Freedom Federal Credit Union (MD)

Overview / Commentary
2019 Emmorton Rd
Bel Air, MD 21015

Freedom Federal Credit Union (MD) is headquartered in Bel Air and is the 18th largest credit union in the state of Maryland. It is also the 794th largest credit union in the nation. It was established in 1953 and as of September of 2023, it had grown to 94 employees and 33,325 members at 6 locations. Freedom Federal Credit Union (MD)'s CD rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Freedom Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Maryland counties of Baltimore or Harford. Immediate family of current members or membership-eligible individuals are also eligible to join.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #8550
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.83%
Annual Interest Income$15.2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$430.8MM$419.7MM
LoansQ3 2023vs Q3 2022$378.4MM$383.2MM
DepositsQ3 2023vs Q3 2022$372.4MM$383.1MM
Equity CapitalQ3 2023vs Q3 2022$34.3MM$33.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.3MM$806K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$4.4MM$1.3MM
Real Estate OwnedQ3 2023vs Q3 2022$182K$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Freedom Federal Credit Union (MD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Freedom Federal Credit Union (MD) Savings Account Rates

2.50%*-$10kEducator Savings
OTHER TIERS: 0.35% $10k+
0.30%$5-First Home Registry
0.25%$100-Share Savings
0.25%$100-Christmas Club
0.25%$5-Youth Share Savings
0.25%--IRA Savings
0.25%--Business Savings
0.25%$100-Secondary Savings
0.25%$5-Kirby Kangaroo
0.25%$5-CU Succeed

Freedom Federal Credit Union (MD) Money Market Rates

0.95%*$100k*-Money Market
OTHER TIERS: 0.40% $2.5k - $10k | 0.45% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k
0.95%*$100k*-Business Money Market
OTHER TIERS: 0.40% $2.5k - $10k | 0.45% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k
0.95%*$100k*-Money Market IRA
OTHER TIERS: 0.40% $2.5k - $10k | 0.45% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k

Freedom Federal Credit Union (MD) Checking Account Rates

3.00%*-$10kEmpower Checking
OTHER TIERS: 0.25% $10k+
0.40%--Non-Profit Checking
0.20%$100-Youth Checking
0.15%--Business Dividend Checking

Freedom Federal Credit Union (MD) CD Rates

5.50%$5-7 Month Youth CD Special - New Money
5.50%$300-7 Month CD Special - New Money
5.50%$300-Business 7 Month CD Special - New Money
5.35%$300-25 Month CD Special
5.35%$300-Business 25 Month CD Special
5.35%$5-25 Month Youth CD Special
5.35%$50k-25 Month Jumbo CD Special
5.35%$50k-Business 25 Month Jumbo CD Special
4.75%$300-Business 12 Month CD
4.75%$300-Business 18 Month CD
4.75%$300-Business 24 Month CD
4.75%$300-12 Month CD
4.75%$300-24 Month CD
4.75%$50k-Business 52 Week Jumbo CD
4.75%$5-12 Month Youth CD
4.75%$5-24 Month Youth CD
4.75%$5k-52 Week CD Special
4.75%$300-Business 52 Week CD Special
4.75%$50k-52 Week Jumbo CD Special
4.75%$300-18 Month CD Special
4.75%$5-18 Month Youth CD Special
4.40%$300-55 Month CD Special
4.40%$300-Business 55 Month CD Special
4.40%$5-55 Month Youth CD Special
4.35%$50k-42 Month Jumbo CD Special
4.35%$50k-Business 42 Month Jumbo CD Special
4.15%$300-Business 60 Month CD
4.15%$300-60 Month CD
4.15%$5-60 Month Youth CD
4.10%$300-Business 48 Month CD
4.10%$300-48 Month CD
4.10%$5-48 Month Youth CD
4.00%$300-Business 36 Month CD
4.00%$300-Business 48 Month Bump-Up CD
4.00%$300-36 Month CD
4.00%$300-48 Month Bump-Up CD
4.00%$5-36 Month Youth CD
4.00%$5-48 Month Bump-Up Youth CD
3.90%$300-Business 36 Month Bump-Up CD
3.90%$300-36 Month Bump-Up CD
3.90%$5-36 Month Bump-Up Youth CD
3.50%$300-Business 6 Month CD
3.50%$300-6 Month CD
3.50%$5-6 Month Youth CD

Freedom Federal Credit Union (MD) IRA Rates

5.50%$300-7 Month IRA Special - New Money
5.50%$300-Business 7 Month IRA Special - New Money
5.35%$300-25 Month IRA Special
5.35%$50k-25 Month Jumbo IRA Special
5.35%$300-Business 25 Month IRA Special
5.35%$50k-Business 25 Month Jumbo IRA Special
4.75%$300-12 Month IRA
4.75%$300-24 Month IRA
4.75%$5k-52 Week IRA Special
4.75%$50k-52 Week Jumbo IRA Special
4.75%$5k-Business 52 Week IRA Special
4.75%$50k-Business 52 Week Jumbo IRA Special
4.75%$300-Business 12 Month IRA
4.75%$300-Business 18 Month IRA
4.75%$300-Business 24 Month IRA
4.75%$300-18 Month IRA Special
4.40%$300-55 Month IRA Special
4.40%$300-Business 55 Month IRA Special
4.35%$50k-42 Month Jumbo IRA Special
4.35%$50k-Business 42 Month Jumbo IRA Special
4.15%$300-60 Month IRA
4.15%$300-Business 60 Month IRA
4.10%$300-48 Month IRA
4.10%$300-Business 48 Month IRA
4.00%$300-36 Month IRA
4.00%$300-48 Month Bump-Up IRA
4.00%$300-Business 36 Month IRA
4.00%$300-Business 48 Month Bump-Up IRA
3.90%$300-36 Month Bump-Up IRA
3.90%$300-Business 36 Month Bump-Up IRA
3.50%$300-6 Month IRA
3.50%$300-Business 6 Month IRA

Freedom Federal Credit Union (MD) Locations
Branch Office1990 Rock Spring RdForest Hill, MD 21050
Branch Office8213 Hoadley Rd Bldg E5002Gunpowder, MD 21010
Branch Office2019 Emmorton RdBel Air, MD 21015
Branch Office1304 E Churchville RdBel Air, MD 21014
Branch Office2025 Pulaski HwyHavre De Grace, MD 21078-2144
Branch Office5000 Honeygo Center DrPerry Hall, MD 21128

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.