Freedom Federal Credit Union (MD)

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CURRENT TOP RATE

55 Month CD Special

Overview / Commentary

www.freedomfcu.org

410-676-5700

2019 Emmorton Rd
Bel Air, MD 21015

Freedom Federal Credit Union (MD) is headquartered in Bel Air and is the 22^nd largest credit union in the state of Maryland. It is also the 788^th largest credit union in the nation. It was established in 1953 and as of June of 2022, it had grown to 86 employees and 33,835 members at 6 locations. Freedom Federal Credit Union (MD)'s savings rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Freedom Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Maryland counties of Baltimore or Harford. Immediate family of current members or membership-eligible individuals are also eligible to join.
See current membership details

Related Posts

View all posts from:

2020
2016
2015
Earlier

1/18 - Freedom Federal Credit Union's 42-Month Jumbo CD Has Top Rate

5/9 - Freedom FCU (MD) Offers Very Competitive 52-Week Jumbo CD

3/23 - Freedom Federal Credit Union (55-Mo CD, 2%APY)

12/5/08 - 5.00% 55-Month CD at Freedom FCU in Maryland

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Health

A

Data as of Q2 2022

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Health Grade Components

Overall
NCUA #	8550
Year Chartered	1953
Employees	86
Primary Regulator

Profit Margin
Return on Assets - YTD	0.64%
Return on Equity - YTD	8.39%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$426.6MM$399.3MM
Loans	Q2 2022vs Q2 2021	$370.9MM$314.4MM
Deposits	Q2 2022vs Q2 2021	$391.0MM$365.0MM
Equity Capital	Q2 2022vs Q2 2021	$32.6MM$31.7MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$860.00K$1.0MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$840.00K$698.00K
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Freedom Federal Credit Union (MD) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	-	$10k	Educator Savings
OTHER TIERS: 0.35% → $10k+
0.45%	$100	-	EasySaver
0.30%	$5	-	First Home Registry
0.15%	-	-	IRA Savings
0.10%	$100	-	Share Savings
0.10%	$100	-	Christmas Club
0.10%	$5	-	Youth Share Savings
0.10%	-	-	Business Savings
0.10%	$100	-	Secondary Savings
0.10%	$5	-	Stork
0.10%	$5	-	Kirby Kangaroo
0.10%	$5	-	CU Succeed
0.10%	$5	-	Choices

Freedom Federal Credit Union (MD) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.32%^*	$100k^*	-	Money Market
OTHER TIERS: 0.19% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.24% → $25k - $50k \| 0.25% → $50k - $100k
0.32%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.19% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.24% → $25k - $50k \| 0.25% → $50k - $100k
0.32%^*	$100k^*	-	Money Market IRA
OTHER TIERS: 0.19% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.24% → $25k - $50k \| 0.25% → $50k - $100k

Freedom Federal Credit Union (MD) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	-	$10k	Empower Checking
OTHER TIERS: 0.25% → $10k+
0.40%	-	-	Non-Profit Checking
0.20%	$100	-	Youth Checking
0.15%	-	-	Business Dividend Checking

Freedom Federal Credit Union (MD) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.45%	$300	-	55 Month CD Special
3.45%	$300	-	Business 55 Month CD Special
3.45%	$5	-	55 Month Youth CD Special
3.35%	$50k	-	42 Month Jumbo CD Special
3.35%	$50k	-	Business 42 Month Jumbo CD Special
1.00%	$300	-	Business 60 Month CD
1.00%	$300	-	60 Month CD
1.00%	$5	-	60 Month Youth CD
0.95%	$300	-	Business 48 Month CD
0.95%	$300	-	48 Month CD
0.95%	$5	-	48 Month Youth CD
0.85%	$300	-	Business 36 Month CD
0.85%	$300	-	Business 48 Month Bump-Up CD
0.85%	$300	-	36 Month CD
0.85%	$300	-	48 Month Bump-Up CD
0.85%	$5	-	36 Month Youth CD
0.85%	$5	-	48 Month Bump-Up Youth CD
0.75%	$300	-	Business 24 Month CD
0.75%	$300	-	Business 36 Month Bump-Up CD
0.75%	$300	-	24 Month CD
0.75%	$300	-	36 Month Bump-Up CD
0.75%	$300	-	25 Month CD Special
0.75%	$300	-	Business 25 Month CD Special
0.75%	$5	-	24 Month Youth CD
0.75%	$5	-	25 Month Youth CD Special
0.75%	$5	-	36 Month Bump-Up Youth CD
0.75%	$50k	-	25 Month Jumbo CD Special
0.75%	$50k	-	Business 25 Month Jumbo CD Special
0.65%	$50k	-	Business 52 Week Jumbo CD
0.65%	$5k	-	52 Week CD Special
0.65%	$300	-	Business 52 Week CD Special
0.65%	$50k	-	52 Week Jumbo CD Special
0.60%	$300	-	Business 12 Month CD
0.60%	$300	-	Business 18 Month CD
0.60%	$300	-	12 Month CD
0.60%	$300	-	18 Month CD
0.60%	$5	-	12 Month Youth CD
0.60%	$5	-	18 Month Youth CD
0.50%	$300	-	Business 6 Month CD
0.50%	$300	-	6 Month CD
0.50%	$5	-	6 Month Youth CD

Freedom Federal Credit Union (MD) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.45%	$300	-	55 Month IRA Special
3.45%	$300	-	Business 55 Month IRA Special
3.35%	$50k	-	42 Month Jumbo IRA Special
3.35%	$50k	-	Business 42 Month Jumbo IRA Special
1.00%	$300	-	60 Month IRA
1.00%	$300	-	Business 60 Month IRA
0.95%	$300	-	48 Month IRA
0.95%	$300	-	Business 48 Month IRA
0.85%	$300	-	36 Month IRA
0.85%	$300	-	48 Month Bump-Up IRA
0.85%	$300	-	Business 36 Month IRA
0.85%	$300	-	Business 48 Month Bump-Up IRA
0.75%	$300	-	24 Month IRA
0.75%	$300	-	36 Month Bump-Up IRA
0.75%	$300	-	25 Month IRA Special
0.75%	$50k	-	25 Month Jumbo IRA Special
0.75%	$300	-	Business 24 Month IRA
0.75%	$300	-	Business 25 Month IRA Special
0.75%	$50k	-	Business 25 Month Jumbo IRA Special
0.75%	$300	-	Business 36 Month Bump-Up IRA
0.65%	$5k	-	52 Week IRA Special
0.65%	$50k	-	52 Week Jumbo IRA Special
0.65%	$5k	-	Business 52 Week IRA Special
0.65%	$50k	-	Business 52 Week Jumbo IRA Special
0.60%	$300	-	12 Month IRA
0.60%	$300	-	18 Month IRA
0.60%	$300	-	Business 12 Month IRA
0.60%	$300	-	Business 18 Month IRA
0.50%	$300	-	6 Month IRA
0.50%	$300	-	Business 6 Month IRA

Locations

Freedom Federal Credit Union (MD) Locations
Branch Office	1990 Rock Spring Rd	Forest Hill, MD 21050
Branch Office	8213 Hoadley Rd Bldg E5002	Gunpowder, MD 21010
Branch Office	2019 Emmorton Rd	Bel Air, MD 21015
Branch Office	1304 E Churchville Rd	Bel Air, MD 21014
Branch Office	1830 Pulaski Hwy Ste C	Havre de Grace, MD 21078
Branch Office	5000 HONEYGO CENTER DR	PERRY HALL, MD 21128

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