Freedom Federal Credit Union (MD)

Overview / Commentary
2019 Emmorton Rd
Bel Air, MD 21015

Freedom Federal Credit Union (MD) is headquartered in Bel Air and is the 22nd largest credit union in the state of Maryland. It is also the 800th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 91 employees and 34,124 members at 6 locations. Freedom Federal Credit Union (MD) has a B+ health rating.

Field of Membership Restrictions

Membership in Freedom Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Maryland counties of Baltimore or Harford. Immediate family of current members or membership-eligible individuals are also eligible to join.
See current membership details


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Health Grade Components

NCUA #8550
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD9.67%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$419.7MM$402.7MM
LoansQ3 2022vs Q3 2021$383.2MM$325.8MM
DepositsQ3 2022vs Q3 2021$383.1MM$368.6MM
Equity CapitalQ3 2022vs Q3 2021$33.1MM$32.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$806.00K$1.0MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.3MM$815.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Freedom Federal Credit Union (MD) are currently being reviewed.


Freedom Federal Credit Union (MD) Locations
Branch Office1990 Rock Spring RdForest Hill, MD 21050
Branch Office8213 Hoadley Rd Bldg E5002Gunpowder, MD 21010
Branch Office2019 Emmorton RdBel Air, MD 21015
Branch Office1304 E Churchville RdBel Air, MD 21014
Branch Office1830 Pulaski Hwy Ste CHavre de Grace, MD 21078

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