0.05%$5-Share (Savings Account)
0.05%$5-Club Accounts
0.05%--Business Savings Account

Freedom Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$75k*-Money Market Account
OTHER TIERS: 0.25% → $5 - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $75k
0.40%*$75k*-Business Money Market
OTHER TIERS: 0.25% → $5 - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $75k

Freedom Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$5$100kFreedom NOW
OTHER TIERS: 0.20% → $100k+
0.40%*$75k*-Business Dividend Checking
OTHER TIERS: 0.25% → $5 - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $75k
0.05%$5-NOW (Checking Account)
0.05%$5-Forever Freedom Checking

Freedom Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month CD
2.20%$500-24 Month CD
2.00%$500-48 Month CD
2.00%$1k-20 Month CD Special
1.75%$500-36 Month CD
1.25%$500-18 Month CD
0.95%$500-12 Month CD
0.50%$500-6 Month CD
0.50%$500-9 Month CD

Freedom Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month IRA
2.20%$500-24 Month IRA
2.00%$500-48 Month IRA
2.00%$1k-20 Month IRA Special
1.75%$500-36 Month IRA
1.25%$500-18 Month IRA
0.95%$500-12 Month IRA
0.50%$500-6 Month IRA
0.50%$500-9 Month IRA
Locations


Cities: CHICOPEE, EASTHAMPTON, FEEDING HILLS, GREENFIELD, LUDLOW, NORTHAMPTON, Springfield, SPRINGFIELD, TURNERS FALLS

CHICOPEE Branches
Branch Office1976 MEMORIAL DRCHICOPEE, MA 01020

EASTHAMPTON Branches
Branch Office422B MAIN STEASTHAMPTON, MA 01027

FEEDING HILLS Branches
Branch Office959 SPRINGFIELD STFEEDING HILLS, MA 01030

GREENFIELD Branches
Branch Office74 MAIN STGREENFIELD, MA 01301

LUDLOW Branches
Branch Office645 CENTER STLUDLOW, MA 01056

NORTHAMPTON Branches
Branch Office226 KING STNORTHAMPTON, MA 01060

Springfield Branches
Branch Office1300 STATE STSpringfield, MA 01109-2553

SPRINGFIELD Branches
Branch Office296 COOLEY STSPRINGFIELD, MA 01128-1145
Branch Office1976 MAIN STSPRINGFIELD, MA 01103-1010

TURNERS FALLS Branches
Branch Office191 AVENUE ATURNERS FALLS, MA 01376

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